Let me ask you this, how much money do you need in order to retire in financial security and comfort? There's a new survey out from Northwestern Mutual.

And unfortunately, like so many other surveys in the financial services industry, this one is just downright stupid. They even said so themselves.

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Links from today's show:

Today at 3pm ET: Webinar - Register here

Northwestern Mutual Study Finds Americans Now Believe They Will Need $1.25 Million for Comfortable Retirement

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Brought to you by:

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Big news from the University of Maryland. It's the latest institution to make college free. Yeah, students from low-income families won't have to pay for tuition or fees.

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Feb. 7 Webinar Registration

How to Prevent College from Ruining Teens' Lives Master Class

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Tom Emmer, a member of Congress, just issued a tweet and he said, "Crypto is here to stay. I will keep advocating for policies that advance crypto innovation and adoption in the US because crypto is more than a financial investment. It's about restoring liberty and choice to individuals". Wow. That's brand new coming from Tom Emmer. And he's not alone. Kevin McCarthy, the speaker of the House, way back in 2019, he said, "I like Bitcoin. I want the government to start using blockchain". That was in 2019 when Kevin McCarthy was not the Speaker of the House. Well, now he is, and he's in a much stronger position to dictate that the government in fact start using blockchain. So when you have these major political leaders embracing and endorsing this asset class, well, you know, things are coming.

And this isn't just a Republican thing. Democrats, too, are highly supportive. Janet Yellen last year called blockchain technology transformative. Maxine Waters, the ranking minority member of the House Financial Services Committee, she said last summer, "We're in a new digital assets space race. America can't be left behind". And Elizabeth Warren last year said, "Let's do a central bank digital currency. Yes, I think it's time".

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Brought to you by:

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I want to talk with you though, about what's happening with three different companies right now because the news has hit about all three of these companies and they together provide an astonishing theme that I think is really worth talking about.

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Links from today’s show:

Ric on The Julia La Roche Show

Webinar: What's Next for Crypto in 2023

Bitwise Asset Management

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Global X ETFs

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I've got new data for you on paid caregivers. This data is from 2021 - the most recent available that just got published. 65% of caregivers in 2021 were people who had quit their jobs or got fired because of their caregiving duties. We've got a huge, major supply gap.

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Today’s sponsors:

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It's Tuesday, January 31st. Guess what? ETFs have now hit their 30th anniversary. The first exchange traded fund was the Spyder S&P 500 ETF Trust, and for the first time ever, investors could buy and sell the 500 stocks of the S&P 500 in a single trade. Today, that ETF has $370 billion in assets. It's still the largest ETF in the world. ETFs have become the most popular investment vehicle in the country. There are now nearly 2000 ETFs on the market from hundreds of fund companies. ETFs are now far more popular than mutual funds, which have been around for 100 years.

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Today’s sponsors:

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The Truth About Your Future was my book published back in 2017. And in that book I warned you that artificial intelligence would disrupt us in the future. Well, guess what? The future has arrived. Just like I said in my book in 2017, this is both really exciting and really scary. ChatGPT. Have you heard of this? This is a chatbot.

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Links from today’s show:

Financial Planning in the Age of Longevity Master Class

ChatGPT

Today’s sponsors:

Global X ETFs

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It's Friday, January 27th. No longform interview. Today we will be visited by Jean with her word of the week and a song that's been written about me by Rich MADDOW. But I want to talk with you today about crypto because I made a comment earlier this week on this podcast that has resulted in a lot of head scratching and people wanting to know, Ric, why did you say what you said? I said that by summer of 2025, Bitcoin's price will be around $150,000. That's what, a 7x return in the next two and a half years? Why on earth would I make such an audacious prediction? Well, that's what I'm going to explain to you right now.

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Links from today’s show:

Fidelity Digital Assets Survey

Self-Care with Jean Edelman podcast

Today’s sponsors:

Global X ETFs

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It's Thursday, January 26th. You know, the world is moving rapidly toward clean technologies, renewable energy, hydrogen fuel cells, electric vehicles. A lot of this is changing the way we power our lives. This is all because governments around the world are demanding that we meet aggressive climate change goals. Most countries are calling for net zero emissions by 2070, some as soon as 2050.

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Links from today’s show:

Global X ETFs + Wall Street Journal website

Global X Copper Miners ETF (COPX)

Disruptive Materials ETF (DMAT)

Gold Explorers ETF (GOEX)

Hydrogen ETF (HYDR)

MLP and Energy Infrastructure ETF (MLPX)

MLP ETF (MLPA)

Silver Miners ETF (SIL)

Uranium ETF (URA)

Today’s sponsors:

Global X ETFs

Schwab

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Yesterday, I blasted TIAA over their stupid survey that forced people to decide whether 60-year-olds would live to 76, 82 or 88. And then they said the correct answer is 82, when in fact the real answer is that if you're alive in 2030, you'll probably live to age 100 or beyond. If you want to understand why and you missed my podcast yesterday, just go listen to it. But there's one big nagging question. Do you really want to live to age 100?

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Links from today’s show:

McKinsey Health Institute on longevity

Today’s sponsors:

Global X ETFs

Invesco QQQ

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