💼 Ready to build real wealth and real character? Get a FREE consultation now: https://thecoretraining.lpages.co/mortgage-real-estate-coaching-free-consultation-2025/

How did I go from a broke, troubled dropout…

To a financially free, purpose-driven leader?

Simple: I chased the right mentors.

Men in great shape.

People with healthy marriages.

Leaders with real money, strong faith, and big vision.

Stop avoiding greatness—pursue it.

The right people will change your life if you let them.

#StreetSmartMillionaire #RickRuby #MentorshipMatters #SelfMade #BusinessGrowth #FaithAndFinance #MillionaireMindset #CoreTraining #WealthTips #FreeConsultation #PersonalDevelopment #SalesLeader #PodcastContent

The people who win in this business aren't the quiet ones—they're the ones who stay close to the money.

✅ They bug their coach.

✅ They push their regional.

✅ They call top producers daily.

You want more? Be a pest. Ask. Follow up. Show up.

This isn’t about charm—it’s about action.

Realtors doing $6M–$30M. Loan reps doing $10M+.

That's the target. Now go hunt.

#SalesStrategy #MortgageCoach #RealEstateTips #CORETraining #MillionaireMindset #TopProducer #CoachRickRuby #WealthBuilding #SalesTactics #HighPerformance #NoExcuses #BeRelentless

What’s the point of building wealth if you lose yourself doing it?

This isn’t just another hustle-hard speech. It’s about balance—the kind that actually keeps you sane while leading, scaling, and dominating your goals.

In this clip, we go deep on the real habits of high performers:

✔️ Starting the day with Bible study and John Maxwell

✔️ Prioritizing time with family while running multiple companies

✔️ Investing in the market and still keeping your mental health in check

✔️ Practicing equality and humility as a leader—regardless of income

✔️ Finding joy in the small things: fast cars, farm work, poker nights

Too many people chase capitalism with no brakes. That’s not leadership—that’s burnout. True power is building legacy and staying grounded.

If you're scaling a business, growing a team, or just trying to keep your head above water—watch this. Because balance isn't a luxury, it’s a requirement if you want to last.

🔥 Let me ask you: What keeps you balanced? Drop it in the comments.

👉 Subscribe for more content on mindset, leadership, business, and balance.

work life balance, leadership habits, daily routines of CEOs, bible study, John Maxwell, high performance lifestyle, CEO morning routine, entrepreneur mindset, business and faith, mental health for leaders, time management, success and family, building legacy, humble leadership, discipline equals freedom, healthy hustle culture

#WorkLifeBalance #MentalHealthMatters #CEOHabits #LeadershipMindset #DailyDiscipline #FaithAndBusiness #EntrepreneurLife #TimeFreedom #LegacyBuilder #PersonalGrowth #BalancedHustle #BibleStudyRoutine #JohnMaxwellWisdom #TheCORETraining #HighPerformer #SelfLeadership #MotivationDaily

What does it look like when one of the most disciplined, high-performing business coaches in the country sits down with the guy who manages his wealth?

You’re about to find out.

In this week's episode of The Street Smart Millionaire, Rick Ruby brings on his personal financial advisor, Jeffrey Fratancangeli—the man trusted with protecting and growing Rick’s fortune.

This isn’t theory. This is real strategy from inside the vault.

Jeffrey manages money for CEOs, athletes, and high-net-worth entrepreneurs—and in this episode, he shares exactly how the wealthy think, where they put their money, and what most people get dead wrong about investing.

Rick opens up about:

• Why 20% of your income must be saved and where it should go
• How he protects his wealth while still playing offense
• What Jeffrey taught him that completely shifted his financial game
• Why most people confuse income with wealth—and how to fix it

This is not a feel-good episode. It’s a wake-up call for producers who make great money but still feel broke.

If you make $100K+ and want to keep more of it—this is the episode that can change your life.

💼 Learn how the top 1% actually manage their money

💰 Discover Rick’s personal investment mindset

📊 Steal the frameworks that wealthy people use daily

Watch. Share. Save.

Because wealth isn’t about what you earn—it’s about what you keep.

👉 Available now wherever you get your podcasts.

Just got back from our semiannual CORE Training event in San Antonio.

340 of my clients pay me $40,000/year. 115 new guests paid $5,000 to sit in that room.

And 98 of them signed up to change their lives.

