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Welcome to Season 4, Episode 38 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Traps in Activity of Daily Living (ADL) Forms."

Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores the various traps buried throughout the infamous Activity of Daily Living form that claimants can fall into. The Activity of Daily Living (ADL) form is a form that claimants will be asked to complete at interval times during the course of their claim. While the purpose of the form is to establish your daily activities, it can also be used as a tool by disability carriers to deny, or terminate, a claim. Some questions covered in the ADL form are designed to be leading, ambiguous, or confusing. Today, your host, Nancy L. Cavey, will walk through some of the common pitfalls that can be found in this disability denial tool. 

In this episode, we'll cover the following topics:

1 -  How Should I Answer the Question “What Keeps You from Working?”

2 - How Should I Answer the Question “How Bad Is Your Pain?”

3 - Tips for How to Answer the Question “What Do You Do on a Typical Day?” on a Disability Carrier or Plan’s Activity of Daily Living Form

4 - When I Apply for My ERISA Disability Benefits, Why Do They Ask Me What I Do around the House?

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Resources Mentioned In This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/

FREE CONSULT LINK: https://caveylaw.com/contact-us/


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Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.