The Beavis Wealth Podcast

We're seeing a lot of red flags pointing to consumer stress in both Canada and the U.S. This shift highlights the importance of sound personal finance strategies to manage your money effectively. Understanding these economic indicators is crucial for making informed investment decisions.

Thank you to Harvest ETFs for supporting this video.
Learn more about the Harvest Tech Leaders Income ETF: https://harvestportfolios.com/etf/hta/

Chapters
0:00 - The New Reality: Crowdfunding for Rent
0:54 - Why Consumer Spending Rules the Economy
1:26 - Canada's Economic Reality & High Debt
2:43 - The US Squeeze: Real Income Declines
3:33 - The Signs of Household Financial Exhaustion
4:33 - Credit Delinquencies & Record Low Savings
5:15 - Rationing Gas: Real-World Signs of Strain
6:41 - The Middle Class Squeeze & Price Expectations
7:37 - Portfolio Strategy: Canadian Banks & Retailers
8:54 - What This Means for Central Bank Rate Cuts
9:28 - Key Takeaways for Investors

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🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

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📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
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Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected] 

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

As a former certified financial planner, I witnessed common financial traps and errors people make. This episode highlights predictable retirement mistakes to avoid, such as assuming expenses will shrink in retirement, or trying to catch up on savings at the last minute. Understanding these financial planning pitfalls is key for a smoother retirement living experience.

Thank you to Harvest ETFs for supporting this video. Learn more about the Harvest Balanced Income & Growth ETF: https://harvestportfolios.com/etf/hbig/?utm_source=beavis_wealth&utm_medium=Video

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

0:00 - The 3 Biggest Retirement Mistakes
0:48 - Mistake 1: Underestimating Lifestyle Inflation
3:21 - Mistake 2: Taking On Too Much Catch-Up Risk
5:34 - Managing Cash Flow & Stability (Harvest ETFs)
7:04 - Mistake 3: Forgetting Your Purpose Post-Work
9:12 - How to Fix Your Retirement Blindspots

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📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected] 

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube: https://youtu.be/09J3QoqxbTw

Our latest update dives into the Canadian housing market, examining recent reports from CIBC, TD Economics, and RBC. National affordability shows signs of improvement, but these gains are becoming sparser, hinting at a potential housing crisis in some local markets. We explore how the broader real estate market Canada is evolving, with Vancouver and Winnipeg facing stress, while Calgary's affordability has largely normalized.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

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📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected]

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube:  https://youtu.be/pSi51iX0apE

The latest inflation report for Canada is out, giving us crucial insights into the current state of the economy. We're breaking down the year-over-year increase in the inflation rate to 2.8%, a notable jump from March's 2.4%, and discussing how rising gas prices are a key factor. This financial news provides a deeper understanding of the consumer price index and its implications for Canada today.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

-----------

📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected]

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

#ad. Sponsored by BMO ETFs.
Are you making these common investing mistakes without even realizing it? In this video, Brandon and his father Marc, a veteran financial advisor, break down the top 10 investing mistakes they've personally made and witnessed over decades in the markets. Whether you're a beginner investor or a seasoned pro, these lessons could save you thousands. Thank you to BMO ETFs for sponsoring this video.

Learn more about the ETFs mentioned in this video: https://bit.ly/4doX0bf
BMO All-Equity ETF (ZEQT)
BMO Conservative ETF (ZCON)
BMO Growth ETF (ZGRO)
BMO Canadian Dividend ETF (ZDV)

Chapters
0:00 Introduction
0:40 Mistake #1 - Overconfidence (Yes, It’s a Real Thing)
2:42 Mistake #2 - Checking Your Portfolio Too Often
4:30 Mistake #3 - Getting Swept Up in Social Media
6:06 Mistake #4 - Owning Too Many Individual Stocks
8:33 Mistake #5 - Ignoring Tax Planning in Retirement
9:45 Mistake #6 - Chasing Trends and Market Hype
12:13 Mistake #7 - Managing a Too Hands-On Portfolio in Retirement
15:30 Mistake #8 - Not Investing Consistently
17:44 Mistake #9 - Giving Away Money Too Early in Retirement
20:25 Mistake #10 - Anchoring to Your Purchase Price
22:18 Wrap-Up & Final Thoughts

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

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📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected]

