The Rich Immigrant

Send us Fan Mail

In last week's episodes, I shared that I just returned from a conference in Dubai and Jordan but I didn't go into details. After sitting on some of the life lessons I picked up, I just knew that I had to share. In this episode, we discuss:

• Why I decided to go to the conference all the way in Dubai
• 9 Life lessons I'm taking and running with
  1. Power indecisiveness and action
  2. There are so many paths to success
  3. You cannot advance beyond your mindset
  4. Don't allow a challenge to immobilize you
  5. Who you become is more important than where you are and what your title is
  6. What are you angry about? How will you direct that anger?
  7. You can't build a reputation of integrity overnight
  8. Building tribes. Well all need them!
  9. Paulisms from Paul Polman

There are so many more lessons that I could share but I hope these 9 help you! Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on iTunes.

Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Send us Fan Mail

It is financial literacy month and this episode was inspired by a listener's question. How timely! The truth is that you may have an advanced degree in the most complex topic and not be financially literate. On the flip side, you may not have a University degree, yet be financially savvy. 

But I'll be the first to acknowledge that with all the jargon, acronyms, and so on, it can feel overwhelming, This episode helps you come up with a plan that alleviated the overwhelm, In this episode, I explain

•  What is financial literacy
• 3 Key steps to jumpstarting your financial literacy journey. They include
  1. Master the basics and learn
  2. Know that you can't figure it all out in one day, week, or month. Take your time
  3. Make learning continuous even after mastering the basics

You can take things one day at a time and become the badass CFO of your own life!

Talking about financial literacy, I'd like to invite you to an event that helps you do just that. The Mamas Talk Money Summit will help you understand generational wealth, how you can start building it even if you're starting from scratch, and how you can leave a financial legacy that aligns with your values for your kids. 3 days, 5 keynotes, 9 panels, and 3 workshops for $49!

The event is happening over the weekend of April 8th through 10th and registration is officially open! Tickets are $49, an absolute steal for the knowledge you’ll gain for yourself and your family. Replays will be available.

I will be on a panel discussing the topic - Breaking Generational Money Cycles. This will be a conversation about how to handle changing a money mindset from childhood (especially when your parents/grandparents hold different views), navigating cultural expectations, and more. This is such a relevant conversation especially for us as immigrants

So, click the link below and grab your ticket now, buy it for the mom or mom-to-be in your life! Then hit reply and let me know you’re going to be there so I can watch for you. With my affiliate link/code, you get $5 off your registration!

Join me at Mamas Talk Money: The Legacy You Leave by grabbing your ticket here! 

Or Enter Code : MONEYMAMADEE

You are worth this!

Thank you for listening to this episode of season 5 of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Send us Fan Mail

Season 5 is here and I'm kicking things off with a timely conversation during women's history money.  Sally Krawcheck said that nothing bad happens when women have more money, I'll take it one step further and say nothing bad happens when women understand money better and are better positioned to earn, keep, and grow wealth. 

In this episode, I share :

1. The median net worth of Black, Latino, and White women relative to men
2. Why women need to grow wealth
3. I dig into three main ways that women can become financially empowered

• Financial literacy
• Getting a money tribe
• Creating a plan and using your voice

More women need the skill set, confidence, and community to control money and I'd like to invite you to an event that helps you do just that. The Mamas Talk Money Summit will help you understand generational wealth, how you can start building it even if you're starting from scratch, and how you can leave a financial legacy that aligns with your values for your kids. 3 days, 5 keynotes, 9 panels, and 3 workshops for $49!

The event is happening over the weekend of April 8th through 10th and registration is officially open! Tickets are $49, an absolute steal for the knowledge you’ll gain for yourself and your family. Replays will be available.

I will be on a panel discussing the topic - Breaking Generational Money Cycles. This will be a conversation about how to handle changing a money mindset from childhood (especially when your parents/grandparents hold different views), navigating cultural expectations, and more. This is such a relevant conversation especially for us as immigrants

So, click the link below and grab your ticket now, buy it for the mom or mom-to-be in your life! Then hit reply and let me know you’re going to be there so I can watch for you. With my affiliate link/code, you get $5 off your registration!

Join me at Mamas Talk Money: The Legacy You Leave by grabbing your ticket here! 

Or Enter Code : MONEYMAMADEE

You are worth this! Oh and if you register soon, you get a free bonus money conversation card printable set to get you and your kids to talk about money.

