In this conversation, Pat Volk discusses the importance of planning for retirement and the unique considerations for women. He shares his personal experience with his mother's financial struggles after his father's passing and emphasizes the need for guaranteed income streams in retirement.

Pat also highlights the differences in retirement outlooks between men and women and the importance of having open and honest conversations about financial planning. He encourages individuals to take care of themselves and not be a financial burden on their children. Pat also discusses the benefits of conservative investment strategies and the potential risks of relying on aggressive portfolios.

Ready to start building out your retirement plan? Visit TheRetirementKey.com today!

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In this episode, Pat Volk discusses the importance of having conversations with family members about finances and estate planning. He also emphasizes the need for open communication and updating life insurance and long-term policies while planning for retirement.

Ready to discuss your estate plan? Visit TheRetirementKey.com today!

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$1 Million used to be what you needed to retire, but the latest average according to Schwab is $1.8 Million. Is this number actually accurate?

In this episode, Abe discusses if it's possible to retire with under $1 million and how individual circumstances play into a retirement plan.

Also, Abe breaks down the tax consequences in retirement that people may not know about as they build out their income plans.

Ready to build your plan for retirement? Visit TheRetirementKey.com today!

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The latest inflation number came in hot, implying that the Fed won't be cutting interest rates anytime soon. Government spending contributes to inflation, which may have an impact on your financial plan heading into retirement.

In this episode, Pat Volk explores the different options, such as annuities, that may help protect and generate income during retirement in a time of uncertainty.

Ready to see how inflation is affecting your retirement goals? Visit TheRetirementKey.com today!

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Planning for retirement and creating a personal pension are crucial for a secure financial future. In this episode, Abe discusses that having a sound income plan is essential while living out your retirement years.

Also, Abe explains how the 60-40 model (60% stocks and 40% bonds) may not be as effective in today's market, and alternative strategies should be considered.

Ready to see what developing an income plan for your retirement might look like? Visit TheRetirementKey.com today!

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The stock market continues to make new highs thanks to “The Magnificent 7” which has caused concern for a correction. How much longer can the market run up thanks to a handful of stocks?

On this episode, Abe warns that too much exposure to the market during retirement and the years leading up to retirement can negatively impact your life savings. Protecting your portfolio is key when building out your retirement plan.

Plus, how much in fees are you really paying? Abe shares common fees that many retirees pay without realizing it while offering ideas on how you may be able to reduce yours.

Ready to protect your financial future and expose the unwanted fees in your plan? Visit TheRetirementKey.com today!

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Spending 12 hours a week to plan for one day. That’s what a new study reveals about wedding planning. But what about when it comes to planning for 20-40 years of your life in retirement?

On this episode, Abe discusses the importance of planning for retirement and the role of a financial advisor in creating a comprehensive retirement plan, helping save time and money in the process.

Plus, “higher for longer” interest rates, wars abroad, and an election year continue to cause fear and doubt. Abe emphasizes that your financial future can be controlled despite the uncertainty in the current economic climate.

Ready to take control of your financial future? Visit TheRetirementKey.com today!

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New research shows the youngest Baby Boomers, born between 1960 and 1965, have significantly less wealth than older Boomers thanks to the Great Recession which hit during their peak earning years.

On this episode, Abe speaks to the work they do at Abich Financial do build protections around their client’s savings to help avoid this kind of catastrophe.

Plus, when asked to choose either “money” or “your love life,” almost half of women say they rather have a conversation about their personal relationship than their finances. Abe wants women to feel empowered and get in on the conversation about retirement planning.

Ready to take control of your financial future? Visit TheRetirementKey.com today!

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Preparing for retirement is a marathon, not a sprint. But even the most seasoned runners can trip over unexpected hurdles. On this episode, Abich Financials’ Sr Advisor Pat Volk talks about hidden risks that can derail your retirement dreams.

Pat shares his thoughts on:

• Why chasing high returns might not be the best strategy for everyone.
• The crucial difference between saving "enough" and setting realistic goals.
• Hidden tax implications you may not have considered.
• Unveiling the risks of underestimating healthcare costs.
• How to create a personalized plan that goes beyond stocks and market trends.

Don't let hidden risks sabotage your retirement plans. Visit TheRetirementKey.com and schedule your complimentary risk analysis today.

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Many are worried about how rising interest rates, inflation, and market volatility could affect their retirement.

So, how does the CEO of America’s biggest bank position his business for adversity? JP Morgan Chase’s Jamie Dimon shares his perspective on ways to “weather the storms.”

Abe points out how this “good business advice” aligns with how we should also think about retirement planning.

We also hear from Jerome Powell who speaks of how it’s no longer a case of if the Fed will cut interest rates, but rather a matter of when.  While many anticipate cuts to begin in late spring, at Abich Financial they work daily to build plans that can withstand whatever the market, economy, or government may throw your way.

Visit TheRetirementKey.com and start creating your customized Retirement Roadmap.

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