Doug and Carl catch up on a potpourri of topics including recent purchases, frugal hacks, investments, optimization, skepticism, and recent books & TV shows each have been consuming.  They discuss over-optimizing & reevaluating perceptions in the areas of health & fitness and try to provide a balance by incorporating de-optimization.  Carl also introduces a new investment strategy called the “reverse index fund” or “Hot Carl”.

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Are you looking for more ingenious frugal hacks such as the Culver’s coupon scam?  If so, head over to Buy Me A Coffee to find out more.

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**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

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1500 Days, Carl’s Blog about Early Retirement

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0:00 Introduction

1:33 Recent purchases

5:48 The Culver’s scam

11:55 Poke

16:59 Hot Carl

22:04 Re-evaluating health & fitness optimization

29:58 Changing views & skepticism

38:58 Recent books

46:59 Recent TV shows

57:03 Soundcheck – River of water