Here’s what we worked on:

• Building a steady flow of warm leads (most of you don’t have this)
• Fixing broken team structure and maximizing your ROI
• Dialing in P&Ls to create gaps between revenue and overhead
• Real-world investing strategies: Stocks vs Rentals

I’ve had great rental wins. But I’ve also lost $21K supporting a struggling tenant because my heart got involved. Stocks don’t cry when they fall behind.

I told every client this: If you can’t afford to cover every rental if they all went vacant—sell them.

At this event, we:

• Rebuilt budgets
• Strengthened lead gen systems
• Re-trained teams
• Interviewed 98 potential new members

And for the record: I’ve created 767 millionaires. This year, 141 of my clients will net $1 million.

The difference? They stopped hoping. And they started executing.

You can do nothing. You can hire a wannabe coach who’s never built wealth. Or you can hire me.

We’ll fix your leads. We’ll fix your team. We’ll fix your personal finances.

I have levels for everyone:

• $99/month for my CORE Club
• $750/month for < $10M producers
• $2K/month for $10M-$20M producers
• $3.5K/month for $20M+

Next event: Nov 4–7 in Tucson, AZ. $5,000. If you do $20M+ and you’re ready to dominate 2025, show up.

Follow me. Repost this. Like and comment if you’re done playing small.

🔥 STREET SMART MILLIONAIRE PODCAST — NEW EPISODE LIVE 🔥

🎯 "You don’t need more leads. You need the right ones. You don’t need more hustle. You need direction." — Rick Ruby

Next week, I’ll be in San Antonio hosting one of my biggest events of the year:

✅ 500 people in the room

✅ 120 paying $5,000 each to attend

✅ 340 of my private coaching clients

✅ 35 CORE coaches

✅ 140 of them will earn $1M+ this year

✅ 18 of them for the very first time

I’m bringing the heat, the strategy, the systems — and the accountability.

If you’re a lender or real estate agent, here’s what I teach:

1. How to create a consistent pipeline of warm leads — not cold garbage, but people who know, like, and trust you
2. How to build a team that delivers a white glove, world-class experience — the kind of service that creates raving fans and nonstop referrals
3. How to manage your money like a millionaire — tight P&Ls, strategic investments, and building generational wealth

Most of you think more leads solve all problems. They don’t. Too many leads with no systems? You’re drowning. I’ll show you how to turn fewer better leads into bigger profits.

We’re not in the business of surviving.

We’re in the business of dominating.

Let me ask you:

👉 Are your clients raving about the experience you provide?

👉 Are you generating enough warm leads to grow 20% per year?

👉 Are you building real wealth — not just income?

If not, that’s exactly what I help with.

I’ve coached 767 people to become millionaires.

And I’m on a mission to raise 400 more.

I don’t coach part-time.

I’m not a “life coach.”

I’m a high-level business coach who teaches:

✅ Lead generation

✅ Team building

✅ Money mastery

✅ Personal discipline

✅ Spiritual alignment

✅ Legacy planning

If you’re in the mortgage or real estate business and you’re finally ready to get serious — not just “busy” — then it’s time to talk.

🎧 This episode breaks it all down: the mindset, the systems, the coaching, and how I’ve built a life and business that creates millionaires, serves my family, and honors my purpose.

📲 DM me “COACH” for a free consultation

🔗 Episode link in bio

🙌 Pray for safe travels for our team headed to San Antonio — it’s going to be a game-changing week.

#StreetSmartMillionaire #RickRuby #CORETraining #MortgageCoach #RealEstateCoaching #MillionaireMentor #WealthBuilding #LeadershipDevelopment #BuildLegacy #BusinessGrowth #SalesCoaching #WhiteGloveService #LeadGeneration #FinancialFreedom #PurposeDriven

On this week’s episode of The Street Smart Millionaire, Rick Ruby sits down with one of The CORE Training's most inspiring success stories — Ragan McKinney.

Once a single mom working in a deli, she went from three months behind on her mortgage to closing 113 homes this year alone — without a huge team, no buyer agents, and zero excuses.

They talked:

💼 Scaling a business with structure, not chaos

🏠 Building a boutique real estate firm from scratch

👨‍👩‍👧‍👦 Balancing a blended family of 5 teenagers

📅 Time-blocking, working out, journaling, and being fully present

🙏 How joining The CORE Training turned burnout into a breakthrough

And the biggest lessons?

✅ Obsession.

