Today, we're going to talk about scams. One scam in particular, and it's the biggest scam in investing today, ESG. It's a good sales pitch.

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Links from today's show:

ESG

MSCI makes public ESG metrics for indexes and funds to drive greater ESG transparency

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Schwab

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And spoiler alert, if you haven't listened to yesterday's podcast, go listen to that now before you listen to this podcast today. Yesterday's podcast is only six minutes, so go listen to that real quick.

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Links from today's show:

4/10 Podcast

Artificial Intelligence & Technology ETF (AIQ)

Robotics & Artificial Intelligence ETF (BOTZ)

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Crypto has been around for more than a decade. Bitcoin, the first and most famous cryptocurrency is now worth more than $25,000, and there are thousands of other coins and tokens out there. But what is cryptocurrency exactly?

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Links from today's show:

Artificial Intelligence & Technology ETF (AIQ)

Robotics & Artificial Intelligence ETF (BOTZ)

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Invesco QQQ

Schwab

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We've been talking about retirement security lately, what's going on in France and South Korea, and how this is a global problem. All around the world. We're living longer and producing fewer babies, and that means all over the world, fewer people are working and paying into Social Security and similar government retirement plans. And more people are retired and taking money out. All these programs are going broke.

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Links from today's show:

Self-Care with Jean Edelman podcast

Jean's Twitter

Jean's Instagram

Jean's YouTube

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Yesterday I said here on the podcast that federal banking regulators have been trying to kill crypto companies by denying them access to banks. The FDIC shut down Silvergate and Signature Banks and Silicon Valley Bank, all of which did a lot of business with crypto companies. And the regulators are trying to tell other banks not to do business with crypto companies. Their efforts so far are failing because crypto is a legitimate industry that's operating - for the most part anyway, legally and profitably.

Why wouldn't a bank want to do business with an industry like this? Just because you don't like crypto, what does that have to do with it? That's like saying you won't let tobacco companies or casinos or gun manufacturers have bank accounts just because you don't like what they do either.

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Links from today's show:

Money Market, Fidelity

Money Market, Invesco

Money Market, Schwab

Certificate in Blockchain and Digital Assets

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Remember I said on a show not long ago that federal regulators are trying to kill crypto? Well, a Washington, D.C. law firm has now published a 37-page white paper making that same accusation.

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Links from today's show:

Operation Choke Point 2.0: The Federal Bank Regulators Come For Crypto

Blockchain & Bitcoin Strategy ETF (BITS)

Blockchain ETF (BKCH)

Metaverse ETF (VR)

The Briefing with Steve Scully

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It's Monday, April 3rd, and I thought I would share with you today some of the emails that I have been receiving from all of you over the past several months. There's a lot of really interesting commentary here that's I think, worth sharing with you.

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Links from today's show:

3/7 podcast

The Premium/Discount Feature of Digital Asset OTC Trusts

WeCanRise.com

Certificate in Blockchain and Digital Assets

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Schwab

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So can we blame millennials who don't want to work hard? Is it really their fault when they're raised this way to expect everything to be handed to them, to never have to suffer the experience of failure, sacrifice, delayed gratification? We have millennials demanding that the government waive their student loan debt.

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Links from today's show:

3/20 podcast

Bitwise event information

Investment Advisor Association

Self-Care with Jean Edelman podcast

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I want to tell you about Jeffrey Cutter. He's a financial advisor in Massachusetts. He operates his own firm called Cutter Financial Group, and he manages about $134 million for about 400 clients since 2014. For the past nine years, Jeffrey Cutter has been selling annuities to his clients, and he never told them that he's been collecting commissions of 7% to 8%. All this in addition to the 2% annual fee that he and his firm charged.

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Links from today's show:

SEC Charges Investment Advisor with Defrauding Clients in Connection with Annuity Sales

Self-Care with Jean Edelman Podcast

Jean on Twitter

Jean on Instagram

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You've been hearing a lot about ChatGPT, haven't you? That's a chat bot that writes term papers. It even passed the bar exam and now the company that makes it says 80% of US jobs are going to be impacted by this new software. That's because ChatGPT and other programs like it are all about artificial intelligence, and they're going to be able to write code, do math with more accuracy and consistency. Your boss is going to pay for the software to do your job instead of hiring you to do it.

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Links from today's show:

3/28 podcast

What is ChatGPT and why does it matter?

Ric's book, The Truth About Your Future

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