Brian Wiley and Jeremiah Bates dig into how the latest tariff headlines, political pressure on the Fed, and fast-moving market swings—often triggered by fake news and social media rumors—are creating both chaos and opportunity for investors.

Brian shares insights from a recent financial conference, pointing out a troubling generational gap in financial advisory leadership and highlighting how seasoned advisors are keeping clients steady through volatile times. The show also features real listener calls, including advice to a 26-year-old balancing debt repayment with future investing goals, and a deeper look at dealing with a financial scam tied to solar financing.

The overarching message is clear: market volatility is nothing new, and emotional reactions are often the enemy of smart investing. Wiley and Bates emphasize strategy, education, and planning—urging you to position yourself for future opportunities rather than reacting to short-term fear.

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Host:

Brian Wiley & Jeremiah Bates

—————————————————————

SPONSORS:

Guild Mortgage:

https://guildmortgage.com

Ataraxis PEO

https://ataraxispeo.com

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Formations:

https://get.formationscorp.com/real-money-pros

—————————————————————

Brian cuts through the noise surrounding market volatility, interest rates, and U.S.-China trade tensions. As the S&P 500 and Dow show signs of technical stress—with major players like Nvidia and Apple influencing index performance—Brian explains why low-volume selloffs might not be as dire as they appear, and why institutional investors are still holding steady.

He explores the practical impacts of tariffs, particularly those targeting China, not from a partisan lens, but from a macroeconomic and behavioral standpoint. With a live call-in from a 24-year-old listener, the show evolves into a broader discussion on generational investing, the rise of AI and robotics, and how young investors should be thinking about long-term opportunity, not just short-term volatility.

We wrap up with a call from Congressman Russ Fulcher, who affirms the administration's tariff strategy as a driver of long-term domestic investment. Brian ties it all back to fundamentals: investing against the U.S. economy has historically been a losing bet. Now may be one of the best times to lean in strategically—not emotionally.

–––––––––––––––––––––––––––––

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Host:

Brian Wiley

In this solo-hosted episode, Jeremiah Bates explores the week’s financial news and practical planning strategies—anchored by real-world client conversations. While Wall Street processed more volatility, led by Nvidia’s $5.5B hit and Apple’s China-related struggles, Jeremiah explains how index weighting magnifies the market impact of tech giants and why understanding portfolio construction matters more than ever.

But markets are only part of the story. Long-term care costs are skyrocketing—like a $12,000/month surprise bill for a client’s mother—and how families can prepare. He discusses tools like Miller Trusts, Medicaid planning rules, and how some families might self-fund care without sacrificing their financial stability.

Plus, tax-efficient strategies like Roth conversions and Qualified Charitable Distributions (QCDs) for retirees facing RMDs they don’t need. It's important to understand your tax brackets, filing status, and charitable intent when making these decisions.

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Host:

Jeremiah Bates

—————————————————————

SPONSORS:

Guild Mortgage:

https://guildmortgage.com

Ataraxis PEO

https://ataraxispeo.com

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Formations:

https://get.formationscorp.com/real-money-pros

—————————————————————

Brian Wiley breaks down one of the most emotionally charged and telling market sell-offs in recent memory. On April 8th, Main Street investors hit the panic button in response to tariff news, triggering a cascade of 401(k) liquidations and driving down markets in dramatic fashion. Brian, watching the sell-off unfold mid-flight, saw a flashing opportunity—not a crisis.

Drawing from 26 years of advisory experience, Brian underscores how behavioral responses—not fundamentals—often drive volatility. He explains how mass sell orders from retirement plans compounded the drop and created clear buying signals for those paying attention. From rebalancing 401(k)s and maximizing HSA tax benefits to switching out underperforming stocks for better-positioned growth plays, the episode offers both macro commentary and actionable insights.

Using real-life client examples and his own personal trades—including moves into Micron, Delta, and Tesla—Brian drives home a key message: investors need to prepare, not react.

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Host:

Brian Wiley

After the crazy week, Brian and Jeremiah dissect what they call the most emotionally driven and predictable market sell-off of their careers. Brian shares how, mid-flight, he scrambled to access Wi-Fi—not to panic, but to buy—spotting a clear opportunity as investors dumped assets out of fear.

The hosts emphasize a critical truth: emotional decisions, not strategy, drive most investment mistakes. Missing just the top 10 days in the market over decades can cut your returns in half. Timing matters—but only if you're prepared.

