In this episode, Ric examines the financial disparities between generations, questioning the relevance of senior discounts when older Americans often have greater financial stability. He explores the evolution of Social Security since 1935, highlighting the shift in life expectancy and financial needs. Ric addresses the imbalance in financial burdens between younger and older generations, focusing on the sustainability of government spending on Social Security and Medicare. Today's podcast critically explores the impending 'age war' in America.

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Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Rowan University: https://www.rowan.edu/

Social Security Trust Fund: https://en.wikipedia.org/wiki/Social_Security_Trust_Fund

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Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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In this episode, Ric explores the concrete advancements AI has brought to science. From MIT's development of new antibiotics and Oxford's breakthroughs in malaria research, to creating new battery materials and faster weather predictions - AI has aided in various scientific advancements. While he examines AI's significant role in science, Ric also highlights the investment potential within the AI sector.

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Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Become certified in blockchain and digital assets: https://dacfp.com/certificatIon/

Global X Artificial Intelligence and Technology ETF (Symbol is AIQ): https://www.globalxetfs.com/funds/aiq/

The 2023 State of Marketing AI Report: https://www.marketingaiinstitute.com/blog/2023-state-of-marketing-ai-report

Accenture on AI: https://www.accenture.com/us-en/insights/artificial-intelligence-summary-index

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Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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In this episode, Ric explores the record-low fertility rates in Hong Kong and the government's financial incentives to encourage childbirth. He discusses the broader societal shifts, including grandparental resistance to traditional childcare roles, as evidenced by recent legal actions in China. Ric raises critical questions about the future of family dynamics and the financial and lifestyle implications of raising children in today's economy.

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Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Read about NFTs and digital assets (exclusive content): https://www.thetayf.com/pages/exclusive-content

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On today's podcast, Ric examines an advancement from the Medical Research Institute at Kitano Hospital in Japan, where scientists are preparing to test a drug that could enable the regrowth of teeth. With clinical trials set to begin next year, this innovation could transform dental care by providing an alternative to dentures and implants. This innovation could benefit individuals with genetic conditions like anodontia, along with tooth loss from cavities or other aliments. The promise of regenerating teeth could become a reality for patients within this decade.

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Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Self-care with Jean Edelman: https://selfcarewithjean.com/

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Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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In this episode, Ric examines the increasing adoption of Accessory Dwelling Units as affordable, independent living spaces for the elderly, and the financial implications for homeowners. Additionally, Ric discusses the investment prospects of data center Real Estate Investment Trusts (REITs), which are capitalizing on the exponential growth of digital data needs. He provides a detailed overview of how these REITs function and their significance in a modern investment portfolio.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Accessory Dwelling Unit (ADU): Definition, Cost, and Value Add: https://www.investopedia.com/terms/a/accessory-dwelling-unit-adu.asp#:~:text=An%20accessory%20dwelling%20unit%20(ADU)%20is%20a%20legal%20and%20regulatory,to%20house%20a%20family%20member.

Real Estate Investment Trust (REIT): How They Work and How to Invest: https://www.investopedia.com/terms/r/reit.asp

Global X Data Center REIT and Digital Infrastructure ETF (Symbol is VPN): https://www.globalxetfs.com/funds/vpn/?utm_source=google&utm_medium=cpc&utm_content=vpn&utm_campaign=search

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Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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AI innovation has led to a 16% drop in the accounting career field since 2019. On today's podcast, Ric highlights how accounting firms are investing billions in AI which is transforming the landscape of financial services, and how accountants are pivoting to tech-empowered roles. This episode also showcases Rowan University's virtual reality curriculum, preparing students for a tech-centric future.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/

Rowan University: https://www.rowan.edu/

Ric Edelman College of Communication and Creative Arts at Rowan University: https://ccca.rowan.edu/

Esports Industry & Entertainment Experience certificate: https://global.rowan.edu/programs/esports-industry-and-entertainment-experience-certificate-of-undergraduate-study.html

Nerd Street: https://nerdstreet.com/news/2023/4/nerd-street-localhost-rowan-university-grand-opening

