The Property Podcast

Before you get involved in Bitcoin, what should you know about it?

Well, you’re about to find out in today’s episode.

We’re temporarily diverting away from property because Bitcoin is such a hot topic right now.

But what’s more concerning, is that people are wanting to jump on the Bitcoin bandwagon without understanding what it is or how it works.

Rob & Rob love taking on complex subjects and breaking them down into understandable, digestible bits of information. So, if you’re clueless about Bitcoin, this is the episode for you.

In the news

This week’s news story had to be none other than Nationwide’s House Price Index which shows annual house price growth has hit 10.9%.

Average property prices have also gone up from £238,000 to £242,000 in a month!

The report puts this down to people still wanting to move out of city areas and gain more space, which we’ve seen happening throughout the pandemic.

So, for anyone who’s got a property portfolio under their belt, they’re likely to be pretty happy right now.

Hub Extra

For this week’s Hub Extra, we’re giving you a trio of books for you to get stuck into.

The first one is an easy read and it’s ‘Bitcoin Billionaires’ by Ben Mezrich. We’ve actually recommended this book before but it’s a brilliant story about the origins of Bitcoin.

The second and third books are for you to continue your Bitcoin learning.

We’ve got ‘Inventing Bitcoin’ by Yan Pritzker and ‘The Bitcoin Standard’ by Saifedean Ammous. These two books aren’t the most entertaining books to read but if you’re wanting to understand the technical side of Bitcoin then they do just that.

We recommend listening to them on Audible and you’ll have them boxed off in a few hours.

Let’s get social

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob. The guys are ready and raring to go, answering more caller questions.  

Kicking things off this week is Andrew.  

Andrew wants to know if the average house price to earnings ratio is something that The Robs think people should consider when looking to purchase a property.  

Or is it just simply based on mortgage costs and interest rates? 

Our next question comes from Joe.  

Joe’s been doing all his homework and has read all of Rob D’s books. He’s convinced that the only way to renovate a house and sell it on quickly is by using a bridging loan.  

But Joe has since spoken to someone who told him offset mortgages were also a good option if you already own your own home.  

So, naturally Joe wants to get Rob & Rob’s advice to see if they’d recommend using an offset mortgage.  

Tune in to find out what they say. 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  

Or if you prefer, click here to leave a recording via your computer instead. 

The next question on Ask Rob & Rob could be yours.  

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

See omnystudio.com/listener for privacy information.

It’s the June Market Update

Like always on the market updates, Rob & Rob are bringing you up to speed on all the goings on in the property world.

And the June market update is no different.

Today The Robs are going to be covering house prices, rents and even the Queen’s speech.

Here’s all the links you need for your extra reading.

House prices:

• House prices continue upward trend, rising 10% in March: ONS
• Nationwide predicts UK house prices will continue to rise
• First-time buyer demand and stalled price growth help city centres bounce back
• UK House Price Index – April 2021

Rents:

• Q1 2021: Rental market report
• PayProp UK special report – Arrears after 12 months of COVID-19

Queen’s speech:

• The Queen’s speech 2021: four key issues for property agents
• Leasehold reform in England and Wales: What’s happening and when?
• Government pushes Planning Bill forward as critics question ‘free for all’

In case you missed it…

We’ve got a new YouTube video out ready for you to sink your teeth into.

We took a little break from creating YouTube videos but now we’re back with an epic episode, sharing the top five underrated places that you should invest in.

In the past we’ve given you our location hotspots but we think these areas could be little hidden gems so it’s certainly worth the watch.

Hub Extra

This week’s Hub Extra comes from our Podcast Producer, Dan and it’s an app called Blinkist.

If you’ve ever read a book that’s along the lines of a self-help/motivational/business related book then chances are these books will have lessons you’d expect to learn from them.

A lot of the time, the things worth knowing about could be summed up in a long blog post rather than a book filled with waffle.

Well, Blinkist cuts through all the waffle and presents you with the need-to-know information. So if your spare time is quite valuable and you don’t want to read a full book, give this app a go.

Let’s get social

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re joined by Mary, an architect turned HMO expert

Now and again on The Property Podcast we invite experts in as guests to share their experience with us.   

And this week we’ve got Mary Osman who, along with her partner Andrew, is an architect turned property investor.  

