On this episode, Kevin chats with Tony Yousif, Executive Managing Director of SVN, about building a nationwide distressed real estate advisory platform through relationships rather than transactions. Tony shares his journey from working at a convenience store and borrowing from his now-wife's salary to survive, through 2.5 years of 100-hour weeks before his first $25,000 commission check. The conversation explores how he positioned himself as a "conductor of the orchestra" between lenders and local market experts rather than just a broker, working with institutions like Wells Fargo, Bank of America, and Fannie Mae to navigate troubled assets. Tony explains why he operates as a farmer rather than a hunter—planting seeds and nurturing relationships instead of chasing deals—and how this approach has given him the freedom to fire clients and walk away from $80,000 monthly retainers when relationships aren't mutually respectful. They discuss the difference between relationship brokers and transaction brokers, why banks' "extend and pretend" strategy looked genius through the last crisis, and Tony's philosophy on harmony versus balance across the three circles of life: business, friends and family, and self.