In this episode Nick has a catch up conversation about what’s going on in Steven’s businesses. The difference between finance in the past compared with today and Steven’s Aberdeen portfolio status.Stevens various projects in progressFollow up on completed projectsJumping on Opportunity The pain points in the next few years with interest rates Portfolio management Bridging loans and their feesThe difference in appraisals from last year to nowArrangements fees Refinance appl...

In this timely episode of the Scottish Property Podcast, hosts Nick and Steven sit down with special guest Chris Turnbull, an experienced short-term let owner with properties in both Edinburgh and Glasgow. With the upcoming Short-Term Lets Licensing deadline on October 1st looming large, Chris offers a wealth of practical advice, having recently navigated the new regulations himself.Key Points Covered:The Application Process: Chris takes us step-by-step through the complexities of applying fo...

In this episode Steven has a catch up conversation about what’s going on in Nick’s business. The Highs, lows, trials of Nick’s Lettings agency issues along with putting across the best image of yourself to achieve growth in your business.In this episode Nick & Steven chat with Ryan Quinn from Quinn & Co wealth management about his move from sports businesses into property investment and financial planning. How buying 10 buy to let's gave him the power to retrain.The difficulty in star...

In this episode Nick & Steven chat with Ryan Quinn from Quinn & Co wealth management about his move from sports businesses into property investment and financial planning. How buying 10 buy to let's gave him the power to retrain.Starting off in sports and football coachingCreating his adventure football business Using your time for what you want to do Learning about property from a friend Seeing mistakes on first properties and adjusting Leaving 12k in first proper...

In this episode Nick & Steven chat with Alex Walker about his hooses! Alex is back on for the second time. He shares a day in the life of owning and managing 246 properties with another 4 in the pipeline. Is it possible to balance building wealth and health?We talk about the following:Life being thrown to the side when building a business Finding balance between business, fitness and personal lifeOwning and managing 246 properties Your business should grow 15% a year You mu...

In this episode Nick & Steven chat with John Cox from Cox & Co mortgage brokers about the latest in the world of property investing in August for the monthly market update.We talk about the following:The lack of positivity this month Rentals quarterly report 15% increase on rent on average Having 70 applicants in 24 hours for rentals Landlords looking to keep rents lower for fairness The latest news from legislation changes Rent increases in the big citie...

In this episode Nick & Steven chat to Terry Blackburn about his rags to riches story going from growing up with very little in the north east of England to building a large portfolio and purchasing hotels and multiple HMO’s along the way.Selling a financial services businessBuying large and small hotelsThe importance of starting with buy to letPerfecting a strategy before moving on to othersBreak ins, attempted murders and drug dealers in propertiesBuying quality stock over cheap flatsinv...

In this episode Nick & Steven chat with Jesper Frederiksen about his 12 Scottish properties, His 19 apartments and 8-bed HMO in England. From oil and gas to project management and building his own nationwide portfolio.Renovating property while living in itThe value of education before starting out in propertyOffering on 150 properties in 6 months Having only 8 of those 150 offers accepted He and his wife both leaving the oil and gas industry Tying all of his cash up in a fl...

In this episode Nick & Steven deep dive into the world of portfolio purchases. The numbers and due diligence process. The pro’s and con’s. How to find them and the motivation for landlords to sell. The difference in ADS between single unit and portfolio purchasesLandlords motivations for sellingHow to find portfolios for saleThe pro’s and con’s of buying portfoliosWhat is classed as a portfolio The effect on market value discount of purchasing portfoliosWhat lenders require befo...

In this episode Nick and Steven chat with Noreen Preston about her property portfolio and how she has created a modern multi use business centre from an old building purchased by her Father in the 90's. How Noreen started in property Living in a property while doing the refurb Reasons behind building a portfolioHer criteria for buy to let properties since 2018Focusing on commercial business recently Portfolio diversification The ethics and public perception of being ...