Mary and Andrew specialise in HMOs. (And if you fancy reading more about them, they’re featuring in the next issue of the Property Hub Magazine - sign up here) 

They’re based in Leeds and have been involved in commercial property for around 15 years before moving into the residential territory of HMOs in Leeds and Yorkshire.  

There have been high points and low points – along with a lot of lessoned learned. And that’s what Mary is sharing with us today.   

So, make sure you tune in to listen and find out more.  

News 

This week’s news story comes from the BBC and the headline reads ‘renter eviction ban to finish at end of May’. Landlords have been unable to evict tenants since spring last year; which was understandable given the Covid-19 circumstances, but a date of 31st May has finally been confirmed – news which we’re sure many landlords will welcome.  

Also, notice periods are being reduced from six months to four, then from October back down to its normal two months. 

Hub Extra 

This week’s Hub Extra recommendation is a new YouTube channel for you called Greylock.  

Greylock is a VC company who invest in startups and they’ve invested in some rather famous ones.  

There’s a series from a few years ago called Blitzscaling, and Rob B has picked out a particular episode with Patrick Collinson on his experience of hiring with Stripe. 

Stripe is now a huge company so if you’re interested in business related YouTube channels then it may be worth giving this series a watch.  

Let’s get social 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. 

See omnystudio.com/listener for privacy information.

It’s girl power on Ask Rob & Rob this week. 

Our first question comes from Amelia. 

Amelia would like some advice on how to find a decent deal in the property boom we’re now in.  

Her current strategy is buy, refurbish, refinance (BRR) so she can try and recycle some of her cash.  

To be successful with this strategy, Amelia would need to buy below market value, but she’s finding that most properties are selling for the value of them refurbished, so there’s no money in it.  

So, Ameila wants to know if there’s a useful way to secure properties off-market by leafleting or sending out postcards.  

Next up is Nancy.  

She lives in Merseyside and has a question on freeports.  

Now that Chancellor Rishi has outlined the areas that’ll benefit from freeports, Nancy wants to know if there’s any tax breaks or benefits for investing in these areas.  

So, do Rob & Rob think there are any tax relief benefits to investing in freeport areas? 

Tune in to find out. 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  

Or if you prefer, click here to leave a recording via your computer instead. 

The next question on Ask Rob & Rob could be yours.  

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. 

See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re putting the limelight on Liverpool 

Generally on The Property Podcast you hear The Robs talking about property hotspots and where to invest. But you’ve never heard them go into much detail about certain areas.  

Until now. 

This week The Robs are heading back to Rob B’s roots of Liverpool and bringing you the areas you should definitely consider, the areas you should avoid and Rob B’s wildcard. 

Where will Rob B peg as his up-and-coming area and ‘one to watch’? 

Tune in to find out. 

News 

Last week the new session of Parliament opened with the Queen’s Speech and there were tonnes of legislations mentioned that are due to be brought forward.  

This is probably down to the fact that not much other than Covid-19 got done last year.  

But there were mentions of plans to end ground rents, renters reform and planning reform. There’s plenty more to cover on this but we’re going to save it for the next market update episode.  

Hub Extra 

This week’s Hub Extra recommendation is a fiction book and it’s not the type of book you’d usually expect either of The Robs to recommend.  

Rob D was recommended this book by his wife, neither of them usually a big fiction fan. However this book is on Bill Gates’ ‘must read’ list. 

It’s called ‘The Rosie Project’ by Graeme Simsion.  

The book is about someone who has aspergers syndrome and puts together a questionnaire to try and find the perfect wife. 

It’s a really good, easy read and pretty funny if you’re after something a little more lighthearted.  

Let’s get social 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. 

See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week answering questions on when’s the best time to buy, and what happens to a mortgage if the property value falls. 

First up is Eleanor.  

With the stamp duty holiday due to finish at the end of June, Eleanor is keen to explore the top end of her budget. 

She doesn’t want to make a rushed investment and doesn’t want to consider stamp duty, but she’s keen to know how the stamp duty holiday will have affected the market when it comes to an end. 

Should Eleanor take advantage of the stamp duty holiday whilse she still can, or could she save more money by holding out for a dip in property prices? 

Our second caller this week is Owen. 

