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In this wide-ranging and entertaining episode, Nick and Steven are joined once again by property investor and entrepreneur Davy Hutton. Known for his straight-talking approach, Davy gives us a raw, honest update on the state of the property market, social inequality, and why the rules are no longer built for the everyday investor.
He opens up about mental health, the inspiration behind his new spoken word music album, and why he believes being vulnerable is more powerful than pretending to have it all figured out.
Episode Highlights:
🧠 Mental Health & Identity
Why Davy created a spoken word album during lockdown
Growing up with undiagnosed anxiety and how he "faked" his way through social life
The dangers of today’s isolated digital world for young men
Why sharing your struggles can open the door for others
🏠 Property Market Commentary
What’s really happening with supply and demand in Scotland
Why the West End of Glasgow is still flying, but everywhere else is flatlining
A 3-bed property with just one viewer: is buyer sentiment collapsing?
The silent shift: from accidental landlords to corporate investors
📊 UK Economic Realities
Inflation, council tax, and the slow death of the middle class
Why local authorities and governments are “burst” – and what that means for housing
Davy’s take on wealth inequality, tax, and why the 95% are getting squeezed
Should the rich pay more tax? Davy’s controversial but clear answer
💬 Culture, Politics & Society
The illusion of free speech in the age of social media venom
How our tribal need to "belong" drives dangerous thinking
Why politicians are no longer leaders – just mouthpieces for corporate agendas
🐍 Snake Stories & Pet Policies
From lost pythons to rescue chickens – Davy’s home is a full-blown zoo
Why he supports tenants having pets – and why the Greens might have a point
How professional landlords should treat tenants like real people
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Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
In this episode of the Scottish Property Podcast, Nick and Steven are joined by Andrew and Chris from Brightstone Property, returning two years after their first appearance to share how they went from flips and serviced accommodation to delivering a 30-unit commercial business centre in Falkirk.
They break down how they financed, developed, and filled the building — including the challenges of a six-figure refurb budget overrun, raising private investor finance through a SAS pension, and how the project has now grown into a profitable commercial asset and full-time business.
Whether you're curious about commercial conversions, raising finance, or building a scalable property business, this episode delivers real talk, numbers, and lessons from two investors who are making it happen.
Episode Highlights
🏢 From Resi Flips to Commercial Conversions
Started with residential flips and serviced accommodation
Decided to pivot to larger commercial deals for scale and shared income
Acquired a 7,500 sq. ft. building in Falkirk for £310K
Transformed it into a 30-unit business centre (Brightstone Spaces)
💰 Funding the Project
Raised finance through a private SAS pension investor
Structured the deal to buy with investor funds and fund the refurb from profits
Managed a refurb budget of £260K (which went £100K over!)
Maintained investor trust through regular updates and repaid on time
🔧 Overcoming Operational Challenges
Refurb included full rewiring, new fire systems, secure entry, and high-spec internet
Filled the ground floor in 12 weeks via a hands-on marketing approach
Achieved 97% occupancy, generating £17K/month gross rent
Refinanced the building at £840K with a 70% LTV
📈 Growth into Property Management
Now managing three additional commercial sites for Liberty Space
Offering management services for other commercial landlords
Building a hybrid business model combining property ownership with operational income
Planning to acquire their next building while scaling their management arm
From modest residential flips to managing over 30 commercial tenants and multiple buildings, Andrew and Chris have completely transformed their business over the past two years. This episode is full of valuable lessons on financing, scaling, and building long-term credibility — all while remaining hands-on, humble, and community-focused.
----------------------------------------------------------
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
In this episode of the Scottish Property Podcast, Nick and Steven are joined once again by serial investor and mortgage broker Ewan Dudding — who has now scaled to over 100 properties and relocated to Dubai while running a high-volume brokerage and build team.
