This week on The Street Smart Millionaire, Rick Ruby sits down with one of the top coaches at The CORE Training — Julie Johnson.

With nearly three decades of experience, Julie has built one of the most trusted and consistent businesses in the mortgage industry. She leads a high-performing branch, manages top-producing realtors, and coaches others to do the same.

In this powerful episode, Julie shares:

• How she built trusted partnerships with realtor®
• Why speed is the secret to winning clients fast
• How she balances family, fitness, and business at the highest level
• Why serving clients with joy goes deeper than just providing “service”

Julie’s story is proof that long-term success comes from discipline, process, and building relationships that last.

👉 Watch Julie’s Episode Now: https://youtu.be/mBd0Teci_A0

The Street Smart Millionaire Podcast

Hosted by Rick Ruby | The CORE Training

🎙️ Street Smart Millionaire with Jackson Thomas

In this week’s episode, Rick Ruby interviews Jackson Thomas, a longtime client turned top producer, who went from struggling in 2016 to closing $110M in loans a year and earning $1.7–$2M annually.

Inside the conversation:

• How Jackson scaled from entry-level coaching to Level 3 success
• Why discipline is the best addiction and the secret to consistency
• The reality of being a “grinder” — and why that beats talent or charm
• How he saves 20% every month and gives away 10% of gross income
• The balance of wealth, faith, family, and fitness (and why it all matters)
• Why being coachable comes down to hunger and ego
• Rick & Jackson’s take on investing: S&P, Magnificent 7, and beyond

This is a story of hard work, faith, and relentless drive — and the blueprint for anyone chasing the millionaire path.

🎧 Watch the Full Episode on YouTube →

P.S. Rick & Jackson will both be at The Summit, November 5–7. If you’re a lender or Realtor® doing $25M+ a year, don’t miss your chance to be in the room.

👉 Learn More About The Summit Here →

🎙️ Street Smart Millionaire with Rick Ruby & Greg Gale

This week, Rick Ruby sits down with longtime student and CORE Coach Greg Gale from Scottsdale, AZ to break down the difference between chasing “bigger” vs. getting better.

Inside this episode:

• Why focusing on better relationships always beats just getting bigger
• The #1 mistake that costs you past clients — and how to fix it
• How Greg built a 20-year mortgage career and 17 years with Rick’s coaching
• Why discipline is the ultimate form of love — in business, family, and faith
• The 5 words that drive clarity: Value Proposition, Mission, Vision, Motivation, Purpose

🎧 Listen to the Full Episode Here → https://youtu.be/twQceHx3MY0

🚨 Don’t Miss This — September 2nd Webinar

Join CORE Coach & Top-Producing Realtor Ragan McKinney for a FREE live webinar:

“Master Social Media for Real Estate Success”

✅ Learn the exact strategies Ragan uses to attract qualified buyers & sellers

✅ How to position yourself as the go-to expert in your market

✅ Simple content ideas that drive real engagement

📅 Tuesday, September 2nd

🕒 12:30 PM EST | 9:30 AM PST

Already 314+ registered in 1 week — save your seat now:

👉 Register Here →

In this episode, Rick Ruby sits down with client and CORE Coach Patrick Langhans to break down how he:

👉 Watch Here

✅ Went from $170K to $1M+ in income — six years running

✅ Runs a tight, process-driven business that closes 20+ deals a month

✅ Built wealth through consistency, discipline, and structure

✅ Cultivates deep relationships with high-level Realtor partners

✅ Uses coaching to stay accountable and keep growing

👉 Watch Here

Plus:

The real ROI of being coached hard

Why fewer referral partners = more money

How saving 20% of your income for 30 years will make you rich

And what it means to do life with your business partners

If you're a Realtor, lender, or entrepreneur chasing elite-level results — this is one you can't afford to miss.

🎧 Watch or Listen Now

👉 Watch Here

📢 NEW EPISODE — #25

🔗 Watch the full episode now. https://www.youtube.com/watch?v=oItQEV9eC_I

🎙️ THE STREET SMART MILLIONAIRE

Guest: Eric Kulbe

🔥 From pro baseball to mortgage powerhouse.

💼 From call center grind to company ownership.

📈 From 4 closings to 255 per month.

In this episode, Rick Ruby sits down with his top-performing “Gladiator” — a man who's closed over 15+ years at $1M+ income, built a 300-LO empire, and still finds time to coach his daughter’s team.

