The Property Podcast

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob', two listeners...

...ask Rob & Rob...Where in Manchester should I be looking to buy? PLUS: How can I release more equity from my home?

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 8 places available at each!

Interested? Click here to find out more.

See omnystudio.com/listener for privacy information.

This week we are excited to bring you a brad new, totally free course called 'Which Strategy Is Right For You?'. If you're yet to discover all of our free training content then you're missing out - you can find it all here (including the brand new course).

In this week's episode we're talking about joint ventures for the first time in three years.

They’re still a hot topic in property so we wanted to revisit and go into more detail. It’s the cover story in the next magazine...more on that later

What is a joint venture?

Often one person with skills/knowledge and one with money, but by no means always.

Why do it?

Generally you would embark on a JV to access skills/resources that you don’t have, e.g.

• You have the skills to do a flip, and JV with someone who has cash
• You’re a builder looking for a project, and partner with a local investor who has access to deals
• You JV with someone who owns land for a development project

What types of JV are there?

• Profit share: At the end of the project, you split any profit in pre-agreed shares
• Fixed interest: The partner putting in the money gets an agreed rate of interest, whatever the success of the project
• Which is best depends on who’s putting in what, the sophistication of the investor, etc

In the podcast The Robs take a look at why you might not want to joint venture, when could it be property investment disaster, and when is it just not worth the hassle.

But if if it is for you then we also discuss how to find a good JV partner.

News story of the week: More buy to let lending in UK going to limited companies

Limited company is now the dominant model in investment with over half of BTL lending by value now going to limited companies. Take a look at the story in full here. 

Join the conversation over in the forum

Have you had a good or bad JV experience, and what have you learned along the way? Join the conversation on the forum.

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob' Justine and Peter...

...ask Rob & Rob...What is the future of the serviced accommodation sector? PLUS: Should I be worried about right-to-buy for private tenants?

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 8 places available at each!

Interested? Click here to find out more.

See omnystudio.com/listener for privacy information.

We recently spent a whole day talking property with a couple of hundred people who attended our Discovery Day. Time and time again we are reminded that people don't know much - or even anything - about our other businesses, RMP Property and Yellow Lettings, and it was great to meet and share information with many of you. Watch this space for future Discovery Day dates...

This week we're looking at mindset, and how biases can lead you down a certain path which could result in decisions which are not optimal for your property investments.  We discuss how to be aware of these biases, backed up with plenty of examples, and provide very actionable ways to fix them.

We'd encourage you to pair this episode with our previous podcast on mindset. 

We know that mindset can make a huge difference to your success as an investor... but listening to a podcast once isn't enough! These are things you have to work on constantly.

News story of the week: Google's huge London property empire is starting to take shape

Google is moving into a number of new properties in the area behind King's Cross - you can have a look here at the buildings which contain a basketball court, swimming pool, 300m rooftop walkway and a floating staircase.

Resource of the week

A highly recommended read, which nicely ties in with this episode is Tony Robbins' latest book: Unshakeable: Your Guide to Financial Freedom

Join the conversation over in the forum

What do you make of Rob & Rob's musings on mindset? Head over to the forum to discuss in more detail here.

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob' Sam and Barnaby...

...ask Rob & Rob...What are the advantages of being a cash buyer? PLUS: How do I finance a flip?

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 16 places available at each!

Interested? Click here to find out more.

See omnystudio.com/listener for privacy information.

This week we have been busy putting the finishing touches to the next issue of The Property Hub Magazine, which is looking fantastic. We've also been planning the details for the new and improved Property Hub Summits which we will give you more details on very soon.

The topic this week is how to predict future property prices and we've used lots of historical data in order to help us forecast what the next few years may have in store for the property market in the UK. 

If you'd like to take a look at the data we used for our research then check out The Nationwide price index, you may also wish to refer to our earlier episode on The 18 year Property Cycle - and we are working on the belief that the last cycle started after the crash in 1989 and ran for (would you believe it) 18 years to 2007. We looked at London vs the Northwest and Yorkshire & Humberside (The modern day Northern Powerhouse). 

