In this episode, Rick Ruby doesn’t sugarcoat it. From market volatility to employee drama and leaky swimming pools, he dives into how clarity, consistency, and hard work cut through the noise. You’ll get tactical insight on his personal investing habits, his income strategy, and what separates overachievers from everyone else.

Key Takeaways:

✅ Why the world craves stability—and how to stay focused anyway

✅ Rick’s monthly investing playbook (yes, the exact stocks)

✅ The 3 keys to wealth: lead flow, a great team, and strong financials

✅ The power of vision, mission, and purpose

✅ Why hard work isn’t optional—and how balance comes after effort

✅ The truth about sales calls, follow-up, and earning trust

Rick’s Challenge to You:

Write down your vision, mission, and purpose. Then go take action. The difference between average and exceptional is always effort.

🎧 – The Street Smart Millionaire – Episode 11

📍 Want to grow faster? Join The CORE Club

🔥 Ready for the next level? Come to The Summit – May 14-16

💼 Coaching for serious professionals: Explore The CORE Training

The information shared in this episode of The Street Smart Millionaire is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice. Any examples or references to specific investments, performance, or financial outcomes are for illustrative purposes only and do not guarantee similar results. Always consult with a licensed financial advisor or professional before making any financial decisions.

🏆 The Youngest, Brightest Millionaire I Know – Here’s How He Did It 🏆

Most people take years to build a high-income career. Kyle? He closed $150M in just his second year in the mortgage industry. Now, he’s a top mortgage originator in the country, consistently closing over $100M+ annually.

How? Relentless focus, disciplined habits, and the drive to keep showing up—every single day.

💡 In this episode of The Street Smart Millionaire Podcast, we break down:

• How Kyle scaled to $150M+ while staying balanced
• Why consistency beats talent every time
• The biggest mistake entrepreneurs make when chasing wealth
• How to dominate your industry while keeping your relationships strong

🚀 Want to grow your business faster? Join The CORE Club – TheCORETrainingClub.com

🎟️ Meet me in person at The Summit, May 14-16 in San Antonio. This event will sell out. It always does. Secure your spot: https://www.thecoretraining.com/thesummit/

📈 Ready for coaching that actually works? Get inside The CORE Training and scale to the top: TheCORETraining.com

This isn’t just another episode—it’s a blueprint for high-level success.

Are you ready to execute? Click the links above and start listening now.

- Rick Ruby

🔥 The Secret to Success? Surrendering to the Right Process! 🔥

Most people think success is about working hard. But the real secret? Following a proven system and trusting the right mentors.

In this episode of The Street Smart Millionaire, Rick Ruby sits down with a long-time coaching client who went from $300K to nearly $2M in annual income by surrendering to structure, discipline, and the right coaching.

🚀 Inside This Episode:

✔ Why ‘ego’ holds most people back from real success

✔ How top performers juggle business, family, and personal life—without dropping the ball

✔ The importance of mentorship, faith, and relentless execution

✔ Why organization and time management are non-negotiable for high achievers

If you’re tired of hitting a ceiling in your business and want to learn how REAL winners operate, you need to listen to this episode.

🎧 Tune in now:

👉 Podcast: The Street Smart Millionaire

👉 Coaching: Ready to go ALL IN? Get coached by the best: The CORE Training

👉 The CORE Club: Get access to elite business training & systems: The CORE Club

🔥 Stop making excuses. Start following a system. WIN. 🔥

#Entrepreneurship #BusinessSuccess #WealthBuilding #SalesTraining #TheCORETraining #StreetSmartMillionaire

🚀 New Episode of The Street Smart Millionaire Podcast is LIVE! 🎙️

This week, Rick Ruby breaks down real wealth-building strategies, ride-or-die referral partnerships, and the mindset that separates top producers from everyone else.

🔥 What You’ll Learn in Episode 8:

✔ Stock Market Strategy – When to buy, when to sell, and why Rick stays in the game.

✔ Building a Business That Lasts – The power of referral partnerships and why most people get it wrong.

✔ The Difference Between Rich & Wealthy – Why it’s not about flexing, but about financial security and true freedom.

