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Do you know which parts of your retirement plan are in your control, and which ones you’re leaving to chance? In this episode, Scott breaks down the “retirement equation,” a framework that helps you separate what you can control, what you can influence, and what’s completely out of your hands.

Here’s what we cover in this episode:

➗ What the “retirement equation” really means

📊 Asset allocation & location, how to get them right

🕰️ The role of work duration and phasing into retirement

🏃‍♂️ Longevity: what you can and can’t influence

📉 Market returns and tax laws: why they’re outside your control

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