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What happens behind the scenes when an entire industry is fighting for legal survival?
In this episode of The RTO Show Legends Series, host Peter Shau sits down with Brad Dennison, former General Counsel for Rent A Center and longtime industry advocate, to unpack the legal battles, legislative strategy, and customer first philosophy that helped shape the modern rent to own industry.
Brad shares what it was like navigating class action lawsuits, defending the lease versus credit transaction model, and helping pass rent to own legislation across the United States during one of the most critical periods in RTO history. From Wisconsin and Minnesota to California and New York, this episode offers an inside look at how consumer access, compliance, and advocacy became central to the industry's long term survival and growth.
What You’ll Learn:Brad Dennison is the former General Counsel for Rent A Center and a longtime advocate for the rent to own industry. With decades of experience in legislative strategy, compliance, class action litigation, and consumer protection, Brad played a major role in helping shape modern rent to own laws across the United States. He currently works with Benefit Marketing Solutions, supporting dealers and customers through value driven membership programs and advocacy efforts.
Tools, Frameworks, or Strategies Mentioned:“The rent to own customer understands the value of flexibility, access, and opportunity.” This conversation is a reminder that industries survive long term when they continue putting customers first and stay active in advocacy, compliance, and community engagement.
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In this special episode of The RTO Show, Pete Shau welcomes Ray Muncy of Buddies Home Furnishings and Dave Deep, founder of Wake for Warriors. Together, they explore how a shared love of water and community turned into a nationwide movement supporting veterans through adaptive water sports. Hear inspiring stories, learn about Wake for Warriors' life-changing events, and find out how business leaders and volunteers can get involved.
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What does it take to help build and protect an entire industry from the ground up?
In this episode of The RTO Show, Peter Shau sits down with rent to own industry pioneer Kevin Quinn to explore the early days of the RTO business, the fight for industry regulation, and the leadership decisions that helped shape modern rent to own operations across the United States.
Kevin shares how he started in rent to own in 1982, helped grow Quality Rentals, became APRO President during one of the most challenging periods in the industry’s history, and worked alongside industry leaders to fight federal legislation, IRS classification battles, and public perception challenges. This episode offers a rare behind the scenes look at RTO history, advocacy strategy, dealer leadership, and the relationships that built a multibillion dollar industry.
What You’ll Learn:Kevin Quinn is a longtime rent to own executive, former APRO President, and cofounder of Quality Rentals. Over several decades, he helped shape the growth of the rent to own industry through advocacy, dealer leadership, legislative work, and strategic industry collaboration.
Tools, Frameworks, or Strategies Mentioned:As Kevin Quinn reflects in this conversation, the growth of the rent to own industry was built through persistence, collaboration, and people willing to fight for the future of the business. From dealer advocacy and legislative battles to mentorship and multigenerational leadership, this episode captures the resilience that continues to define the RTO community.
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What does it really take to build a multistate rent to own company from the ground up and sustain it for more than 40 years?
In this episode of The RTO Show, Peter Shau sits down with Larry Carrico, founder of Rent One, to unpack the leadership principles, training systems, acquisition strategy, and customer-first mindset that helped shape one of the most respected independent rent to own businesses in the industry.
Larry shares the story behind growing Rent One from two struggling stores into more than 100 locations across eight states, why people development became the foundation of long term growth, and how the rent to own industry continues to evolve through gaming, technology, customer service, and generational leadership. This conversation is packed with practical insights for rent to own operators, entrepreneurs, business leaders, and anyone interested in scaling a family business while leaving a legacy.
What You’ll Learn:Larry Carrico is the founder of Rent One and a longtime leader in the rent to own industry. Over the last four decades, he has helped grow Rent One into a multistate operation while serving in APRO leadership roles and mentoring the next generation of RTO business owners.
Tools, Frameworks, or Strategies Mentioned:Larry Carrico’s story is a reminder that long term business success is built through people, persistence, and the willingness to keep learning. From rebuilding after setbacks to mentoring future leaders, this episode highlights why the rent to own industry continues to thrive through innovation, relationships, and service.
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What if offering health benefits to your employees did not require a massive HR department or a Fortune 500 budget?
In this episode of The RTO Show, Peter Shau sits down with Marshall Darr, CEO and co-founder of StretchDollar, to explore how small businesses can offer flexible, affordable healthcare benefits without getting buried in traditional insurance complexity.
