Join Joe Saul-Sehy (Stacking Benjamins) as he shares his raw, hilarious, and practical journey from financial disaster to financial independence. Learn why budgeting trumps stock picking, the real story behind target date funds, and how to build wealth in your 20s.

[00:01:00] Joe’s frugal start: recording from his mom’s basement.

[00:02:00] Inflation warning: budget, not stocks, is your real risk.

[00:04:00] Joe’s first money mistake: credit card disaster at Citadel.

[00:09:00] Mom’s tough love: “It’s your problem, not mine.”

[00:11:00] Gamifying debt payoff: taking control became fun.

[00:14:00] Take career risks, not just portfolio risks, for wealth.

[00:17:00] Purpose in retirement: why staying active matters most.

[00:39:00] Target date funds: why Joe says “don’t use them.”

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Today’s show is sponsored by:

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Go to shipsticks.com and use the code INVESTING for 20% off.

Go to get.stash.com/INVESTING to see how you can receive $25 towards your first stock purchase and to view important disclosures.

This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/INVESTING and get on your way to being your best self.

Use code [INVESTINGPOD] at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/investingpod

Learn more about Joe and Stacking Benjamins here:

Stacking Benjamins

What do Dave and Andrew recommend?

Andrew works really hard to find the best insights he can every single month at Value Spotlight. To see a sample of his previous work, go to stockwriteup.com.

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