The Beavis Wealth Podcast

In this episode, I discuss why talking about valuations, recessions, concentration and market crashes doesn’t make me a permabear—and why, at 64, roughly 65% of my portfolio remains invested in equities. The key is understanding risk without letting fear prevent you from investing for the long term.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

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📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
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Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected] 

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

In this episode, I discuss whether healthcare could be entering its next bull market with Paul McDonald, President and Co-Chief Investment Officer at Harvest ETFs. We examine the sector's improving outlook, shifting investor interest, and the long-term forces that could shape healthcare stocks over the coming years.

Also in this episode:

💊 I explore how major pharmaceutical patent expirations threaten billions in revenue, and why drug pipelines, innovation, and diversification matter when evaluating healthcare companies.

⚖️ I examine the GLP-1 revolution, including its potential impact on other healthcare businesses, competition between drugmakers, and the risks of concentrated exposure.

🤖 I look at how artificial intelligence is changing drug discovery, clinical trials, and diagnostics, and whether it could threaten established healthcare companies' competitive advantages.

💰 I discuss the Harvest Healthcare Leaders Income ETF (HHL), examining how its covered-call strategy balances monthly distributions with the potential for long-term capital appreciation.

Thank you to Harvest ETFs for supporting this video. Learn more about the Harvest Healthcare Leaders Income ETFs here: https://harvestportfolios.com/etf/hhl/

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

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📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected] 

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

In this episode, I discuss three reasons a stock market crash might not happen in 2026, even thought we're seeing high market valuations, AI bubble concerns, and rising US government debt. I examine how AI profitability, resilient corporate earnings, and the strength of the US Treasury market could support a continued bull market.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

Learn More About Harvest ETFs at: https://harvestportfolios.com/

Chapters
00:00 – 3 Reasons the Stock Market Might NOT Crash
01:34 – Reason #1: Why Today's AI Boom Is Different From the Dot-Com Bubble
03:35 – Reason #2: Economic Resilience and Growing Corporate Earnings
04:50 – Understanding Investment Leverage (Sponsored Segment)
05:30 – Why Bull Markets Can Keep Climbing
05:50 – Reason #3: US Debt and the Strength of the Treasury Market
07:00 – What This Means for Investors
07:24 – Why Timing the Market Is So Difficult
07:41 – Final Thoughts: Managing Risk Without Missing Opportunity
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📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected] 

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

📊 CPP and OAS both got updated for 2026, and the headlines don't tell you what the numbers actually mean for your own retirement. In this video, I break down three changes worth knowing about and what they mean for your plan.

📌 What's covered:
- The new 2026 maximum CPP pension ($1,507.65/month) vs. what most retirees actually receive
- How your start age (60 to 70) changes your CPP payment by thousands per year
- The 2026 OAS clawback threshold ($95,323) and how the recovery tax actually works
- Why crossing the OAS threshold doesn't mean losing your entire pension
- CPP2, the YMPE/YAMPE ceilings, and how the CPP enhancement is gradually reshaping the whole program
- What this means if you're managing RRIF withdrawals, capital gains, or still working

🔗 Government resources mentioned:
CPP benefit amounts: https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-benefit/amount.html
OAS recovery tax: https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/recovery-tax.html

⚠️ This video is for educational purposes only and isn't personalized financial, tax, or legal advice. Speak with a qualified advisor about your own situation.

#CPP #OAS #RetirementPlanning #CanadianRetirement #PersonalFinanceCanada

Thank you to

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

Chapter List
00:00 – CPP Hits $1,500/Month (But Don't Get Excited Yet)
00:29 – Why These Numbers Change Every Year
01:17 – CPP Maximum vs. What You'll Actually Get
03:56 – The OAS Clawback Threshold Explained
06:19 – Sponsor: Harvest ETFs
07:22 – CPP Enhancement and CPP2 Explained
09:02 – What This Means for Your Retirement Plan
09:52 – Key Takeaways
10:26 – Retirement Playlist & Outro

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📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected] 

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Are stop-loss orders actually protecting your portfolio? I break down why your current strategy might be failing you.

Chapters:
0:00 Why Stop-Losses Won’t Save You
0:24 Trigger Price vs. Execution Price
1:28 The Overnight Gap Problem
2:10 Snap’s 28% Overnight Drop
2:33 The 2010 Flash Crash
3:35 When ETFs Collapse
4:47 SEC and BlackRock Warnings
6:39 The Trading Halt Problem
7:10 Do Stop-Limit Orders Fix It?
7:47 Stop-Losses in a Market Crash
8:56 The Re-Entry Problem
9:40 When Stop-Losses Make Sense
10:14 The Bottom Line on Stop-Losses

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

-----------

📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected] 

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Most Canadians think there's a specific number of trades that gets your TFSA flagged by the CRA. There isn't one, and a 2023 Tax Court of Canada ruling shows why that whole framing misses the point.