Marshall explains how ICHRA health reimbursement arrangements are changing the way small business owners support employees, why healthcare costs keep rising for smaller companies, and how rent to own operators can use pre tax healthcare funding to attract and retain better talent. If you own a small business, manage a growing RTO company, or want to understand modern employee benefits for teams under 50 employees, this episode breaks it all down in practical terms.
What You’ll Learn:Marshall Darr is the CEO and co-founder of StretchDollar, a healthcare benefits platform designed to help small businesses offer affordable, flexible employee health coverage through ICHRA reimbursement models. He previously worked in payroll, benefits, and health insurance technology and has spent more than a decade helping businesses navigate employee healthcare solutions.
Tools, Frameworks, or Strategies Mentioned:Healthcare benefits can feel overwhelming for small business owners, but this conversation shows there are new ways to support employees without sacrificing growth or financial flexibility. Marshall Darr shares a practical vision for how small businesses can compete for talent while giving employees more control over their healthcare decisions.
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What does it take to build a rent to own legacy that lasts for decades and still keeps growing?
In this episode of The RTO Show, Peter Shau sits down with Larry Sutton, founder of RNR Tire Express and one of the most respected leaders in the rent to own industry, to talk about entrepreneurship, business growth, franchise leadership, and the evolution of lease to own retail.
Larry shares the story behind building Champion Rent to Own, selling 30 stores during the industry boom years, and launching RNR Tire Express after spotting a massive gap in the tire and wheel market. This conversation explores business mentorship, customer focused innovation, franchise expansion, and how rent to own operators can identify underserved markets and create long term value.
What You’ll Learn:Larry Sutton is the founder of RNR Tire Express and a legendary figure in the rent to own industry. Known as the “Reverend of RTO,” Larry helped shape modern rent to own operations through leadership, franchise innovation, customer service strategies, and decades of involvement with APRO and the broader lease to own community.
Tools, Frameworks, or Strategies MentionedLarry Sutton’s story is a reminder that great businesses are built by people who understand their customers, stay open to change, and never stop learning. From televisions and appliances to custom wheels and tires, his career shows how entrepreneurial vision and relentless hard work can create lasting impact across an entire industry.
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What actually goes into creating marketing videos that stop the scroll, connect with customers, and drive traffic into a rent to own store?
In this episode of The RTO Show, Peter Shau sits down with Steven Stahl of EssToo Creative to pull back the curtain on video production, creative storytelling, social media strategy, and the behind the scenes process of building memorable RTO marketing campaigns.
From hilarious Rent King commercials to practical advice on lighting, audio, scripting, branding, and customer engagement, this conversation breaks down how rent to own operators can create better content even on limited budgets. Steven also shares how his military intelligence background shaped his approach to creative problem solving, video direction, and brand storytelling in the retail and lease to own space.
What You’ll Learn:Steven Stahl is the founder of EssToo Creative, a veteran owned creative agency specializing in video production, branding, social media marketing, and storytelling strategy. With a background in military intelligence and over two decades of creative experience, Steven helps businesses create engaging content that connects with audiences and drives results.
Tools, Frameworks, or Strategies Mentioned:The best marketing campaigns are not always the biggest or most expensive. They are the ones that connect with people, create emotion, and leave a lasting impression. Whether you are filming with a professional crew or using a smartphone in your store, the key is to commit to the message, tell a story, and make people care.
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What can today’s rent to own operators learn from one of the people who helped shape the modern RTO industry?
In this episode of The RTO Show, Peter Shau sits down with John Blair, former Executive Director of TRIB, Marine Corps veteran, and longtime industry leader, to unpack nearly four decades of rent to own history, leadership, vendor relationships, industry growth, and the evolution of dealer networks.
John shares how TRIB grew from just 17 members into one of the most influential organizations in the rent to own business, how rebate programs changed vendor partnerships, and why relationships, loyalty, and collaboration still drive success in the lease to own industry today. This conversation is packed with insight for RTO dealers, independent operators, industry vendors, and anyone interested in the history and future of the rent to own business model.