Owen wants to know what would happen if your buy-to-let property fell into negative equity at the end of your mortgage term when you came to re-mortgage. 

Will you then be locked into higher rates, or would you have to put in more cash to bring yourself back up to 25% loan to value? 

Tune in to find out. 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  

Or if you prefer, click here to leave a recording via your computer instead. 

The next question on Ask Rob & Rob could be yours.  

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. 

See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re discussing the property boom and why no-one's noticed it

The Robs have been saying this for weeks now – we're in a property boom!  

And now it’s no longer just their opinion, it’s a fact. 

Now you need to understand what’s happening, why it’s happening and what you should be doing right now.  

And that’s exactly what Rob & Rob are talking about today. 

Here’s what they’re covering in this episode: 

• The towns and cities that have seen the biggest price growth in a year.  
• The boss of Barclays predicting the biggest economic boom since 1948. 
• The regions that are outperforming the UK average growth.  
• Why is this growth happening? 
• How long will it last for? 
• And what should you do? 

Tune in to find out. 

Hub Extra 

This week’s Hub Extra resource is all about protecting your online security.  

We’ve talked about online security before and this time we’re recommending that you get an authenticator app installed.  

They’re free to use and could save you a huge headache down the line. Tune in for all the details.  

Let’s get social 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

See omnystudio.com/listener for privacy information.

It’s Tuesday and Rob & Rob are on hand to answer two more property related questions.

Kicking things off this week is Mike from Southampton, who’s relocated to Merseyside.

Over the past year during lockdown, Mike has been taking advantage of the extra time he’s had and devoured all of Property Hub’s resources. He’s now 100% sure that wants to get into investing in property.

He knows that he needs to build up a pot of cash before he can get started and he wants to know what The Robs think he should do.

Mike is currently overpaying his mortgage payments, he’s got a savings account which he keeps topped up, and he’s started investing in stocks.

So, should he focus on one more than the others or should he keep doing what he’s doing?

Our second caller this week is Elisa.

Elisa and her boyfriend bought a property in Nottingham a few years ago in cash, and it’s now increased in value over the years.

They’re looking to release equity from the house to be able to buy a second property. Now, the most obvious solution is to re-mortgage the property. However, there’s a slight issue.

Both Elisa and her boyfriend have low credit scores and will need to find a specialist lender or provider, which could be a bit more expensive.

Are there any other options that Rob & Rob could suggest Elisa tries instead in her situation?

Tune in to find out.

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours.

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

See omnystudio.com/listener for privacy information.

It’s the May Market Update

This month’s May market update is jam-packed with news stories for you to sink your teeth into.

And naturally Rob & Rob have picked the best ones to discuss on today’s May market update.

Here’s what to expect on this week’s property podcast episode

Since the last market update, the media has still been in a frenzy over the property market. And it doesn’t seem to be dying down anytime soon.

But we’ll leave it to The Robs to talk you through this month’s latest headlines.

House prices and activity:

• Prices surge 8.6% in year to February: ONS
• UK property sales at 16-year high as house prices soar
• UK House Price Index – February 2021
• Northern property market continues to outpace the south

London:

• Prime London flats rentals still in doldrums – but for how long?
• Khan’s call for rent controls would leave London tenants worse off
• London commuter belt rental market still performing strongly

Renting:

• Renters Reform Bill: timetable may be clearer next month
• Right to Rent: New Rules for Landlords
• Manchester Mayor vows to launch £1.5m landlord licensing across city

Pets:

• Blanket ban on pets welcomed by almost half of landlords
• MP backs law change to allow tenants to pay pet damage insurance

Make sure you tune in to the May market update find out what’s going on in the property world.

Hub Extra

If you’ve been a member of the Property Hub family for a while, you’ll know that Ray Dalio is one of our faves.

Not just because he’s one of the wealthiest men in the world, but more for the knowledge he’s shared over the years.

We often mention his resources on the podcast but this time we’ve got a free resource that’s a little more fun.

It’s a personality test and you can find it on principlesyou.com.

It helps you see what things you’re good at and what you might be not so good at and can improve on. And that might be easier than you think.

A lot of these tests are costly so you’ve got nothing to lose with this free one.

Let’s get social

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

See omnystudio.com/listener for privacy information.