Episode Highlights:
🏗️ Scaling the Portfolio
Now owns over 100 units, including 17 HMOs and multiple portfolios
Buying properties every 5 days for himself and every 2.5 days for clients
Refurbs running at £100k/month with two build teams and vans on the road
Targets £300–£350/month cash flow per unit
💰 Raising & Recycling Finance
Started with £80K savings and raised his first £80K from a friend
Now borrows from clients and private investors at up to 10% interest
Uses bridging and refinance model to pull money out in as little as 6 weeks
Key advice: raise capital from people who trust you, not just property people
📊 Broker Business & Mortgage Insights
Team of five and pushing through 10–12 mortgage applications per day
Specialises in bridging, BTLs, and portfolio lending for landlords
Explains how surveyors, lender relationships, and product switches impact deals
Partnered with Go Financial and growing organically through referrals
🌍 Life in Dubai & Business Mindset
Relocated recently for lifestyle and productivity — not just tax benefits
Says time difference gives him focus and freedom before UK wakes up
Still works 14-hour days and prefers growing his business to relaxing on the beach
Hasn't bought a car, lives modestly, and reinvests every pound
----------------------------------------------------------
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
[email protected]
#scottishpropertypodcast #propertyinvestment #buytolet #bridgingfinance #portfoliobuilder #hmoinvesting #mortgagebroker #dubailife #realestateuk #landlordlife #propertyrefurbs #privatefinance #scalingup
In this episode of the Scottish Property Podcast, Nick and Steven are joined once again by serial investor and mortgage broker Ewan Dudding — who has now scaled to over 100 properties and relocated to Dubai while running a high-volume brokerage and build team.
Episode Highlights
🏗️ Scaling the Portfolio
• Now owns over 100 units, including 17 HMOs and multiple portfolios
• Buying properties every 5 days for himself and every 2.5 days for clients
• Refurbs running at £100k/month with two build teams and vans on the road
• Targets £300–£350/month cash flow per unit
💰 Raising & Recycling Finance
• Started with £80K savings and raised his first £80K from a friend
• Now borrows from clients and private investors at up to 10% interest
• Uses bridging and refinance model to pull money out in as little as 6 weeks
• Key advice: raise capital from people who trust you, not just property people
📊 Broker Business & Mortgage Insights
• Team of five and pushing through 10–12 mortgage applications per day
• Specialises in bridging, BTLs, and portfolio lending for landlords
• Explains how surveyors, lender relationships, and product switches impact deals
• Partnered with Go Financial and growing organically through referrals
🌍 Life in Dubai & Business Mindset
• Relocated recently for lifestyle and productivity — not just tax benefits
• Says time difference gives him focus and freedom before UK wakes up
• Still works 14-hour days and prefers growing his business to relaxing on the beach
• Hasn’t bought a car, lives modestly, and reinvests every pound
Ewan Dudding is proof that with focus, grit, and the right model, it’s possible to build both a high-performing business and a powerful property portfolio — even under the age of 30. This episode dives deep into what it really looks like behind the scenes and why the journey isn’t always as glamorous as social media suggests.
In this episode, Nick and Steven are joined by property investor and construction professional Mark Downie, who shares his incredible journey from working on mega-projects in Saudi Arabia to building a property portfolio back home in Scotland.
Whether you’re just starting out or looking to scale, this episode offers a raw and honest look at what it really takes to build a portfolio while working abroad.
Episode Highlights
🏗️ Mark’s Journey: Construction & Property Investing
From civil engineering in Scotland to managing billion-dollar infrastructure projects in Saudi Arabia
How he transformed an 8-bed Victorian villa in Falkirk as his first big project
🏠 Portfolio Building: Buy-to-Let & Flips
Scaling to 11 properties in under a year with deals in Aberdeen and Falkirk
Using credit cards and investor finance to fund deposits and renovations
His first successful flip and how off-market deals helped him get started
📉 Lessons from a Failed Serviced Accommodation
The painful £18k loss on a Bathgate SA due to planning rejection
Why it’s critical to have multiple exit strategies and check licensing rules early
The differences between SA rules in Aberdeen vs West Lothian
💷 Financing & Lender Challenges
Tips for expats navigating UK mortgages while living abroad
How Mark structures deals for better tax efficiency and cash flow
Refinancing wins and losses — and dealing with down valuations
🌍 Saudi Arabia Mega Projects & Life Abroad
Inside the $500 billion NEOM “Line” project and what it’s like building in the desert
Why working abroad offers tax advantages—but comes with family sacrifices
Mark’s plan to return home, scale to 30-50 properties, and support other investors with project management services
Mark’s story is a powerful example of resilience, risk-taking, and real-world property investing. Whether you’re working offshore, considering SA, or looking for ways to scale, this episode is packed with practical lessons and cautionary tales. Get the full picture on building wealth through property while navigating the challenges of today’s market.
