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In this episode, I explain how the Canada Pension Plan really works—and why you may not get back what you paid in. I look at CPP as a risk-sharing system, not a personal savings account, and explore how contributions, longevity, and fairness all play into the equation.

Also:

💸 Why you might not get back what you paid into CPP

📈 How the $700B CPP fund is managed for long-term sustainability

⚖️ Who benefits most—and least—from the current system

❓ Common misconceptions about CPP contributions and payouts

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.