Is the Canadian housing crisis a sign that the system is broken? We analyze the data behind Vancouver house prices and affordability.

Many Canadians are feeling the pressure of a real estate market where median house prices are now nearly 12 times the median household income. This video explores whether this situation is unique to our current economic environment or if the Canadian housing crisis reflects deeper structural issues. If you are frustrated by the current state of housing affordability, this breakdown provides a clear look at the numbers behind the anger.

Subscribe for weekly real estate and economic breakdowns, and comment below with your thoughts on whether the housing market can recover.

Thank you to Harvest ETFs for supporting this video. Learn more about how Harvest ETFs can help you with your financial journey: https://harvestportfolios.com/



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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

The Fed Rate Cut is DEAD. What Should Investors Do Next?

The market narrative has completely flipped. If you went into 2026 expecting multiple interest rate cuts from the Federal Reserve, those expectations just officially collapsed. Between explosive crude oil price spikes following geopolitical conflicts in the Middle East and a massive, upwardly revised May jobs report, inflation is proving far too sticky. The bond market has quickly repriced, with the 2-year Treasury yield jumping drastically as rate futures shift from pricing in a "hold" to an active rate hike before the end of the year.

In this video, I break down the brutal mechanical truth behind why your tech, AI, and growth stock portfolios are taking a massive beating right now (hint: it's all about how higher rates compress the present value of future earnings). We also look at the rare sectors that actually benefit from a higher-for-longer environment, and how to audit your portfolio for resilience.

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Video Chapters

00:00 - Market Shock & Shifting Rate Expectations
00:45 - The 2025 Context: Powell's Non-Committal Stance
01:40*- Two Shocks That Flipped the Narrative
02:06 - Analyzing the Data: Sticky Inflation & Upward Revisions
02:46 - A Deeper Dive: Wage Growth vs. Inflation
03:21 - Why the 2-Year Treasury Yield is Key
04:04 - Rate Futures: Pricing in a Hike
04:32 - Goldman vs. Citi: Wall Street's Disagreement
05:03 - Portfolio Impact: The Mechanics of the Tech Selloff
06:09 - What This Means for Regular Investors
06:33 - Winners and Losers of Higher Rates*07:02** - Action Plan: Building a Resilient Portfolio

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.
Federal funds rate

I break down the surprising U.S. jobs report and its impact on the stock market news. Positive employment figures show a healthier us economy, but the market experienced a significant downturn. This report offers crucial insights into the current labour market and how it might influence future federal reserve decisions on interest rates.


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Business Inquiries: [email protected] 

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

We're seeing a lot of red flags pointing to consumer stress in both Canada and the U.S. This shift highlights the importance of sound personal finance strategies to manage your money effectively. Understanding these economic indicators is crucial for making informed investment decisions.

Thank you to Harvest ETFs for supporting this video.
Learn more about the Harvest Tech Leaders Income ETF: https://harvestportfolios.com/etf/hta/

Chapters
0:00 - The New Reality: Crowdfunding for Rent
0:54 - Why Consumer Spending Rules the Economy
1:26 - Canada's Economic Reality & High Debt
2:43 - The US Squeeze: Real Income Declines
3:33 - The Signs of Household Financial Exhaustion
4:33 - Credit Delinquencies & Record Low Savings
5:15 - Rationing Gas: Real-World Signs of Strain
6:41 - The Middle Class Squeeze & Price Expectations
7:37 - Portfolio Strategy: Canadian Banks & Retailers
8:54 - What This Means for Central Bank Rate Cuts
9:28 - Key Takeaways for Investors

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Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected] 

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube: https://youtu.be/09J3QoqxbTw

Our latest update dives into the Canadian housing market, examining recent reports from CIBC, TD Economics, and RBC. National affordability shows signs of improvement, but these gains are becoming sparser, hinting at a potential housing crisis in some local markets. We explore how the broader real estate market Canada is evolving, with Vancouver and Winnipeg facing stress, while Calgary's affordability has largely normalized.

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Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected]

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube:  https://youtu.be/pSi51iX0apE

The latest inflation report for Canada is out, giving us crucial insights into the current state of the economy. We're breaking down the year-over-year increase in the inflation rate to 2.8%, a notable jump from March's 2.4%, and discussing how rising gas prices are a key factor. This financial news provides a deeper understanding of the consumer price index and its implications for Canada today.

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The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected]

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

#ad. Sponsored by BMO ETFs.
Are you making these common investing mistakes without even realizing it? In this video, Brandon and his father Marc, a veteran financial advisor, break down the top 10 investing mistakes they've personally made and witnessed over decades in the markets. Whether you're a beginner investor or a seasoned pro, these lessons could save you thousands. Thank you to BMO ETFs for sponsoring this video.