✔ How to Secure Your Future – Planning for retirement NOW so you don’t struggle later.

💡 The bottom line? You need trust, relationships, and discipline to win in business, in money, and in life.

📲 Listen Now:

🎧 YouTube:    • The Street Smart Millionaire - The CE...  

💻 Join The CORE Club for $99/month: thecoretrainingclub.com

🔥 Are you building real wealth or just making money? Drop a 💰 in the comments if you’re serious about leveling up!

#TheCORETraining #StreetSmartMillionaire #WealthBuilding #ReferralPartners #BusinessGrowth

Visit us online today at https://www.thecoretraining.com to learn more about how The CORE Training Inc can transform your mortgage or real estate business.

Don’t forget to follow us on social media!

LIKE us on Facebook ----   / thecoretraining   &   / thecorere  

Follow us on Twitter ----   / thecoretraining   &   / thecorere  

Follow us on Instagram ----   / thecoretraining  

Follow us on LinkedIn ----   / the-core-training-inc  

Sign Up for our Sales Mega Marathon ---- https://www.coremegamarathon.com

Check out our SUMMIT Events! ---- https://www.thecoretraining.com/thesu...

Shop our store! --- https://shop.thecoretraining.com/

🚀 The CEO Mindset: How to Dominate in Sales, Business, and Wealth 🚀

This week on The Street Smart Millionaire, Rick Ruby breaks down the key principles behind winning in business, generating wealth, and staying at the top of your game. After a packed week of live events, coaching top performers, and making big moves in the stock market, Rick shares his no-nonsense strategy for success.

💰 Want to level up your business? Here’s what it takes:

✔️ Big Vision – No vision, no work, no growth. Where are you headed?

✔️ Perfect Client Targeting – You don’t chase everyone. You chase the right ones.

✔️ Accountability – A real coach holds you to the fire. No excuses, just results.

🔥 Plus, Rick shares his latest stock market wins, why more phone calls = more money, and the secret to building a multi-million-dollar business that lasts.

#TheStreetSmartMillionaire #CEO #Entrepreneurship #WealthBuilding #SalesSuccess #FinancialFreedom #RealEstateCoaching #MortgageIndustry #BusinessGrowth

🔥 How to Be a Modern-Day Killer in Business & Life | Street Smart Millionaire Ep. 6

This week on The Street Smart Millionaire, Rick Ruby dives deep into what it takes to be a true winner—in business, in wealth-building, and in life.

From celebrating his birthday with 35 top coaches to learning self-defense tactics from an elite SWAT sniper and winning strategies from NASCAR champion Joey Logano, this episode is packed with real, no-BS success principles.

🚀 What You’ll Learn in This Episode:

✅ The mindset of a modern-day killer in business & life

✅ The 5 rules to dominate your industry and build massive wealth

✅ Why nice people finish last and what you should be instead

✅ How Rick builds generational wealth through stocks & real estate

✅ The #1 thing that separates high achievers from everyone else

💡 Success is about doing what it takes—no excuses, no shortcuts.

📌 Repost & share this with someone who needs to hear it! 💯 #StreetSmartMillionaire #RickRuby #CORETraining #WinningMindset #WealthBuilding #Success

📢 Financial Disclaimer:

The information provided in this video, podcast, and any related content is for informational and educational purposes only. It should not be considered financial, investment, tax, or legal advice.

Rick Ruby and The CORE Training do not guarantee any financial results, and any investment or business decision you make is at your own risk. Always consult with a licensed financial advisor, tax professional, or legal expert before making any financial decisions.

By watching this content, you acknowledge that you are responsible for your own financial choices. The opinions shared are personal perspectives and should not be taken as professional financial guidance.

Invest smart. Do your research. Take full responsibility. 🚀

In this episode of The Street Smart Millionaire, Rick Ruby sits down with top-producing lender and CORE Training coach, Brian Sciutto, for a no-nonsense conversation about money, business, family, and success.

Brian shares the mindset and strategies that have helped him build a high-performing lending business, lead a thriving team, and create financial security for himself and his family. Rick dives deep into the principles of wealth-building, the importance of discipline, and the lessons that separate top earners from everyone else.

