Yesterday I said here on the podcast that federal banking regulators have been trying to kill crypto companies by denying them access to banks. The FDIC shut down Silvergate and Signature Banks and Silicon Valley Bank, all of which did a lot of business with crypto companies. And the regulators are trying to tell other banks not to do business with crypto companies. Their efforts so far are failing because crypto is a legitimate industry that's operating - for the most part anyway, legally and profitably.

Why wouldn't a bank want to do business with an industry like this? Just because you don't like crypto, what does that have to do with it? That's like saying you won't let tobacco companies or casinos or gun manufacturers have bank accounts just because you don't like what they do either.

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Links from today's show:

Money Market, Fidelity

Money Market, Invesco

Money Market, Schwab

Certificate in Blockchain and Digital Assets

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Remember I said on a show not long ago that federal regulators are trying to kill crypto? Well, a Washington, D.C. law firm has now published a 37-page white paper making that same accusation.

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Links from today's show:

Operation Choke Point 2.0: The Federal Bank Regulators Come For Crypto

Blockchain & Bitcoin Strategy ETF (BITS)

Blockchain ETF (BKCH)

Metaverse ETF (VR)

The Briefing with Steve Scully

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It's Monday, April 3rd, and I thought I would share with you today some of the emails that I have been receiving from all of you over the past several months. There's a lot of really interesting commentary here that's I think, worth sharing with you.

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Links from today's show:

3/7 podcast

The Premium/Discount Feature of Digital Asset OTC Trusts

WeCanRise.com

Certificate in Blockchain and Digital Assets

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So can we blame millennials who don't want to work hard? Is it really their fault when they're raised this way to expect everything to be handed to them, to never have to suffer the experience of failure, sacrifice, delayed gratification? We have millennials demanding that the government waive their student loan debt.

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Links from today's show:

3/20 podcast

Bitwise event information

Investment Advisor Association

Self-Care with Jean Edelman podcast

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I want to tell you about Jeffrey Cutter. He's a financial advisor in Massachusetts. He operates his own firm called Cutter Financial Group, and he manages about $134 million for about 400 clients since 2014. For the past nine years, Jeffrey Cutter has been selling annuities to his clients, and he never told them that he's been collecting commissions of 7% to 8%. All this in addition to the 2% annual fee that he and his firm charged.

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Links from today's show:

SEC Charges Investment Advisor with Defrauding Clients in Connection with Annuity Sales

Self-Care with Jean Edelman Podcast

Jean on Twitter

Jean on Instagram

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You've been hearing a lot about ChatGPT, haven't you? That's a chat bot that writes term papers. It even passed the bar exam and now the company that makes it says 80% of US jobs are going to be impacted by this new software. That's because ChatGPT and other programs like it are all about artificial intelligence, and they're going to be able to write code, do math with more accuracy and consistency. Your boss is going to pay for the software to do your job instead of hiring you to do it.

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Links from today's show:

3/28 podcast

What is ChatGPT and why does it matter?

Ric's book, The Truth About Your Future

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Let me ask you a basic, simple, fundamental question. Why are you going to college? Why are you sending your kid to college? Well, it's because getting a college degree helps you prepare for a career, right? And that career pays more money than the careers that are available to people who don't go to college. That's the fundamental thesis, isn't it? Well, let me tell you about the 10 worst paying college majors.

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Links from today's show:

Ric's Master Class: How to Prevent College From Ruining Your Life

Bitwise Roundtable information

How much will you make in your 30s and 40s? Here are the best - and worst - paying college majors

You now can earn college credit through YouTube videos

Society for Human Resource Management

President Biden Announces Student Loan Relief for Borrowers Who Need It Most

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It's Monday, March 27th, and I am astonished that Wells Fargo is paying yet another $300 million to settle yet another class action lawsuit. In this particular case, this lawsuit alleged that the bank forced hundreds of thousands of its customers to buy unnecessary insurance when getting an auto loan. This is just the latest in a long string of financial fines and lawsuits, settlements that Wells Fargo has incurred since 2000.

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Wells Fargo agrees to pay $300 million to settle with shareholders over auto insurance disclosures

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It's Friday, March 24th. I want to talk about old people today. Yeah, those who are 65 plus, we're talking about a group of the US population that represents 17% of everybody in the US, but they have 75% of all the wealth in the US. We're talking about $70 trillion that are owned and controlled by people 65 and older over the next 20 years. All that money, $70 trillion, is going to be transferred to their children and other heirs.

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Links from today's show:

Cerulli Survey

Ava Labs

Appetite for Disruption podcast

Global Blockchain Convergence

Self-Care with Jean Edelman

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It's Thursday, March 23rd. Yesterday, we talked about the four-day workweek. If you work one day less a week, maybe you can work more years, meaning your body might not get worn out so quickly. And if working fewer days a week lets you stay in the workforce longer, that might be really good for your long-term health. A new study says that if you retire early, you could indeed damage your health.

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Links from today's show:

3/22/23 Podcast: Will You Soon Enjoy The Four-Day Work Week?

Study: Retiring early may accelerate cognitive decline

Self-Care with Jean Edelman

Certificate in Blockchain and Digital Assets

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