We often come across people who are disgruntled with stock markets as they have not been able to fulfill their expectations. The reason for their displeasure isn’t the stock markets instead, the real reason is their unreal expectations from the markets. Stock Markets are not casinos to double or triple your money in a jiffy, rather they are the source for enormous compounding but over a long period of time. You’d have to experience it to believe it. We have observed that anyone who is seriously committed and has patience can make handsome returns here. Even those who have no time to study different businesses or don’t have the interest to dig deep into financials of a business also have a huge opportunity to create a good amount of capital. One just needs to be disciplined and have a plan. We analyse and explain to you, what are indices and the different ways to invest in an Index. We also explain and give examples of how Free Float Indices are made, what is tracking, error and why Exchange Traded Funds (ETF) have lower tracking error compared to Index Funds. We conclude by giving the pros and cons of both ETFs and Index Funds. You will get a flavour of how powerful Passive Investing can be.

In our journeys to be good investors we come across many super investors. We read about them, we watch their interviews and often aspire to make decisions like them. It is nearly impossible to ape someone and have the exact same outcomes in life as the masters have had. However, it is always beneficial to keep learning from the masters as the impact they will have in shaping up our mindset and inculcating good habits in our life is irreplaceable.

Recently we lost one such gem, Mr. Rakesh Jhunjhunwala, The Big Bull of Indian Stock Market. His style and aura is known to all who have ever even stepped a foot in Stock Markets in India. We take a look at Top 5 Multibagger Learnings we could gather from his speeches, interviews and interactions over the years. We learn about his framework for investing and some of the traits about his nature and character that helped him ace the markets for such a long time and achieve a mind boggling 52.7% CAGR returns on his portfolio over the years (better CAGR returns than Warren Buffett).

A business is often measured on the basis of the growth it has been witnessing over a period of time. However, there are many other factors that must work behind the scenes in making a business a success in the long term. This is a detailed analysis of Solar Industries, that makes explosives for the Industrial & Defence Sector. They are also venturing into the uncharted territories of Space Science and bolstering Indian Defence by homegrown ammunition.

The ultimate goal of all investors is to make a decent to above average return on their capital. In pursuit of these returns and building a good corpus for our determined goals we take risks with our present capital. It pays well if one has enough time to study and invest in the ideas that fit their framework. However, for many finding time or having that much passion for investing is not a possibility. This is where the magic of mutual funds plays the trick. It requires discipline and perseverance as with “DIY” investing as well. The fruits of compounding are always back-ended, one needs to be patient and have a goal in mind. It is a boon for many retail investors who want to have the flavour of equity but don’t have the time or find the research part tedious.

We discuss in detail the Active & Passive Funds, an interesting bet of Warren Buffett, Basics of Mutual Funds, Categories, Expense Ratio, Direct vs Regular & Tax Saving that will save you crores via ELSS.

A podcast about the latest Howard Marks letter with detailed Indian case studies.

There's no point in learning without case studies. :) We have covered 10+ Indian examples.

A business with ~50% Operating & ~30 PAT Margins from Indian Retail Sector

We bring you a business from the sector of The Big Fat Indian Wedding. The story behind this business is as beautiful as the products it is making. We'll cover different segments, comparison with other brands, financials and a very special scuttlebutt segment. The story of an entrepreneur who has forayed into the highly unorganised market of Indian Wedding and how he is gaining a considerable amount of ground. They are making their presence felt by so many different models like mass opening of Exclusive Brand Outlets, Considerable Ad Spends and Cross Selling. (Manyavar Stock Analysis)

You will have an in-depth knowledge of the Indian Wedding Industry and be well versed with the key metrics that are to be tracked in this industry.

“Your Network is your Net Worth.” —Porter Gale  

To be successful in an industry one needs to first enter it. Your entry will largely depend upon your skills. However, there is an aspect of soft skills, which is underappreciated but holds the key to great success in your life and career. We'll answer a very important question that is hot among youngsters interested in Financial Markets. This is our take on: How you can land a job in Financial Markets.

Market structure in which a business operates plays a vital role in its success and longevity. We often see that businesses that operate in consolidated profit pools or the ones that are pure monopolies command a premium valuation in stock markets. However, we believe that just being a monopoly isn’t enough to guarantee higher returns for a very long period of time. There are various other factors that must align to assure the long term dominance of such businesses. Today we bring you a video where we will cover 9 such businesses that may not be pure play monopolies but the way they have conducted their business in the past has given them an edge above rest.

We will cover following companies Garware Technicals, Evolution Gaming, Balkrishna Industries, Vinati Organics, Titan, Syngene, CDSL , CAMS, and Varun Beverage.

Investing is an Art whether it's investing in Equities or other asset classes like Real Estate. We call it an art for a reason. In Science, there are fixed parameters, once they are met a reaction is bound to happen. However, in Art, many times we need to adjust the whole rules of the game to arrive at our projected point. Here we will answer a very pointed question that keeps propping up in our emails. To answer we took this opportunity to make a video and clear some notions about this much loved topic for larger masses. No asset class is entirely good or bad. Our aim is to make decent to handsome returns on our capital, if this is met, it actually doesn’t matter which asset class was the vehicle for these returns.

This covers key reasons for our viewpoint on this hot question. We will introduce concepts like: how to calculate P/E for any Asset Class and also introduce a new way of investing in Real Estate properties that is gaining popularity among many investors (we are not talking about REITs). To know more about Real Estate investing and learn some simple yet powerful metrics you can use to decide for yourself. 

“Housing really affects all aspects of a person’s life.”

- Anonymous

In today’s era where there is a constant debate going on about whether it makes sense to own a house or it is better to rent one. People are busy making their case strong by making excel sheets of all sorts. However, for some owning a house is not just a financial decision, it is more than a financial investment. Our purpose is not to debate whether one should own a house or rent one, what we are interested in is a bunch of companies catering to the Affordable Housing Sector in our country.

We’ll discuss 3 companies that are growing at 20%+ every year and are servicing the affordable housing market. We will do business analysis, P2P analysis and detailed thesis and antithesis pointers for all the 3 companies. Antithesis is what we give great importance to as this is what saves us when the thesis goes bust. Business Transfer Risk is a major risk in this sector as customers have no loyalty and can easily shift loans to a Bank or other NBFC for lower interest costs. You’ll understand the sector in depth and growth levers that may propel the story further.