----------------------------------------------------------
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
In this special episode, co-host Nick Ponty sits down with Colin Campbell to delve into a refreshingly candid conversation that strays from the usual property chat and instead dives deep into the world of personal growth, mindset shifts, and life transformation.
🎧 What You’ll Learn in This Episode:
Colin's powerful journey of self-discovery and how personal development became the foundation for his success.
Why men struggle to talk openly about emotions and personal challenges—and how breaking that silence can be transformative.
The importance of showing up as your authentic self in business and life.
Colin’s thoughts on masculinity, mental health, vulnerability, and purpose.
Tips on how to build confidence, resilience, and inner peace, even when life gets hard.
The role of daily practices like journaling, breathwork, and fitness in maintaining emotional well-being.
How being part of a growth-focused community can elevate your mindset and your results.
🔥 Whether you're a property investor, entrepreneur, or simply someone looking to level up personally and professionally, this episode is packed with value.
----------------------------------------------------------
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
In this episode, Nick and Steven sit down with Colin Campbell, a property investor and entrepreneur with a unique journey from car sales to building a multi-million-pound serviced accommodation business. Colin shares the ups and downs of his path, including the powerful mindset shifts that helped him break through personal and professional barriers.
From launching a car subscription service to growing his property portfolio through rent-to-rent and development projects, Colin’s story is packed with lessons in resilience, branding, and taking massive action—even in the face of uncertainty. If you’ve ever felt stuck or unsure about your next move, this episode is the inspiration you need.
Key Highlights:
🚘 From Car Sales to Serviced Accommodation
Colin’s background in motor sales and how it shaped his entrepreneurial mindset
The moment he decided to go all-in on property
How he transitioned from employment to full-time investing
🏘️ Serviced Accommodation & Rent-to-Rent
Why Colin chose SA and rent-to-rent as his starting strategy
Mistakes made early on and lessons learned from growing fast
The reality of managing high standards and multiple units
🧠 Mindset & Personal Growth
How investing in personal development changed everything
Why Colin believes that most people stay stuck because of fear
The importance of surrounding yourself with the right people and mentors
🚀 Branding, Business & Scaling
Launching his car subscription brand and building in public
Leveraging social media to build trust and authority
Advice for investors who want to grow beyond property
#scottishpropertypodcast #propertyinvesting #servicedaccommodation #renttorent #entrepreneurjourney #mindsetmatters #ukproperty #propertystrategy #colincampbell #scottishinvestors #realestatebusiness
In this episode of the Scottish Property Podcast, Nick and Steven return with a jam-packed market update, covering everything from global economic trends to local property prices. They dive into the latest landlord legislation, interest rate forecasts, and the growing shift from amateur landlords to serious portfolio investors.
Key Highlights:
📉 Mortgage Market & Interest Rates
Why the IMF is predicting three interest rate cuts this year
How global trade tensions (yes, Trump again) could bring cheaper goods to the UK
Latest 5-year swap rate and new limited company mortgage deals from The Mortgage Works
🏠 Scottish Property Price Trends
House prices up 5.7% annually with East Renfrewshire leading at +10.6%
Steven’s flip project in Dunfermline – who the buyers will be and how the numbers stack up
📈 Rental Market Update
ONS rental data shows 5.7% annual increase in Scotland, but things are cooling
Why agents are now reducing asking rents in Aberdeen and Glasgow
The impact of fewer foreign students and increased supply
⚖️ Landlord Regulation & Housing Bill
Labour’s proposal to jail landlords for illegal evictions
Debate over rent controls, eviction rules, and the shifting narrative
Why Nick took to the BBC to defend the landlord perspective
📊 Landlord Numbers & Social Housing
1,000 fewer landlords—but an increase in registered properties
A shift from amateur landlords to serious portfolio players
The shocking number of empty social homes despite a housing crisis
As the Scottish property market evolves, landlords are facing new pressures but also fresh opportunities. From political debates to mortgage updates, this episode gives you the full picture of what’s happening on the ground. Whether you're flipping houses, growing a rental portfolio, or just trying to stay ahead of the curve, this episode is packed with valuable insights and commentary.