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube: https://youtu.be/DOEfwt4_Vjs Think you know Hamilton ETFs? Think again. While many investors associate Hamilton ETFs with covered call strategies and high-yield leverage, there is a "hidden" side to their lineup designed for the long-term, core investor. In today’s video, we dive into the Hamilton Champions Lineup—a suite of ETFs focused on high-quality companies, low costs, and consistent dividend growth without the use of covered calls or leverage. In this video, we cover: CMVP & SMVP: The Canadian and US Dividend "Champions". Sector Focus: Exploring specialized ETFs like QMVP (US Tech) and UMVP (Canadian Utilities). Portfolio Fit: How to use these Champion Funds as a core tool or a satellite complement to your existing investments. Whether you are a conservative investor looking for utility stability or a growth-oriented investor eyeing Big Tech, the Champion suite offers a solid, regular investment approach from a provider you already know. Learn more about the Hamilton Champions™ lineup here: https://hamiltonetfs.com/hamilton-champions/ #Investing #DividendGrowth #HamiltonETFs #CanadianInvesting #StockMarket #PassiveIncome #ETFInvesting Video Chapters 0:00 The "Hidden" Side of Hamilton ETFs 0:40 Introducing the "Champions" Lineup (Invest Like a Champ) 1:03 CMVP: Hamilton Champions Canadian Dividend Index ETF 1:36 Why Market Cap and Dividend Growth Matter 2:04 Risk vs. Reward: Faster Recovery Times (CMVP vs. TSX 60) 3:16 SMVP: Hamilton Champions US Dividend Index ETF 3:53 Stability & The 25-Year Dividend Rule 4:19 US Index Performance: Outperforming the S&P 500 5:30 Sector Champions: Tech, Utilities, Banks, and Financials 6:10 Generation Gap: Which Sector Fits Your Portfolio? 7:34 A Closer Look at UMVP (Utilities & Telecom) 8:16 QMVP: High-Growth US Tech & The "Mag 7" 8:51 How to Build a Portfolio Using These Tools 9:46 Final Takeaways: Growth Beyond Income 🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis ----------- 📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/ Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandon Instagram ➤ https://bit.ly/3Oechgh LinkedIn ➤https://bit.ly/3RLndF7 Website ➤ https://www.beaviswealth.com ----------- The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances. Business Inquiries: [email protected] ----------- Beavis Wealth Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube:  https://youtu.be/vedaB28JVHc

 One quarter into 2026, and the "soft landing" narrative is being put to the ultimate test. In today’s video, we’re breaking down the five major shifts that have defined the start of the year, from the vanishing hope of Fed rate cuts to the "reality shift" hitting AI stocks. We also take a hard look at the $265 billion private credit meltdown and why US manufacturing data is flashing major yellow flags.

A huge thank you to Harvest ETFs for sponsoring today’s video. Explore the funds mentioned here:
HPF: Harvest Energy Leaders Plus Income ETF: https://harvestportfolios.com/etf/hpf/
HTA: Harvest Tech Achievers Growth & Income ETF: https://harvestportfolios.com/etf/hta/

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

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📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/
Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
LinkedIn ➤https://bit.ly/3RLndF7
Website ➤ https://www.beaviswealth.com
-----------

The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected]

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube:  https://youtu.be/Qc2j2Pb6mKM

The Canadian housing market has hit a "stall." In this video, I break down the brand new March 2026 report from TD Economics, which paints a more unsettling picture than the previous CIBC "Anatomy of a Correction" report. From steep forecast downgrades to the first population decline since Confederation, the narrative in Ontario and BC is shifting rapidly.

I dive into the "Affordability Paradox"—explaining why falling prices are actually keeping buyers on the sidelines—and look at why the GTA condo market remains the weakest in the country. Plus, I analyze how soaring energy prices are creating a regional divide, boosting markets in Alberta and Newfoundland while weighing down the rest of Canada.

Is this a temporary pause or a structural shift? Watch to see the 2026-2027 price forecasts and what this means for your next real estate move.

Chapters0:00 The Housing Market Correction So Far0:19 TD Economics: A New, Unsettling Forecast1:05 Deep Downgrades to the 2026 Outlook2:08 Why Interest Rates Aren’t the Story Anymore2:35 The Population Shift & Rental Demand3:22 The Affordability Paradox4:03 The Condo Imbalance: GTA Focus4:33 Regional Winners & Losers5:05 The Energy Wild Card6:22 2026 National Price Forecasts6:56 Looking Ahead: The 2027 Rebound?7:25 Key Takeaways & Final Thoughts

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

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📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com-----------

Business Inquiries: [email protected]

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube: https://youtu.be/urC81HuxGHA

When is the best age to start CPP? In this 2026 guide, I break down the math between starting at age 60 vs. 70 and show you how a "Bridge Strategy" can help you maximize your guaranteed lifetime income.

