Author, expert and educator are apt descriptions of John Ulzheimer, who is the most widely cited and quoted credit expert in the universe. Having worked at both Equifax and Fair Isaac, John provides an insider's perspective on the complicated world of credit reporting and scoring. His candor and humor bring to life what is often considered a pretty dry topic. I mean, let's face it, credit reports are never going to make a teen bestseller list. Listen to John answer such questions as: . What's the best credit score hack? . What are ways that students can start building credit? . What is the best method to teach high school students about credit scores and credit reports? . Where should educators look for high-quality information? . What are common myths about credit scores?