----------------------------------------------------------
Prime Property Auctions – Sell your property with no upfront costs and control the reserve price.
Prime Property Auction: www.instagram.com/primepropertyauctions/
John: www.instagram.com/john_property_auctioneer/
Luis: www.instagram.com/luis_property_auctioneer/Visit Prime Property Auction website: https://primepropertyauctions.co.uk/
------------------------------------
Follow us on all of our social media accounts: https://linktr.ee/scottishpropertypodcast
**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝 Visit one of our monthly networking meet-ups. We run them on the 1st Wednesday of each month and have some fantastic guest speakers.🎟 Book your place at the networking events here
⭐️⭐️⭐️⭐️⭐️ Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:🔗 Join our private Facebook group
🔗 Follow us on Instagram
📩 Email us:
Steven and Nick sit down with Sean Spalding, a former 9-to-5er who transitioned into a full-time career in property. From being a listener during the early days of the podcast in lockdown, to becoming a sought-after property sourcer and refurbishment project manager, Sean shares his journey, the realities of grafting behind the scenes, and how he built a property-related business without owning a massive portfolio himself.
Key Highlights:
🛠️ From Sales to Sourcing
Sean’s background in sales and how it helped him break into property
The skills you don’t learn in a course but must master in real life
Going from podcast listener to guest—what changed in 5 years
🏃♂️ Escaping the 9-to-5
Balancing a day job, family, and building a business in the evenings
How he used flexibility in his job to view properties and educate himself
Taking the leap—using a credit card to pay for training
🔍 The Realities of Sourcing & Project Management
How Sean got his first deal and built his early client base
The truth about sourcing fees, mandates, and client communication
Managing multiple refurb projects: the stress, systems, and lessons
📢 Marketing, Leads & Facebook Ads
How Sean learned to generate off-market leads
What works (and doesn’t) with Facebook ad campaigns
Why follow-up is where the money is
#scottishpropertypodcast #propertysourcing #propertyrefurbs #financialfreedom #leavethe9to5 #dealpackaging #offmarketdeals #projectmanagement #glasgowproperty #propertyhustle #propertyeducation
In this special Dubai edition of the Scottish Property Podcast, Nick and Steven catch up with Calum White — one of the most recognisable names in Dubai real estate. Originally from Scotland, Calum is now the CEO of one of the top brokerages in Dubai, overseeing a team of over 400 people. In this high-energy episode, he shares how he built his business from scratch, the realities of life in Dubai, and what it really takes to succeed in one of the world’s most competitive property markets.
This is more than just a property chat — it’s an inside look at scaling a business, leadership mindset, adapting to high growth, and balancing ambition with lifestyle.
Episode Highlights:
🏢 Building Dubai’s Fastest Growing Brokerage
How Calum grew from solo broker to 400+ staff in just 4 years
The daily routines and leadership structure behind a high-performance culture
Creating systems, training, and accountability to support scale
🚀 High Stakes, High Rewards
Why real estate in Dubai is one of the highest levels of sales in the world
The brutal reality of commission-only performance
What separates top performers from those who don’t make it
🌴 Dubai Lifestyle & Business Insights
The upsides of tax-free income, luxury living, and 10-minute Coca-Cola deliveries
Distractions young agents face – and how discipline determines success
Is Dubai property heading for a crash or just getting started?
💼 Mentorship, Standards & Growth
Why Calum still walks the sales floor every morning
Lessons from managing friends in business
Advice for anyone thinking of making the move to Dubai
This episode is a masterclass in entrepreneurship, sales, and leadership from someone who’s walked the walk. Calum White's rise in the Dubai property scene is a story of hustle, systems, and focus — with plenty of inspiration and valuable takeaways for listeners across the property spectrum. Whether you're considering a move to Dubai or want to build a high-performance business anywhere, this episode is one not to miss.
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