Whether you are 45 and just starting to plan, or 64 and ready to pull the trigger, understanding the "math of timing" is essential. We explore the reality of CPP as a partial income replacement, the massive financial impact of delaying until age 70, and how to use your current portfolio to "bridge" the gap.

*Key Takeaways*

The Reality Check: Why most Canadians won't get the maximum CPP benefit.The Timing Math: How waiting until 70 can increase your payments by 42%.The Bridge Strategy: Using your investment portfolio to fund early retirement so you can delay CPP.Monthly Income: A look at how Harvest ETFs (HRIF & HDIF) can help generate retirement cash flow.

Thank you to Harvest ETFs for supporting this educational resource. We take a look at how their Diversified Monthly Income ETFs can help retirees generate the cash flow needed to delay CPP and maximize their long-term guaranteed income.Learn more about the funds discussed in this video:

*Harvest Diversified Equity Income ETF*https://harvestportfolios.com/etf/hrif/?utm_source=BeavisWealth&utm_medium=Banner_&utm_campaign=2026*Harvest Diversified Monthly HDIF*https://harvestportfolios.com/etf/hdif/?utm_source=BeavisWealth&utm_medium=Banner_&utm_campaign=2026 *Video Chapters*0:00 - The 2 Dangerous CPP Assumptions0:48 - Reality Check: Is CPP Enough for Retirement?1:42 - The "Base Layer" vs. Actual Cost of Living2:33 - Why CPP Timing is a Critical Decision2:57 - The Most Common CPP Mistake Canadians Make3:32 - 5 Reasons People Take CPP Early4:40 - The Math: Age 60 vs. Age 65 vs. Age 705:41 - CPP as "Longevity Insurance"6:04 - Generating Retirement Income (Harvest ETFs)7:43 - The "Bridge Strategy" Explained8:59 - Converting Portfolio Income into a Lifetime Pension9:33 - Summary: Your Most Important Retirement Decision10:04 - Bonus: What Happens if You Retire Abroad?

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis-----------

📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com-----------

The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected]

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.

Watch on YouTube:  https://youtu.be/HetwIy51kiE

Stop panicking when the market drops! Learn why "red days" are actually the best thing for long-term investors.

In this video, I break down a concept inspired by ScottsInvesting on the Blossom Social app: why buying a stock and then wishing for the price to drop is actually the most logical move you can make. If you are in the "accumulation phase" of your life, a bull market is actually your enemy.

What you’ll learn:

*The Inventory Mindset:* Why you should treat your portfolio like a business buying stock, not just a flashing dollar sign.

*Net Buyers vs. Net Sellers:* Why your age and career stage completely change how you should view market volatility.

*Sequence of Returns Risk:* Why a red market is a "gift" to a 30-year-old but a "threat" to a 70-year-old.

*The 3-Step Checklist:* How to tell the difference between a "discount" and a "value trap" by looking at business momentum, balance sheets, and competitive advantages.

Whether you're a beginner or a seasoned pro, shifting your unit of measurement from "account balance" to "share count" will change the way you invest forever.

Join me on Blossom Social: https://www.blossomsocial.com/See my real-time portfolio and trades: Username: MarcB

#Investing #StockMarket #FinancialLiteracy #PassiveIncome #BlossomSocial #MarketCorrection

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy Follow Us On Blossom ➤ https://getblossom.page.link/brandonInstagram ➤ https://bit.ly/3OechghLinkedIn ➤https://bit.ly/3RLndF7Website ➤ https://www.beaviswealth.com-----------

The above affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive compensation for the referral. We have personally vetted each of these companies and services and, in our opinion, we believe they provide value to our viewers, depending upon your individual circumstances.

Business Inquiries: [email protected]

-----------

Beavis Wealth Disclaimer:

The views and opinions shared on this channel are for informational and educational purposes only. Although previously licensed, the contributors are no longer industry participants and are not licensed to provide financial advice. They strive to provide you with educational information in an entertaining manner. Always do your own research and due diligence before investing. Generally speaking, you should consult a licensed investment professional before investing.