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CMG’s David Herbst joins Carey Ann and Monte to talk about how people with disciplined spending habits can pay down their homes in a quarter of the time using a HELOC based 1st lien position mortgage called the All In One Loan
*****You can listen to this and all recent episodes at:
www.talkmusiccity.com
We Educate and Motivate All Things Real Estate!
Have a question about buying/selling real estate and mortgages? Email [email protected] or use #talkmusiccity to get your question answered!
David has been a proponent of the All In One Loan. It isn’t a standard closed-ended mortgage, but instead, a home equity line of credit. Lines of credit are unique because they are flexible, two-way instruments allowing your client to apply as much money as they desire toward the balance without losing access to their funds. The All In One provides 30-year access to home equity dollars, has a great low rate, and no hidden fees or required balloon payment.
Additionally, the All In One Loan works just like an ordinary checking account. Yes, home finance and personal banking are bundled together!
A few things that came up:
-All In One loans
-Having a HELOC as a 1st lien mortgage holder
-Flowing your income against your mortgage...
-Most people will flow through their checking account more than what they owe on their house
-Borrowers self-prescribe their needs
-History of the All In One Loan
-Traditional 30 year loan customers are about 5 year customers.
-Zero delinquencies
-When you handle cash well...
Find out more at www.aioloan.com
Contact Carey Ann:
www.yourtnlendingsolution.com
Monte Mohr owns Realty One Group Music City and has sold over $1 Billion dollar's worth of real estate and over 3000 homes sold over his 30+ year career!
Interested in joining Monte as an agent?
www.topagentsuccess.com
The Talk of Music City Real Estate is Produced, Voiced and Edited by www.jimmccarthyvoiceovers.com
Once known simply as “sprucing up your home” is now what we know as home staging.
It’s become quite the science!
Watch this episode and subscribe!
We Educate and Motivate All Things Real Estate!
Have a question about buying/selling real estate and mortgages? Email [email protected] or use #talkmusiccity to get your question answered!
Kim Pearse believes all homes can stand out and make a measurable difference. She’s seen firsthand a home transform from bland to glam, from “ow” to “wow!”, from months on the market to an offer on the home days later—all thanks to staging. Staging is truly every home’s ticket to its own Cinderella story.
Kim Pearse
TheStagingConsultant.com
615-852-5045
A few things that came up:
-Animals on the walls
-Heart connection...
-Home staging was once known as "sprucing up your house"
-Stage differently than we live...
-Coaching agents on having a process....
-Stories sell
-Make sure to clean and paint
-Gray is going away....
-Greige....grey and tan...
-Whites are making a comeback....
-CA's teal house story.....
-Buyers will only buy what they can see.....
-Take down kid's names....de-personalize the home....
-Remove eyes, dates and names....
-Create an experience with the home....
-Don't want to see the back of a sofa right as you come into a home
-Put a "shot of happy" in the front door area....
-Sherwin Williams Iron Ore Matte is nice for a front door
-A clean model home sends a subliminal message to the buyer...
****2020 trends for home staging:
-Neutral colors
-Painting ceilings
-Brushed metals
-Wallpaper is coming back
Carey Ann Cyr manages and operates one of the Top Branches for CMG Financial in Franklin, TN. She and her team have become known for closing nearly impossible deals! They have processed over 300 million in mortgages since 2016 with over 613 families ushered into their dream homes!
Contact Carey Ann:
www.yourtnlendingsolution.com
Monte Mohr owns Realty One Group Music City and has sold over $1 Billion dollar's worth of real estate and over 3000 homes sold over his 30+ year career!
Interested in joining Monte as an agent?
www.topagentsuccess.com
The Talk of Music City Real Estate is Produced, Voiced and Edited by www.jimmccarthyvoiceovers.com
Have a case of analysis paralysis? Sometimes you don’t need to get it right, you just need to get it going.
Combine execution with the currency of relationships and you’ll have a powerful combo to win!
Watch this episode and subscribe!
We Educate and Motivate All Things Real Estate!
Have a question about buying/selling real estate and mortgages? Email [email protected] or use #talkmusiccity to possibly get your question answered!
A few things that came up:
-January was a lot better than CA thought
-The power of relationships
-Relationships are the new currency
-Rockstar Rookies
-Running your business like a CEO
-The 3 Cs....Capture, Cultivating and Closing
-How to create relationships strong enough that they feed you...
-Relevant social media posting
-CA's Facebook strategy
-Who is your audience?
-Don't be “that Agent"
Monte Mohr owns Realty One Group Music City and has sold over $1 Billion dollar's worth of real estate and over 3000 homes sold over his 30+ year career!
Interested in joining Monte as an agent?
www.topagentsuccess.com
Carey Ann Cyr manages and operates one of the Top Branches for CMG Financial in Franklin, TN. She and her team have become known for closing nearly impossible deals! They have processed over 300 million in mortgages since 2016 with over 613 families ushered into their dream homes!
Contact Carey Ann:
www.yourtnlendingsolution.com
The Talk of Music City Real Estate is Produced, Voiced and Edited by www.jimmccarthyvoiceovers.com
The iBuyer companies are buying a home every 24 minutes.
Let that sink in.
Watch this episode and subscribe:
https://youtu.be/ArN1IBGigwQ
Monte and Carey Ann talk about the increasing problem of the iBuyer seemingly stripmining our local communities.
A few things that came up:
- 2020 Mortgage changes
- Being able to buy your next home without having to sell your old home first
- Treating your house like trading in a car to a dealership...that's what you're doing when you use an iBuyer
Have a question about buying/selling real estate and mortgages? Email [email protected] or use #talkmusiccity to possibly get your question answered on the air! We Educate and Motivate All Things Real Estate!
Monte Mohr owns Realty One Group Music City and has sold over $1 Billion dollar's worth of real estate and over 3000 homes sold over his 30+ year career! Interested in joining Monte as an agent? www.topagentsuccess.com
Carey Ann Cyr manages and operates one of the Top Branches for CMG Financial in Franklin, TN. She and her team have become known for closing nearly impossible deals! They have processed over 300 million in mortgages since 2016 with over 613 families ushered into their dream homes! Contact Carey Ann: www.yourtnlendingsolution.com
The talk of Music City Real Estate can be heard on SuperTalk 99.7 WTN every Sunday at 5pm.
The Talk of Music City Real Estate is Produced, Voiced and Edited by www.jimmccarthyvoiceovers.com
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