The rules of IRA contributions can be confusing. Get them wrong and you could make a costly mistake or lose out on a chance to save more for retirement. In this video we'll cover these 10 IRA contribution rules:

1. Contributions limits
2. Catch-up contribution limits
3. Income limitations on IRA contributions
4. Limits on deducting IRA contributions
5. Roth IRA contribution income limits
6. Age limits on IRA or Roth IRA contributions
7. Spousal IRA
8. Contributing to both a 401(k) AND an IRA
9. What if you contribute too much?
10. 2021 contribution deadline

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According to one study, cybercrime will cost the world $10.5 trillion a year by 2025. Today, every financial account from banks to credit cards to investments offer online access. For investors, the risk of loss from cybercrime ranks as the #1 concern.

Fortunately, there are steps we can all take to increase our online security. For very little money, we can significantly reduce the likelihood that a computer hacker will gain access to our financial accounts. Here are 10 steps you can take to help secure your online accounts.

NordVPN:  https://robberger.com/go/nordvpn/yt-70
LastPass: https://lastpass.com
Norton: https://www.nortonlifelock.com/us/en/

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Get free help with your 401(k) Rollover to an IRA with Capitalize: https://robberger.com/go/capitalize/y...

When you leave a job, whether to retire, take another job, or leave the workplace for a time, an important question is what to do with your 401(k), 403(b) or other workplace retirement plan. In this video we walk through the three primary options:

1. Leave it with your former employer,
2. Transfer it to your new employer's 401(k), or
3. Roll it over to an IRA

We'll discuss the pros and cons of each option, along with some advanced strategies to consider.

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Investing for a child's education presents at least two challenges. First, we don't have a lot of time to save and invest. In most cases, we have 18 years, and in many cases, a lot less. Second, Once they graduate from high school, they need the money quickly over the next few years. In this way it's very different than retirement, where we plan to spend our nest egg over 30 years or more.

In this video, we are going to use Utah's excellent 529 plan as a framework on how to invest for a child's education. And a big thanks to a viewer named Dan who put together an awesome spreadsheet to help us.

Spreadsheet: https://docs.google.com/spreadsheets/...

Utah's 529 Plan: https://my529.org/

My Morningstar Course: https://www.youtube.com/watch?v=qRfRq...

As robo-advisors go, Betterment is one of the best in my opinion. It offers excellent features (e.g., automatic rebalancing, tax loss harvesting, excellent planning tools) at a reasonable price. But how does Betterment's Core Portfolio of 10 ETFs stack up to the simple, humble 3-fund portfolio?

We put both to the test in this video.

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I used Capitalize to Rollover a 401k to an IRA. It's totally free and very easy to use: https://robberger.com/go/capitalize/y...

Get a free estimate of term life insurance in 20 seconds with Haven Life Insurance: https://robberger.com/go/haven-life/y...

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Investors today are nervous about bonds because of the historically low yields. The fear is that as interest rates rise, the value of existing bonds will fall. In this video we'll walk through bond investing for beginners. I'll cover how bonds work, my approach to bonds, and some suggesting bond funds.

If you find this information useful, consider joining my weekly newsletter:

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Note: At 26:14 my reference to I bonds should have been TIPS.

With inflation and interest rates on the rise, many have asked me about bond alternatives. While I haven't changed my investments, including the bonds funds I own, I do understand the concern over bond funds that have lost money this year.

So in this vide we will first looked at 4 alternatives to a traditional total U.S. bond fund.

Then we'll look at four bond alternatives.

And finally, we'll look at four investments many list as a bond alternative that really aren't a good alternative at all. In this section I should have included covered call ETFs. These are investments that can have a very high yield (8% or more). The problem is they can lose a lot of value, which takes away from the yield. And their risk as measured by standard deviation are often 3x that of a total U.S. bond fund.

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