🚀 If you’re in real estate, mortgage, or business, this episode is packed with game-changing insights you can apply immediately.

#TheStreetSmartMillionaire #RickRuby #CORETraining #MortgageSuccess #RealEstateCoaching #WealthBuilding #BusinessGrowth #FinancialFreedom

Money, Mentors, and Emotional Decisions | The Street Smart Millionaire

In this week's edition of The Street Smart Millionaire, I dive deep into the emotional side of money and how it shapes our financial habits. Growing up with limited resources taught me lessons about jealousy, acceptance, and eventually, the value of mentorship. I share personal stories about financial missteps, mentorship from great leaders, and how emotional detachment from money is the key to accumulating wealth with character.

Whether you're struggling with financial decisions, looking for guidance on wealth accumulation, or trying to break free from emotional money habits, this episode is packed with practical advice and real-life examples to inspire your journey.

💡 Key Takeaways:

The impact of upbringing on financial mindset

Why emotional spending hurts wealth-building

Accumulating wealth with character

How mentorship can transform your financial future

👉 Watch till the end for actionable steps to master your finances and start building the life you deserve!

👍 If you found this video helpful, like, comment, and share to spread the message!

#FinancialFreedom #WealthBuilding #MoneyMentors #FinancialLiteracy #StreetsmartMillionaire #PersonalFinance #MoneyMindset #WealthAccumulation #SuccessHabits #MentorshipMatters

🎙️ The Street Smart Millionaire Episode 3: Patrick Conway’s Journey to Success 💼

In this inspiring episode of The Street Smart Millionaire, Rick Ruby sits down with Patrick Conway, a millionaire Realtor® who transformed his career by following the proven guidance of The CORE Training. Now, as a coach for The CORE Training, Patrick is helping other Realtors® achieve the same life-changing success.

What You’ll Learn in This Episode:

✅ How Patrick built his wealth through discipline, strategy, and hard work.

✅ The importance of achieving balance between life, wealth, and business.

✅ Practical tips for taking control of your career and creating financial freedom.

✅ Insightful advice on facing challenges and making bold, impactful decisions.

💡 Why Watch This Episode?

This isn’t just about real estate—it’s about understanding your life to its fullest potential and learning how to take life by the horns. Patrick’s story is proof that with the right mindset, guidance, and effort, anyone can achieve greatness.

👉 Don’t miss this powerful episode! Watch now and start your journey toward success.

🔗 Follow The Street Smart Millionaire for more stories, strategies, and inspiration.

#TheStreetSmartMillionaire #PatrickConway #WealthBuilding #LifeBalance #MillionaireMindset #RealEstateSuccess #TheCORETraining #BusinessGrowth #Motivation #RickRuby

🎙 Unlock the Secrets to Wealth with The Street Smart Millionaire Podcast! 💰

Rick Ruby doesn’t just talk about wealth—he’s lived it, built it, and now he’s sharing his blueprint for financial success. On The Street Smart Millionaire, Rick dives deep into the strategies, habits, and mindset shifts that transform your relationship with money and build lasting wealth.

🎧 What You’ll Learn in This Episode:

💡 How to manage your finances like a millionaire.

💡 Proven strategies to build and grow wealth.

💡 The mindset that separates the successful from the struggling.

Whether you’re a seasoned professional or just starting out, this podcast is packed with actionable advice to help you achieve financial freedom and stability.

👉 Listen Now:

• Spotify: https://open.spotify.com/episode/3qc66eNSD30d2E40cv5WzJ?si=58ef24fd70ac437c
• SoundCloud: https://on.soundcloud.com/XGWVW9AeCMK468rp6
• YouTube: https://youtu.be/uB_5hiJwDe4

💡 Take charge of your wealth today—your future self will thank you.

👉 Follow The CORE Training for more insights on building wealth and success.

👉 Repost this to share Rick Ruby’s game-changing advice with your network!

#TheStreetSmartMillionaire #WealthBuilding #FinancialFreedom #TheCORETraining #SuccessMindset #MoneyManagement #RickRuby #WealthMindset