Learn more about the ETFs mentioned in this video: https://bit.ly/4doX0bf
BMO All-Equity ETF (ZEQT)
BMO Conservative ETF (ZCON)
BMO Growth ETF (ZGRO)
BMO Canadian Dividend ETF (ZDV)

Chapters
0:00 Introduction
0:40 Mistake #1 - Overconfidence (Yes, It’s a Real Thing)
2:42 Mistake #2 - Checking Your Portfolio Too Often
4:30 Mistake #3 - Getting Swept Up in Social Media
6:06 Mistake #4 - Owning Too Many Individual Stocks
8:33 Mistake #5 - Ignoring Tax Planning in Retirement
9:45 Mistake #6 - Chasing Trends and Market Hype
12:13 Mistake #7 - Managing a Too Hands-On Portfolio in Retirement
15:30 Mistake #8 - Not Investing Consistently
17:44 Mistake #9 - Giving Away Money Too Early in Retirement
20:25 Mistake #10 - Anchoring to Your Purchase Price
22:18 Wrap-Up & Final Thoughts

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The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube: https://youtu.be/DOEfwt4_Vjs Think you know Hamilton ETFs? Think again. While many investors associate Hamilton ETFs with covered call strategies and high-yield leverage, there is a "hidden" side to their lineup designed for the long-term, core investor. In today’s video, we dive into the Hamilton Champions Lineup—a suite of ETFs focused on high-quality companies, low costs, and consistent dividend growth without the use of covered calls or leverage. In this video, we cover: CMVP & SMVP: The Canadian and US Dividend "Champions". Sector Focus: Exploring specialized ETFs like QMVP (US Tech) and UMVP (Canadian Utilities). Portfolio Fit: How to use these Champion Funds as a core tool or a satellite complement to your existing investments. Whether you are a conservative investor looking for utility stability or a growth-oriented investor eyeing Big Tech, the Champion suite offers a solid, regular investment approach from a provider you already know. Learn more about the Hamilton Champions™ lineup here: https://hamiltonetfs.com/hamilton-champions/ #Investing #DividendGrowth #HamiltonETFs #CanadianInvesting #StockMarket #PassiveIncome #ETFInvesting Video Chapters 0:00 The "Hidden" Side of Hamilton ETFs 0:40 Introducing the "Champions" Lineup (Invest Like a Champ) 1:03 CMVP: Hamilton Champions Canadian Dividend Index ETF 1:36 Why Market Cap and Dividend Growth Matter 2:04 Risk vs. Reward: Faster Recovery Times (CMVP vs. TSX 60) 3:16 SMVP: Hamilton Champions US Dividend Index ETF 3:53 Stability & The 25-Year Dividend Rule 4:19 US Index Performance: Outperforming the S&P 500 5:30 Sector Champions: Tech, Utilities, Banks, and Financials 6:10 Generation Gap: Which Sector Fits Your Portfolio? 7:34 A Closer Look at UMVP (Utilities & Telecom) 8:16 QMVP: High-Growth US Tech & The "Mag 7" 8:51 How to Build a Portfolio Using These Tools 9:46 Final Takeaways: Growth Beyond Income 🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis ----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/ Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandon Instagram ➤ https://bit.ly/3Oechgh LinkedIn ➤https://bit.ly/3RLndF7 Website ➤ https://www.beaviswealth.com ----------- The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: [email protected] ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube:  https://youtu.be/vedaB28JVHc

 One quarter into 2026, and the "soft landing" narrative is being put to the ultimate test. In today’s video, we’re breaking down the five major shifts that have defined the start of the year, from the vanishing hope of Fed rate cuts to the "reality shift" hitting AI stocks. We also take a hard look at the $265 billion private credit meltdown and why US manufacturing data is flashing major yellow flags.

A huge thank you to Harvest ETFs for sponsoring today’s video. Explore the funds mentioned here:
HPF: Harvest Energy Leaders Plus Income ETF: https://harvestportfolios.com/etf/hpf/
HTA: Harvest Tech Achievers Growth & Income ETF: https://harvestportfolios.com/etf/hta/

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The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube:  https://youtu.be/Qc2j2Pb6mKM

The Canadian housing market has hit a "stall." In this video, I break down the brand new March 2026 report from TD Economics, which paints a more unsettling picture than the previous CIBC "Anatomy of a Correction" report. From steep forecast downgrades to the first population decline since Confederation, the narrative in Ontario and BC is shifting rapidly.

I dive into the "Affordability Paradox"—explaining why falling prices are actually keeping buyers on the sidelines—and look at why the GTA condo market remains the weakest in the country. Plus, I analyze how soaring energy prices are creating a regional divide, boosting markets in Alberta and Newfoundland while weighing down the rest of Canada.

Is this a temporary pause or a structural shift? Watch to see the 2026-2027 price forecasts and what this means for your next real estate move.

Chapters0:00 The Housing Market Correction So Far0:19 TD Economics: A New, Unsettling Forecast1:05 Deep Downgrades to the 2026 Outlook2:08 Why Interest Rates Aren’t the Story Anymore2:35 The Population Shift & Rental Demand3:22 The Affordability Paradox4:03 The Condo Imbalance: GTA Focus4:33 Regional Winners & Losers5:05 The Energy Wild Card6:22 2026 National Price Forecasts6:56 Looking Ahead: The 2027 Rebound?7:25 Key Takeaways & Final Thoughts

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Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.