Time management is increasingly important in modern society. Utilizing your time efficiently can mean the difference between having the ability to start your own business on the side and feeling like you're always half a step behind as you watch the latest episode of a cooking reality show. Like any other skill, it can be learned with practice. If you notice you're vegitating in front of the TV while you do have energy for something else, get up and do something else. It doesn't have to be entrepreneurial related to start, either. Go for a walk or meet up with a friend and talk about what you'd love to do instead of your nine to five. As the habit builds, turn it toward taking the steps to build your ideal business bit by bit. You'll also find you have more time than you realized in other areas, too: sleeping in that half hour on the weekend, during commutes (listening to podcasts and news related to your goal on the ride); the list goes on. Taking control of your financial future bit by bit will continue to be important as time goes by, as well. Inflation is being actively sought out by central banks while wages remain stagnant. Interest rates on bonds, a former safe & secure way to earn money just by saving, is at historic lows with no change coming in the foreseeable future. Instead of waiting for that raise to come to you, seek it out and get it for yourself. In this episode, Tim and Matt discuss the importance of managing your time (and money by investing) to move to a place of independence. They also cover this week's upcoming Fed meeting and the possibility of an interest rate hike & Draghi's speech at the European Central Bank last week.