Retirement isn’t just about saving—it’s about learning to spend without fear. Many retirees struggle to use the wealth they’ve built, stuck in a “savings trap.” In this video, we’ll tackle why this happens and how to confidently enjoy your retirement.

#RetirementPlanning #FinancialFreedom #WealthManagement #RetireSmart #MoneyMindset #SavingsTrap #RetirementGoals #FinancialPlanning #SpendWisely #retirementwealth

00:00-Introduction

01:50-The Savings Trap

04:22-Why Spending Feels Like Losing

05:45-Unspent Wealth: The Missed Opportunities

08:40- Planning From The Gut

10:45-Rethinking Retirement Goals

★☆★Michael Kitces Retirement Draw Down Article★☆★ https://www.kitces.com/blog/consumption-gap-in-retirement-why-most-retirees-will-never-spend-down-their-portfolio/

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[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.

I provide financial planning for business owners and their families that makes sense.

Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.

We strive to help you:

*Optimize Your Cash Flow

*Minimize Your Taxes

*Build Your Net Worth

*Create a Lasting Legacy

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