Thank you for listening to this episode of season 5 of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Send us Fan Mail

For many immigrants and children of immigrants, travel is seen as a luxury and isn't often considered. My first time on a plane was to come to the USA (cue Coming To America) just before my 17th birthday. Now, I've been to 57 countries.
In this episode, I share five tips for creating a realistic travel budget:

1. How going over budget sucks and the reason many travel budgets are not realistic
2. Considering the number of travelers and whether costs are splot
3. Identifying all possible cost categories to avoid surprised
4. Clarifying the vacation style for your trip (budget, mid-range, or luxury)
5. What to research to create a reasonable budget in each category
6. How I leave room for flexibility in my travel budget

As I promised, here is the link to the blog post with details on building your travel budget. At the bottom of the post, there's a link to my travel budget template. Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on iTunes. See you in a few weeks!

Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Send us Fan Mail

I'll be honest, it's no fun seeing everything in the red lately. What does that mean for us as investors? Should we stop investing? In this episode, I share about

1. What's been going on in the stock market
2. How far things will drop
3. History of stock market recoveries
4. Dollar-cost averaging
5. Automating Investing
6. You haven't actually lost if you haven't sold
7. Diversification
8. Understanding and staying within your risk tolerance
9. Any amounts needed in the short term should be kept out of the market

I continue to invest because I have a plan because I have time and I'm investing within my risk tolerance. I'm in it for the long haul and will continue what has worked for me. This is not financial advice, it is for educational purposes only.

Thank you for listening to this episode of season 4 of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Send us Fan Mail

'Know your worth and add tax' is a common phrase lately.  But how do you know how much to negotiate? They say you don't always get what you deserve but you get what you negotiate. Unfortunately too many of us do not negotiate at all. In this episode, I help you negotiate better. I talk about:

1. Why I decided to do better at negotiating
2. Starting your research early and websites to help you come up with salary expectations/ranges
3. How talking to the right people will help you negotiate better
4. The three people you should talk to while negotiating
5. Three numbers you should know while negotiating
6. Who should throw out a number first and why?
7. Assessing the overall compensation package and not just the base salary

The more you negotiate, the better you get at it.

Thank you for listening to this episode of season 4 of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode. Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Send us Fan Mail

Its the new year (Happy New Year) and I'm bringing back this popular episode on creating a financial vision board. In this episode, I talk about:

1. Why do you need a financial vision board?
2. Starting with your overall financial/life vision in mind. Who do you want to be?
3. Breaking the vision into actionable goals
4. What time horizon should a vision board entail?
5. Choosing the right format for your vision board
6. Revisiting your goals/board over the year

Nothing happens unless you have the courage to start by dreaming audacious dreams that scare and inspire you at the same time. But don't just stop at dreaming, it's time to get to work!

Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on iTunes. 

Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Send us Fan Mail

This last episode of 2021 is a personal episode where I share my journey to FIRE. Fire stands for Financial Independence Retire Early.
In this episode, I share personal examples and I talk about:

1. When I first learned about FIRE and my initial impressions
2. What changed regarding my thoughts on FIRE
2. My thoughts on whether the Movement is exclusive and whether it promotes an obsession with money
4. Some non-FIRE things that I've done
5. What if FIRE is not an option based on the cards life has dealt you?
6. My plan moving forward

As I invest tomorrow, I want to also invest in my today. Every FIRE journey is different but I have goals to be work optional within the decade.  If the FIRE movement is new to you, I hope this episode provided some background information to help you get going. Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on iTunes. Merry Christmas, Happy Holidays, and see you next year

Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Send us Fan Mail

1. Moving to Boston from Trinidad as a teenager
2. Graduating with $36,000 in student loans and moving across the country to San Francisco
3. Being the only or one of the only Black women in Tech roles
4. How the financial knowledge from her family did not apply to her life in the USA
5. How not having a support system impacted her finances
6. Building community after relocating to a new city and budgeting for it
7. Getting laid off and leaving the USA temporarily
8. Finally making a plan to pay off her debt
9. How going home helped her financially, emotionally, and mentally
10. What's different about her now
11. Why she's building Navigating Culture

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Send us Fan Mail

Whether you're paying off debt, saving for retirement, or saving for a downpayment, losing motivation on your financial journey is actually normal. I've definitely had moments where I've lost the zest I once had. Thankfully, I've been able to bounce back each and every time.

In this episode, I share my personal journey and I also share five ways to stay motivated on your financial journey:

1. Remember your why. Why are you working towards this goal?
2. Don't make deprivation a lifestyle. It is not sustainable
3. Break it down into smaller goals and celebrate milestones
4. Find Community
5. Reevaluate your financial goals regularly

Shout out to an amazing community that I found a few years ago, LIVE Richer Dream Catchers by Budgetnista is amazing.   To track and celebrate your net worth milestones, click here. Thank you for listening to this episode of the Rich Immigrant podcast, please rate, review, subscribe, and share this episode on iTunes.

Stay connected with the podcast and join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'

Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs  to hear these conversations.  Please join our community online at www.therichimmigrant.com or on  Instagram at 'Therichimmigrant.'