We made some surprising discoveries and if you listen to the podcast in full, you will be able to hear our take on what is likely to happen next and most importantly, how you should prepare and protect your investments for the next few years.

News story of the week: Britain's top seaside property hotspot revealed

Broadstairs in Kent has been identified as Britain's top seaside property hotspot in 2017,  you can find out more about the top seaside investment locations here.

Resource of the week

LiveYield was suggested from one of our listeners (sorry, we don't have your name to hand!), and this takes data from Zoopla and uses it to tell you how different areas are performing. One note though - it is automated, so use with some caution.

Join the conversation over in the forum

What do you make of Rob & Rob's findings? Head over to the forum to discuss in more detail here.

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob' Noel and Tory...

...ask Rob & Rob...How can I protect myself when buying off-plan? PLUS: Why is tax not included in deal assessment calculations?

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 16 places available at each!

Interested? Click here to find out more.

See omnystudio.com/listener for privacy information.

This week we're focussing on a topic discussed regularly - what's happening to the London property market?

So, what's happened over the last 8 years?

• London prices have grown 80% over 8 years (since 2009)
• Every price band has increased by roughly the same percentage...BUT timing differs
• Top 30% recovered from 2009-2012. Driven by overseas buyers and domestic residents who didn’t need mortgages or could get them more easily
• Lower sectors only grew strongly from 2013 onwards. Driven by ripple effect, confidence, access to finance
• (This is why it’s best to own prime assets. They grow first and further - because growth is a % of a larger number)

What’s happening now?

• On average, 5% annual growth makes it one of the 5 slowest growing cities in the UK
• Many of those who are selling are moving out of the capital. “Almost half the agents in London surveyed by LonRes say that 10 per cent or more of their vendor clients intend to quit the capital once they sell their property”
• Rents are falling. “New tenants in the capital typically paying almost £100 a month less than their counterparts a year ago, according to Your Move”.
• Transactions are very low, and at an all-time low in 3 boroughs.

What have we learned from the London property market?

• Just because an area has performed best doesn’t mean it will continue to! This is why we’ve said to avoid London for the last few years - poor yields AND low growth
• Prime assets are more volatile - both grow and fall first and fastest. You can either use this to your advantage or stay out of the way!
• When you tax something you get less of it. SDLT has had a major effect on London transactions
• Property isn’t immune to market forces. Rents and prices can’t grow ahead of incomes forever. Affordability in London is ridiculously stretched, so if it stagnates (real terms fall) and we see wage growth, affordability can come under control without a major correction

Want to take a further look at all the data? We got a lot of our information from the following links:

News story of the week: New BTL mortgage options for ex-pats.

We've heard quite a bit about Vida in the past few weeks, and their proposition seems to be pretty good. If you're an ex-pat investor, you may want to check them out. Read more here.

Resource of the week

Make your clipboard work harder! This keeps your clipboard history which is a huge time saver. Check out Jumpcut for Mac, Clipboard History 2 for Chrome, or this option for Windows. 

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob'. Alex and Neil...

...ask Rob & Rob...Should I invest £100k in London or elsewhere? PLUS: Can I challenge these letting agency fees?

ASK YOUR OWN QUESTION TO ROB & ROB!

Don't be shy! All you need to do is leave a message with your name and whatever's on your mind.

Just pick up the phone and call 013 808 00035 (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

NEED MORE ANSWERS?

The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors.

Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way.

Just don't hang around - there are only four Summits each year, and just 16 places available at each!

Interested? Click here to find out more.

See omnystudio.com/listener for privacy information.

So we're pretty sure we're not breaking news here,  but there was an election last week. The results have been interesting to say the least, but what does it all mean from an investment perspective? 

Listen to this week's podcast in full to get the low down from Rob & Rob on what this new parliament means for you. 

Resource of the week

Insight Timer is the top rated free meditation app on android and iOS stores. 

If you enjoyed The Property Podcast, please leave a review on iTunes

Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air.

If you’d like to hear your name on the show, leave us a review on iTunes here.

Not sure how to leave a review? This video shows you how to review and subscribe on iTunes.

See omnystudio.com/listener for privacy information.