Topics Covered:

✅ Call center roots and the discipline of repetition

✅ Why great businesses require structure and accountability

✅ Building a winning culture and a scalable mortgage company

✅ Fitness, faith, family — how to balance it all

✅ The "bigger pile theory” and only learning from results

💡 “Leadership isn’t about being good enough. It’s about doing good enough.” — Rick Ruby

#MortgageCoaching #TheStreetSmartMillionaire #EricKulbe #RickRuby #SynergyOneLending #RealEstateCoach #LoanOfficerLife #PodcastClip #SalesDiscipline #HighPerformanceCulture #EliteCoaching

Visit us online today at https://www.thecoretraining.com to learn more about how The CORE Training Inc can transform your mortgage or real estate business.

Don’t forget to follow us on social media!

LIKE us on Facebook ---- https://www.facebook.com/TheCORETraining & https://www.facebook.com/TheCoreRE

Follow us on Twitter ---- https://twitter.com/thecoretraining & https://twitter.com/TheCoreRE

Follow us on Instagram ---- https://www.instagram.com/thecoretraining

Follow us on LinkedIn ---- https://www.linkedin.com/company/the-core-training-inc

Sign Up for our Sales Mega Marathon ---- https://www.coremegamarathon.com

Check out our SUMMIT Events! ---- https://www.thecoretraining.com/thesummit/

Shop our store! --- https://shop.thecoretraining.com/

What’s the REAL game plan for wealth, balance, and legacy?

This week on The Street Smart Millionaire, Rick Ruby opens up about:

• Dynasty trusts, charitable giving & estate planning
• Why he’s doubling down on health, fitness & family
• Building a legacy through generosity and leadership
• The top stocks he’s personally investing in right now
• What separates high-income earners from the rest

If you’re not building your financial future with intention… you’re falling behind.

Watch the full episode now and take control of the second half of your year.

#Wealth #Legacy #LifeBalance #FinancialFreedom #StreetSmartMillionaire #RickRuby #TrustPlanning #MillionaireMindset #PodcastClip #FinanceTips #Leadership

Millionaire Moves in Mortgage

This week on The Street Smart Millionaire, we’re sitting down with Ryan Buckholdt of CrossCountry Mortgage — one of the sharpest minds in the game.

💬 From scaling a high-performance team to dominating in competitive markets, Ryan shares the exact mindset and moves that separate top producers from the rest.

What you’ll hear:

✅ Real talk about leadership

✅ Tactical strategies for deal flow

✅ How to thrive when others stall

📈 If you’re in real estate or lending, this is the episode you don’t skip.

🎧 Now streaming everywhere — Apple, Spotify, YouTube

#StreetSmartMillionaire #MortgageSuccess #RealEstatePodcast #CoreTraining #RyanBuckholdt #CrossCountryMortgage #TopProducerTips

What does it really take to build lasting wealth and live a balanced life?

In this episode of The Street Smart Millionaire, Rick Ruby breaks it all down—from life on the farm with his grandkids to managing $81 million in closings and leading over 2,000 coaching clients.

Here’s what he covers:

• The exact mindset that’s fueled 40+ years of success
• How to grow your income 10% year after year
• Why most people fail—and how to course correct
• A simple investment plan anyone can follow
• The real purpose of work: build legacy, not just income

Whether you’re a business owner, salesperson, or someone just trying to figure out the next move—this episode will help you get focused, build a plan, and take control.

🎯 Vision.

📊 Strategy.

🧠 Mindset.

💼 Execution.

#StreetSmartMillionaire #RickRuby #TheCORETraining #WealthAndBalance #MindsetMatters #BusinessGrowth #FinancialFreedom

💥 New Episode of Street Smart Millionaire 💥

🎥 Watch now: https://www.youtube.com/watch?v=wCEI5DXvGNE

📞 Book a Free Coaching Call: https://thecoretraining.lpages.co/mortgage-real-estate-coaching-free-consultation-2025/

Meet Damien — a third-generation plumber who's built a $2M net profit business while staying in shape, raising a family, and staying grounded in faith.

✅ Runs a team of 25+ plumbers

✅ Expanded into multiple cities

✅ Balances business, fitness, and family

✅ Shares real lessons on leadership and discipline

This episode is packed with practical takeaways. Watch now and get inspired.

#StreetSmartMillionaire #TheCORETraining #PlumbingBusiness #Entrepreneurship #BlueCollarSuccess #BusinessCoaching #WorkLifeBalance #LeadershipInTrades