Fareed Ahamed put $15,000 into his TFSA between 2009 and 2011. By the end of 2011, it was worth $617,371. The CRA reassessed those gains as business income, the Tax Court agreed in 2023, and the Federal Court of Appeal upheld the decision in 2024.

I break down what the court actually looked at: frequency and volume of trades, how long positions were held, the trader's own market knowledge, and how speculative the securities were. None of these factors decide anything on their own, and the court weighs them together as a whole picture.

I also walk through a few honest questions you can ask about your own account, so you can check where your trading pattern actually sits, without panicking over a fast-growing TFSA that's just the result of good picks held for the long term.

Case references: 2023 TCC 17, 2024 FCA 108, CRA Interpretation Bulletin IT-479R.

This video covers a real Tax Court decision for educational purposes and isn't legal or tax advice. Talk to a tax professional about your own account.

More TFSA videos: https://www.youtube.com/playlist?list=PLcVpqpFzC3ZU

#TFSA #CRA #CanadianTaxes🤗


Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

-----------

📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected] 

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Are you prepared for a sudden market drop? Learn how to move beyond passive waiting and build a concrete plan for market corrections.

Many investors assume the only response to a downturn is to hold steady or buy more. This video examines why those passive strategies might not be enough and focuses on practical steps to actively manage your portfolio when volatility hits. If you are looking to move from uncertainty to a structured approach, this breakdown is for you.

Understanding that market corrections are a normal part of the economic cycle is the first step toward effective financial preparation. By the end of this video, you will have a clear framework for assessing your specific reaction to a stock market crash rather than relying on generic advice. We focus on preparation strategies that help you maintain control regardless of short-term price movements.

Subscribe for investing strategy breakdowns, and comment below with your biggest concern regarding portfolio management during a downturn.

Chapters
0:00 What Would You Do in a 30% Drop?
1:25 Check Your Risk Tolerance
2:28 Review Portfolio Concentration
3:11 Cover Near-Term Cash Needs
3:48 Revisit Your Asset Allocation
4:27 Write Your Investing Rules
5:42 Stress Test Your Portfolio
6:06 Understand Market Valuations
6:42 Build Your Shopping List
7:08 Keep Investing Through Downturns
7:40 Ignore the Market Noise
8:05 Make Your Portfolio Resilient
8:40 Prepare Before the Correction
9:06 What You Can Actually Control

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

-----------

📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected] 

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

In this episode, I look at two versions of the S&P 500, traditional market-cap weighting and equal weighting, and compare how they performed across multiple market cycles. I discuss what their differences reveal about market breadth, concentration, risk appetite, and what recent performance may be signaling for investors.

00:00 Which S&P 500 Do You Own?
01:10 SPX vs RSP Explained
03:35 Market-Cap vs Equal Weight
05:50 2003–2007 Bull Market
08:45 Late-Cycle Leadership
10:25 2008 Financial Crisis
13:15 Post-Crisis Recovery
15:50 Reading Market Breadth
17:10 Why Mega Caps Dominated
20:10 Is the Market Too Concentrated?
22:15 Equal Weight Is Catching Up
23:40 Early Signs of Rotation?
25:35 What Investors Should Watch


🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

-----------

📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected] 

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

The internet is full of bad advice. In this episode, I look at what Canadian retirees actually live on and whether RRSP withdrawals really push most seniors into Canada's highest tax bracket. Using CRA and Statistics Canada data, I explain typical senior incomes, tax brackets, OAS clawbacks, and when the concern about higher retirement tax rates is actually justified.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

Chapters
0:00 The RRSP Tax-Bracket Myth
1:28 What Is Canada’s Top Tax Bracket?
2:47 What Canadian Seniors Actually Earn
4:09 The Retirement Income Ladder
4:55 When the OAS Clawback Begins
5:34 What About $150K–$200K Retirement Income?
6:33 When the RRSP Argument Makes Sense
7:23 Emergency RRSP Withdrawals
8:08 Are You Really Falling Behind?
8:55 The Bottom Line on RRSPs and Retirement Taxes

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📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected] 

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

In this episode, I look at what J.P. Morgan's latest market charts reveal about valuations, earnings expectations, market concentration, and historical returns. I discuss what the data suggests for U.S. stocks over the next six to twelve months and why realistic expectations matter.

Also in this episode:

📊 Why higher starting valuations have historically led to lower one- and five-year returns, and what today's market pricing may imply.

📈 Why 2026 earnings forecasts depend heavily on unusually high profit margins and whether those expectations are realistic.

🏢 How concentration risk in the S&P 500 has evolved, and why the broader market now looks more expensive relative to its own history.

💡 Why market leadership is broadening beyond the Magnificent 7 and what that could mean for diversification.

📉 Why double-digit market pullbacks are historically normal, even during years that finish with strong gains.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

-----------

📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected] 

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.