This week, we celebrate the retirement of Martin Reynard, pensions expert and longstanding Blick Rothenberg veteran, after nearly 40 years in the profession, including over three decades with the firm.

Martin reflects on the evolution of pensions and why, despite decades of change, they remain one of the most powerful and essential tools in financial planning today. We look at why pensions still matter from tax relief and employer contributions to flexibility and intergenerational planning and explore the biggest shifts over Martin’s career: the highs of pension freedoms and growing personal control, and the lows of mis-selling scandals and creeping complexity.

It’s a thoughtful and insightful look at pensions through the eyes of someone who’s seen it all.

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