✅ Service.

✅ Relentlessness.

Ragan’s story is raw, real, and relatable — and proves that when you eliminate your Plan B, you give your Plan A the power to change your life.

—

💬 Comment: What would your life look like if you got obsessed with your vision?

🔁 Repost to inspire someone who needs a comeback story

❤️ Like if this reminds you that anything is possible

#StreetSmartMillionaire #RickRuby #RaeganMcKinney #CORETraining #RealEstateSuccess #WomenInBusiness #Relentless #ServeFirst #WorkLifeBalance #MillionDollarMindset

🚨 New Episode of The Street Smart Millionaire with Rick Ruby is LIVE 🚨

You ever wonder what separates a millionaire from a billionaire?

In this episode, Rick Ruby shares the behind-the-scenes of spending two days with one of the wealthiest men in America—and how that experience reignited his own fire to improve everything: his processes, his service, his mindset, and his mission.

Here’s what you’ll get from this episode:

✅ Why your business is weak because your process is weak

✅ How to build a steady, scalable pipeline of warm leads

✅ Why serving at a white-glove level multiplies your income

✅ What it really takes to scale from $20M to $100M in volume

✅ The exact mindset and system that’s helped Rick create 767+ millionaires

✅ How lenders, realtors—and even plumbers—are building 7-figure businesses using The CORE Training system

Rick isn’t just talking theory. He’s teaching real strategies, giving real numbers, and offering a clear path to success—if you’re willing to put in the work.

💣 Want results like this? You need to be at The CORE Training Summit.

📍 San Antonio, TX

🗓️ May 14–16

🔥 This is not a conference—it’s a coaching experience for Lenders and Realtors doing $20M+ who want to reach $50M–$100M with accountability, systems, and elite mentorship.

You’ll get 3 days of direct coaching, breakout sessions with top producers, and strategies that you can implement immediately.

✅ Real estate agents

✅ Mortgage lenders

✅ Business owners ready to grow, scale, and serve at the highest level

#TheCORETraining #StreetSmartMillionaire #RickRuby #RealEstateCoaching #MortgageCoaching #MillionaireBlueprint #BusinessSystems #WhiteGloveService #TheSummit2025 #GrowYourBusiness #LenderLife #RealtorCoach #LevelUp

This week on The Street Smart Millionaire, Rick Ruby pulls no punches. He shares what it really takes to become wealthy and why so many business owners stay broke chasing the wrong vision.

💥 Are you focused on building wealth, or just building a brand?

Rick breaks down the 3 essentials of business growth:

• A flood of warm, qualified leads
• A spectacular, dependable team
• And smart money management

He also drops the 4 pillars of a powerful business model:

1. Active, present ownership
2. Strong capital reserves
3. A consistent client experience
4. A unified, all-in team culture

And in classic Rick Ruby fashion — he holds nothing back.

🎯 “I am broken. I hate it. And I’m going to seek help.”

If you’re not growing, you’re dying. If you’re not improving, you’re slipping. And if you want to build wealth with purpose, it starts with accountability.

P.S. Are you a Realtor or Lender doing $20M+ in volume?

Want real coaching from real producers?

Join Rick in San Antonio for the Level 3 Summit, May 14–16.

👉 Book Your Spot Now

The CORE Training

Helping Lenders & Realtors Make More Money, Save More Money, & Get More Organized.

🎙 NEW EPISODE: The Street Smart Millionaire – Ep. 12

“Wealth, Balance, and the Lessons My Father Taught Me”

Rick Ruby is back in this week’s episode with one of his most personal and powerful reflections yet. From growing a $91M+ mortgage branch in March to the timeless habits of hard work, laser focus, and living below your means—this episode is a blueprint for building long-term wealth and a life you actually enjoy living.

💰 Save 20% for 20 Years

🔩 Compartmentalize Your Focus

📈 Why Most People Stay Rich—But Never Get Wealthy

🏡 Farm life, family, faith, and the joy of simple living

📉 Stock market mindset when things are volatile

If you’re chasing success, but also want balance, this episode will hit home.

👇 Watch now and subscribe for more weekly wisdom from Rick Ruby.

#StreetSmartMillionaire #RickRuby #WealthAndBalance #FinancialFreedom #CORETraining #MortgageLife #RealEstateSuccess #LegacyBuilders #HardWorkPaysOff #InvestSmart #SimpleLifeStrongValues