In this episode Nick & Steven chat with Steven McKaveney about his life in IT, living and working in Dubai for years, his SA strategy across the country and his new AI deal sourcing website and patented software.We talk about the following:Starting in IT being a “cable monkey”Contracting and altercations Living in Dubai for 5-6 years Being paid £24,000 a month Working on apps for Banks in DubaiThe efficiency of the Arab cultureAttending a property course Doing SA in Ma...

In this episode Steven & Nick chat with Meryl Stewart from Envoy financial. We have an educational episode this week all about mortgages perfect for those starting out. Learn everything you need to know to start with property investment mortgages.We talk about the following:Using mortgages to leverage upWhy buy 1 property when you could buy 4?What is the end goal and why invest?Minimum salary thresholdLimited company vs personal Personal guarantees within limited companyRepayment mor...

In this episode Nick & Steven chat with Pedro Tang about moving from Venezuela to Scotland with nothing and how he built a 70 property portfolio in Fife.We talk about the following:Born in Venezuela, bred in ScotlandStudying business management Leaving a job to move to ScotlandMoving to Fife for the cheaper property pricesNot having a plan BMeeting his wife going diving Being a gas engineer to tradeDoing property with your partnerHis wife being diagnosed with cancerCarrying on w...

In this episode Nick & Steven chat with Andrew McGee about his gym business and building it up from nothing with a quality service. How he built his portfolio in Wishaw and how he plans to scale his business in the next few years with systems and skill. We talk about the following:Starting his first business at 16Being a boxer and competitive bodybuilder at 18Opening his first gym in 2013 in WishawCreating a network through the gym communityGiving the customer quality The power ...

In this episode Nick & Steven chat about the latest in the property market for March including the looming rent cap being lifted.We talk about the following:The end of the rent cap Potential need to sell if after raising rents the tenants contests Landlords raising rents to actual market value The difficult decisions facing landlords after interest rate risesHas Landlords goodwill after Covid come back to bite them?The Scottish government legislation in protection for tenan...

In this episode Nick & Steven chat to about his eclectic heritage and growing up in Russia. Moving to Germany for a scholarship and ending up in Glasgow in 2010 as a property investor.We talk about the following:Growing up in RussiaHis diverse family backgroundHis son being in the new Tetris movieAttending a course in 2016Buying a flat in Renfrew to get startedThe difference between lease option and assisted saleBuilding refurb debt on credit cardsShould foreign investors be allowed to bu...

In this episode Steven talks to Alan Keddie & Katie Hall from Premier Properties lettings and estate agent in Perth. From humble beginnings to a thriving and award winning partnership.We talk about the following:Buying properties before the crash of 2008Hitting negative equity as a result Buying first property at 19Realising you can have more than one mortgage Building a portfolio whilst driving an articulated lorryThe state of the Perth property market The ease of property...

In this episode Steven chats with Scott MacColl about his heritage in horticulture and landscaping business. Working smarter, not harder. Buying land with a 5 bed cottage and a fishery. Balancing family life, business and property investing while using a network and community to find deals.We talk about the following:Having a heritage in horticulture Building reputation for good quality work Letting staff go if their resignation doesn’t make life hardCreating packages for staff rete...

In this episode Nick & Steven are joined by Davy Hutton for the market update for the month of February.House prices are stable and may riseMore easily available mortgagesHas the investor mindset changedStuart Milne going bust Underinsuring issuesCommunism, corporations and tax Selling off public services to corporationsThe effect of attacks on ships in the red sea to the economy The impact of the bank of England base on mortgage lendingWe are now in an “official” economic ...

In this is episode Steven chats to Ewan Dudding of Go financial services about financing deals, brokering and mortgage services. How he has built a 50 property portfolio very quickly with in the last 4 years.We talk about the following:Working in the property industry AND being an investorBuilding up a relationship with clients How to creatively finance deals Scaling a property portfolio quicklyPurchasing 28 properties in 18 months Owning a 50 property portfolioDoing 15 grand r...