Morningstar Investor replaces the old Morningstar Premium subscription service for retail investors. It brings a much needed facelift to Morningstar's portfolio tracker. While it offers features that may be valuable to some investors, it still has a long way to go before being the type of tool most investors will find useful for the money.

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I seem to be fighting a never ending battle against "dividend investing." Don't get me wrong, dividends are an important part of the returns equity investors receive from stocks and stock funds. The problem comes when we misunderstand the nature of dividends and the role they should play in our portfolio.

One mistaken belief I see is that dividends are necessary for compounding, or that a higher dividend yield results in more compounding. Nothing could be further from the truth, as we discuss in this video.

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The debt ceiling crisis is taking us closer to the "X Date," the date the U.S. would start to default on its obligations. Many have asked me what would happen if the unthinkable occurred and the U.S. did in fact default. In this video I'll share four things:

1. A brief history of the debt ceiling
2. Ramifications of a debt ceiling crisis that gets resolved
3. Ramifications if the U.S. actually defaults
4. What, if anything, we should do to prepare

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We know that dollar cost averaging (DCA) underperforms lump sum investing (LSI) about two-thirds of the time. That's because stocks tend to go up more often than they go down. But does LSI beat DCA when stock market valuations are high compared to historical averages, as they are now? That's the question we cover  in this video.

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In this video, I ask ChatGPT some questions about sophisticated investing and retirement topics. Here are a few examples:

What is the 3-fund portfolio?
Is the 4% Rule still valid?
What Fidelity funds can we use to build the 3-fund portfolio?

The responses ChatGPT returned were amazing. It's not perfect, but it's very good. And while artificial intelligence won't replace financial advisors any time soon, it definitely can be part of our own research into financial questions.

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In this video I'll explain why bonds are a better, long-term investment than cash, particularly for those in retirement.

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Today we'll start by looking at my investment portfolio. Then I'll answer your questions.

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Saving for retirement can be a struggle in the best of circumstances. For those 50 or older who have saved little if anything, retirement can seem impossible. In this video I walk through seven concepts, strategies and tools to help those who have gotten a late start save for a comfortable retirement at a reasonable age.

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We'll start tonight with a discussion of how to manage uncertainty when it comes to retirement planning. Then I'll answer your questions.

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With the recent banking crisis, I've received a lot of emails asking me two related questions. First, what would happen to our investments at a broker if that broker failed. Second, what would happen to an ETF or mutual fund if the company behind the fund failed?

We cover both of these questions in today's video.

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