What You’ll Learn:John Blair is a former Executive Director of the TRIB Group and a respected leader in the rent to own industry with nearly 40 years of experience in furniture rental, dealer development, vendor relations, and sales leadership. A Marine Corps veteran and longtime advocate for the RTO community, John played a major role in helping TRIB grow into one of the industry’s most influential organizations.
Tools, Frameworks, or Strategies Mentioned:The rent to own industry has always been built on relationships, trust, and people helping each other succeed. John Blair’s story is a reminder that strong leadership, collaboration, and loyalty can shape an entire industry for generations.
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What separates a successful company from a legendary one?
In this episode of The RTO Show, host Peter Shau sits down with Wayland Russell, co founder of Rainbow Rentals and current co owner of Eagle Rental Purchase, to unpack the leadership philosophy, operational discipline, and customer first mindset that helped build one of the most influential rent to own businesses in industry history.
From opening six stores in a single month to pioneering rent to own technology, premium furniture distribution, bundled computer software, and culture driven leadership, Wayland shares the real story behind Rainbow Rentals’ rise to more than 120 locations and industry leading revenue per store. This conversation is packed with insights on scaling a business, building company culture, customer retention, leadership development, and the future of the rent to own industry in the AI era.
What You’ll Learn:
Episode Highlights:
Meet the Guest:
Wayland Russell is the co founder of Rainbow Rentals, one of the most successful and innovative rent to own companies of the 1990s and early 2000s, and current co owner of Eagle Rental Purchase. Known for his people first leadership style and customer focused innovation, Wayland helped shape modern rent to own operations through technology adoption, culture driven management, and industry advocacy.
Tools, Frameworks, or Strategies Mentioned:
Closing Insight:
Wayland Russell’s story is a reminder that sustainable growth comes from serving people well, building strong teams, and staying committed to long term values even during uncertainty. Great companies are built by leaders who help others succeed and create opportunities for customers, employees, and communities alike.
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What keeps the rent to own industry moving forward behind the scenes?
In this episode of The RTO Show, host Peter Shau sits down with Dennis Shields, Executive Director of the TRIB Group, to explore how vendor relationships, buying power, logistics, and industry collaboration helped shape modern rent to own operations over the last four decades.
Dennis shares the untold story behind the Rental Industry Buying Group, the evolution of vendor partnerships, changing technology trends, supply chain challenges, product warranties, and how relationships with companies like Whirlpool, Ashley, GE, and Samsung transformed the industry. If you want to understand how rent to own businesses negotiate smarter, scale operations, manage inventory, and adapt to changing consumer behavior, this conversation delivers practical insight and industry history in one place.
What You’ll Learn:
Episode Highlights:
Meet the Guest:
Dennis Shields is the Executive Director of the TRIB Group and has spent more than 39 years in the rent to own industry, including over 25 years leading one of the most influential buying groups in RTO. His experience spans store operations, multi unit management, purchasing, vendor negotiations, and industry leadership.
Tools, Frameworks, or Strategies Mentioned:
Closing Insight:
The growth of the rent to own industry has always depended on relationships, education, and collaboration. Dennis Shields reminds us that strong partnerships between dealers, vendors, distributors, and advocacy groups create better opportunities for businesses and customers alike.
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From the publisher's feed
The RTO Show Podcast is the podcast for the rent-to-own industry, hosted by Pete Shau, an industry insider with more than 20 years of experience in RTO operations, sales, leadership, marketing,…
Each episode brings candid conversations, practical insights, and real stories from the people shaping the RTO community, including operators, vendors, association leaders, store teams, industry veterans, and innovators helping move rent-to-own forward.
Pete’s conversations are built for seasoned veterans, newcomers, owners, managers, vendors, and anyone who wants to learn from the shared experiences, hard-earned lessons, and fresh perspectives inside the rent-to-own industry.
From lead generation, lead management, customer behavior, store traffic, door swings, sales process, collections, training, recruitment, and leadership development to technology, CRM integration, mobile-first shopping, Google ranking, Facebook ads, video marketing, advocacy, APRO, TRIB Group, RTO World, LegCon, and the future of the rent-to-own business model, The RTO Show helps listeners understand what is really happening in RTO.
If you work in RTO, serve the RTO industry, or want to better understand the people, challenges, trends, and opportunities behind rent-to-own, The RTO Show Podcast is your insider’s guide to the industry’s pulse.
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