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*𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦*

𝗜𝗚: https://www.instagram.com/icedcoffeehour

𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby

𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan

𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips

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𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7

𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058

00:00:00 - Intro

00:00:57 - $500M Real Estate, $400M Debt & Why Creative Finance Works

00:04:48 - Walking Through a Sub-2 Deal & Is This Even Legal?

00:09:01 - How Mortgages Really Work & Why Banks Don't Care

00:13:35 - Non-Recourse Debt, Infinite ROI & Biggest Losses

00:16:42 - Sponsor: Ethos

00:18:02 - Multiple Strategies, Creative Finance Defined & Building the Operation

00:23:23 - Why Smart Sellers Should Never Sell for Cash

00:25:54 - Graham's LA Property: The Lease Option Math

00:28:35 - The Afterparty Strategy, Homeless Lady Deal & Where He Buys

00:31:14 - Sponsor: Hims

00:32:33 - Sponsor: ZipRecruiter

00:33:29 - Execution, creativelisting.com & The Gator Program

00:36:00 - Best Deal Ever & Buying Graham's Primary Residence

00:38:01 - 10-Year Predictions & The Affordability Crisis

00:41:35 - The Shrinking Middle Class & Jason Oppenheim

00:43:52 - Five Trends: Co-Living, Oxford House, PadMission

00:46:42 - How the House Determines the Strategy & PadSplit

00:51:26 - Where He Won't Buy: California & Blue States

00:54:04 - Fixing Housing & Middle Class Survival Strategies

00:56:31 - The RV Park Buy Box & Why Brokers Don't Get Creative Finance

00:58:00 - Sponsor: Shopify

00:59:40 - Logic Over Sales Tactics: Accidental Landlords & workamper.com

01:02:00 - Car Washes & Why RV Parks Are Most Profitable

01:05:19 - Oil Field Parks & Why BRRRR Is Dangerous

01:08:09 - Multifamily Bloodbath & Ken McElroy

01:09:35 - The Great Rent vs Buy Debate

01:17:32 - Lending Money: Double Closes & Gap Lending

01:22:34 - Worst Deal Ever & Why Private Jets Are Irresponsible

01:26:12 - Tiers of Wealth: $1M to $100M+

01:28:53 - Family Offices & Asset Protection

01:31:58 - What He Spends Money On & Creative Finance on Trucks

01:36:00 - Real Estate Agents vs Brokers & Income Tiers

01:39:19 - The Dangers of Creative Finance & Rapid Fire

01:43:45 - Final Advice & Wrap-Up

For sponsorships or business inquiries reach out to: [email protected]

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For Podcast Inquiries, please DM @icedcoffeehour on Instagram!

*Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

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