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In a heartfelt episode, Ric Edelman shares the story of JB, a colleague who has taken a leave of absence from Edelman Financial to support Israeli soldiers amidst the conflict in Gaza. JB's efforts, from fundraising to personally delivering essential supplies, highlight the profound difference one person can make in a crisis. Ric recounts JB's email detailing the challenges and the soldiers' gratitude, painting a vivid picture of the situation on the ground. This episode not only shares JB's inspiring actions but also extends an invitation to listeners to support the cause through trusted organizations.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Edelman Financial: https://www.edelmanfinancialengines.com/

Israeli Defense Force: https://en.wikipedia.org/wiki/Israel_Defense_Forces

Friends of the IDF: https://www.fidf.org/

Magen David Adom: https://afmda.org/

Innovation Africa: https://innoafrica.org/

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Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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WATCH THE VIDEO OF THIS PODCAST HERE: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=q3pnzuwrev

On today's podcast, Ric explores the critical state of Social Security funding with Marc Goldwein, Senior Policy Director at the Committee for a Responsible Federal Budget, highlighting a potential shortfall by 2033. They discuss necessary policy reforms to safeguard young workers' financial futures amidst these challenges. Separately, Ric addresses the escalating costs of Alzheimer's disease, emphasizing its profound impact on families and healthcare economics. The episode offers actionable insights into fiscal strategies and the importance of early financial planning.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Invesco Nasdaq 100 ETF: https://www.invesco.com/us/en/etf/nasdaq-100-qqqm.html

Invesco S&P 500 Equal Weight ETF: https://www.invesco.com/us/financial-products/etfs/product-detail?audienceType=Investor&productId=ETF-RSP

Invesco S&P 500 Pure Value ETF: https://www.invesco.com/us/financial-products/etfs/product-detail?audienceType=Investor&productId=ETF-RPV

Tax-loss harvesting: Your investment losses could lower your tax bill: https://www.invesco.com/us/en/insights/tax-loss-harvesting-could-lower-your-tax-bill.html

How to avoid the downside of capital gains: https://www.invesco.com/us/en/insights/how-to-avoid-downside-of-capital-gains.html

Edelman Financial: https://www.edelmanfinancialengines.com/

Medicare Hospital Insurance Trust Fund: https://www.taxpolicycenter.org/briefing-book/what-medicare-trust-fund-and-how-it-financed

Committee for a Responsible Federal Budget: https://www.crfb.org/

Committee for a Responsible Federal Budget - Issue Areas list: https://www.crfb.org/issue-areas

Highway Trust Fund: https://www.taxpolicycenter.org/briefing-book/what-highway-trust-fund-and-how-it-financed

Infrastructure Investment and Jobs Act: https://en.wikipedia.org/wiki/Infrastructure_Investment_and_Jobs_Act

Inflation Reduction Act: https://en.wikipedia.org/wiki/Inflation_Reduction_Act

Self-Care with Jean Edelman: http://www.selfcarewithjean.com/

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Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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In 1900, the average US life expectancy was a mere 47 years. Fast forward to today, and we're witnessing a revolution in health, technology, and lifestyle adaptations for an aging population. This episode examines the profound effects of increased longevity on sectors from healthcare to financial services. We spotlight innovations like telemedicine, AI-driven health solutions, and the surge in lifelong learning for older adults. As global demographics shift, industries are innovating to meet the unique needs of an older generation.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Global X Aging Population ETF (Symbol is AGNG): https://www.globalxetfs.com/funds/agng/

Edelman Financial: https://www.edelmanfinancialengines.com/

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YouTube: https://www.youtube.com/@RicEdelman

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Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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US Treasuries, valued at $25T, are a bedrock of global finance. But who's buying them now? Discover how China's reduced investment in Treasuries is offset by unexpected buyers, such as the crypto stablecoin Tether. The University of Cincinnati has taken note, emphasizing the importance of digital asset knowledge. Equip yourself with the benefits of blockchain in this episode.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Do you understand cryptoeconomics? (University of Cincinnati): https://www.uc.edu/news/articles/2023/09/do-you-understand-cryptoeconomics.html

Crypto Literacy Questions (ten-question quiz): https://www.kueconomicsinstitute.org/crypto-literacy-scale

CBDA to become certified in blockchain and digital assets: https://dacfp.com/certificatIon/

Edelman Financial: https://www.edelmanfinancialengines.com/

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LinkedIn: https://www.linkedin.com/in/ricedelman/

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YouTube: https://www.youtube.com/@RicEdelman

Brought to you by:

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Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html

Schwab: https://www.schwab.com/

Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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