Jeremiah highlights how uncertainty around tariffs, treasury yields, and economic policy triggered fear-based behavior, not grounded planning. The message is clear: strategy beats headlines, and emotion is your portfolio’s worst enemy. For those still working, market drops are opportunities. For retirees, preparation—liquidity, proper asset allocation, and planning—prevents disaster.

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Brian Wiley & Jeremiah Bates

—————————————————————

SPONSORS:

Guild Mortgage:

https://guildmortgage.com

Ataraxis PEO

https://ataraxispeo.com

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Formations:

https://get.formationscorp.com/real-money-pros

—————————————————————

The markets are trying to ride high again — but should you trust the rally? In this week’s Money Hour, the team breaks down what’s really driving investor optimism right now. Is the Fed about to cut rates, or is inflation still too sticky to ignore? We unpack the latest jobs data and wage growth reports and what they might mean for your portfolio.

The conversation also touches on Tesla’s bumpy ride, the psychology behind market overconfidence, and why corrections aren’t the enemy. Plus, they answer caller questions,  such as exploring the big difference between Roths and traditional 401(k)s, and discuss how to strategically use both in retirement planning.

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Host:

Jeremiah Bates & Alex Lundgren

After ending a rough trading week, Brian and Jeremiah dissect the pivotal week on Wall Street as economic uncertainty rattles investors. With major indices taking a hit and bond yields climbing, they spotlight the bond market's warning signs and the Fed’s ongoing inflation battle. They explore the collapse of commercial real estate giants like WeWork and why regional banks could be sitting on a ticking time bomb...

The guys also examine cracks in consumer behavior—from falling credit card payments to signs of tightening wallets—and what that means for the broader economy. Are we heading toward a slow bleed or a sudden break? Their discussion covers real estate, inflationary pressures, and defensive strategies, urging listeners to reassess their risk exposure now.

If you're wondering whether it's time to rebalance, shift into higher-quality assets, or prepare for market turbulence, this is your must-hear episode.

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Brian Wiley & Jeremiah Bates

—————————————————————

SPONSORS:

Guild Mortgage:

https://guildmortgage.com

Ataraxis PEO

https://ataraxispeo.com

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Formations:

https://get.formationscorp.com/real-money-pros

—————————————————————

Brian talks about the latest market movements and what they mean for your portfolio. With inflation concerns and interest rate chatter still dominating headlines, he explores how investors can stay ahead of economic shifts. Brian also discusses tax-efficient investing strategies, including ways to maximize deductions and protect your wealth from unnecessary taxation. Also, taking a closer look at the latest stock market trends—who’s leading, who’s lagging, and how to position your investments accordingly.

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Host:

Brian Wiley

This Saturday, we talk the latest market trends and what they mean for your portfolio. We dive into smart tax strategies, helping you keep more of what you earn—especially if you’re facing Required Minimum Distributions (RMDs). Are you making tax-efficient investment moves? We give some tips on how to maximize your returns while minimizing Uncle Sam’s cut.

We also explore the hidden risks lurking in your investments. From overconcentration in tech stocks to overlooked fees in your retirement accounts, we uncover common pitfalls that could be dragging down your wealth. Plus, we tackle listener questions on the best ways to hedge against inflation and where today’s real opportunities lie.

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Brian Wiley & Jeremiah Bates

—————————————————————

SPONSORS:

Guild Mortgage:

https://guildmortgage.com

Ataraxis PEO

https://ataraxispeo.com

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Formations:

https://get.formationscorp.com/real-money-pros

—————————————————————

Brian and Jeremiah break down the current market volatility and why investors need to prepare for inevitable downturns—just like you would during flu season! They discuss how market corrections happen every 14–16 months and why having a three-year financial cushion can keep you from making panic-driven mistakes.

The conversation also dives deep into Elon Musk’s long-term strategy—does he really care about Tesla, or is it just a stepping stone to Mars? They explore how AI, robotics, and quantum computing are shaping future investments and why understanding these trends could give investors an edge.

They also highlight the importance of strategic tax planning, how business owners can avoid wasting money, and the smart way to structure investments for long-term success.

Listen, Watch, Subscribe, Ask!

https://www.therealmoneypros.com

Hosts:

Brian Wiley & Jeremiah Bates

—————————————————————

SPONSORS:

Guild Mortgage:

https://guildmortgage.com

Ataraxis PEO

https://ataraxispeo.com

Tree City Advisors of Apollon:

https://www.treecityadvisors.com

Apollon Wealth Management:

https://apollonwealthmanagement.com/

Formations:

https://get.formationscorp.com/real-money-pros

—————————————————————