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Tonight you will be listening to Airbnb Terms of Service Part 2. Narrated by Scott Elchison. 

Airbnb Terms of Service Part 2 Highlights: 

• Word Count: 4912 (9694) 
• Arbitration Agreement: Yes
• New Word Learned: Exigent - pressing; demanding.
• Verified Users: Any references to a Member or Listing being "verified" (or similar language) indicate only that the Member or Listing or Air B and B has completed a relevant verification or identification process and nothing else.
• Here are all the other terms you agree to by agreeing to the Airbnb TOS. Host Guarantee Terms, Japan Host Insurance Terms, Guest Refund Policy, Experiences Guest Refund Policy, Content Policy, Nondiscrimination Policy, Extenuating Circumstances Policy, Policies, Standards. 

Sponsors: 

Tonight's episode is sponsored by Magic Spoon. Go to magicspoon.com/BETTERSLEEP to grab a variety pack and try it today. Or if you are anything like me a 4 pack of the fruity flavor! Use our promo code BETTERSLEEP at checkout to get free shipping.

Read the full TOS here: https://www.airbnb.com/help/article/2908/terms-of-service

Tonight you will be listening to Airbnb Terms of Service Part 1. Narrated by Scott Elchison. 

Airbnb Terms of Service P1 Highlights: 

• Word Count: 5329 (9694) 
• Arbitration Agreement: Yes
• Users are responsible to investigate a Host Service to determine whether it is suitable for them. For example, Host Services may carry risk of illness, bodily injury, disability, or death, and you freely and willfully assume those risks by choosing to participate in those Host Services.
• AirBnb hosts are responsible for handling and using personal data of Guests and others in compliance with applicable privacy laws and these Terms, including AirBnb’s Host Privacy Standards. 
• Cancellation policies are set by the hosts of the rental unit not Airbnb. 

Read the full TOS here: https://www.airbnb.com/help/article/2908/terms-of-service

Tonight you will be listening to Discords Terms of Service. Narrated by a clone of Scott Elchison’s voice. 

Discord Terms of Service Highlights: 

• Word Count: 7175
• Arbitration Agreement: Yes
• New Word Learned: Estoppel - The principle which precludes a person from asserting something contrary to what is implied by a previous action or statement of that person or by a previous pertinent judicial determination.
• You agree not to: develop, distribute, or publicly inform other members of "auto" software programs, "macro" software programs or other "cheat utility" software program or applications. 
• You agree not to: exploit, distribute or publicly inform other members of any game error, miscue or bug which gives an unintended advantage
• User disputes: You are solely responsible for your interaction with other users of the Service and other parties that you come in contact with through the Service. Discord reserves the right, but has no obligation, to manage disputes between you and other users of the Service.
• Account termination: If your account is terminated you may lose your Account and all information with it. Including any Virtual Currency and Virtual Goods. 
• Virtual Currency: You may not purchase, sell, or exchange Virtual Currency outside the Service.
• Interpretation: You agree that these Terms will not be construed against the Company by virtue of having drafted them.

Read the full TOS here: https://discord.com/terms

Tonight you will be listening to Instagram Terms of Use. Narrated by a clone of Scott Elchison’s voice. 

Instagram Terms of Use Highlights: 

• Word Count: 3911
• Arbitration Agreement: Yes
• Instagram is owned by Facebook 
• You can't use a domain name or URL in your username without Instagram’s prior written consent.
• Instagram can change your username if they think it is necessary 
• Instagram use’s data from Instagram and other Facebook Company Products, as well as from third-party partners, to show you ads, offers, and other sponsored content. 
• You can’t sell or buy Instagram accounts

Tonight you will be listening to Descript's Terms of Service. Narrated by a AI clone of Scott Elchison voice. 

Descript’s Terms of Service Highlights: 

• Word Count: 5712
• Arbitration Agreement: Yes 
• Overdub Highlight: By submitting Training Audio to Descript, you consent (and represent and warrant that you have obtained the consent of any third-party Consenting Speakers) to our use and storage of the audio recordings and voices you submit as follows:
• (a) to use your voice, and the voice of any third-party Consenting Speakers, to train an Overdub Voice, to synthesize and otherwise use such voices as describe herein, and to otherwise operate the Descript Service;
• (b) as part of our research datasets to analyze, maintain, and improve our voice technology, and other technology, and for other research and development and data analysis purpose, provided that if we add your Training Audio to our research datasets, we first anonymize the data so it is no longer associated with your account;
• (c) Descript employees, contractors and Amazon Mechanical Turk workers may listen to audio samples of your Training Audio and your synthesized audio in order to test the quality of your Overdub Voice; and
• (d) Descript employees may use your Overdub Voice to create a series of non-defamatory utterances, solely for internal quality assurance purposes.
• Other than as described above, only you, and people you explicitly share access with, will have access to generate synthesized audio using your Overdub Voice. Descript will not share your Training Audio or your Overdub Voice with third parties except as expressly described above and in our Privacy Policy.

Tonight you will be listening to Knowable’s Terms and Conditions. Narrated by Scott Elchison. 

Knowable's Terms and Conditions Highlights: 

• Word Count: 6440
• Arbitration Agreement: No 
• What is the DMCA? The Digital Millennium Copyright Act (DMCA) is a 1998 United States copyright law that implements two 1996 treaties of the World Intellectual Property Organization (WIPO). It criminalizes production and dissemination of technology, devices, or services intended to circumvent measures that control access to copyrighted works (commonly known as digital rights management or DRM). It also criminalizes the act of circumventing an access control, whether or not there is actual infringement of copyright itself. In addition, the DMCA heightens the penalties for copyright infringement on the Internet. (Wikipedia) 
• Knowable Refund Policy: Full refunds for a particular Course are available upon request up to 14 days following your purchase of the particular Course, after which time no refunds are available for any reason.
• By providing Knowable with your email address and using the Site, you affirmatively consent to the use of your email address for notifications from Knowable regarding important service announcements and other administrative communications related to your use of the Site, as well as certain marketing and other advertising communications from Knowable and from third-party advertising partners, as more fully set forth in our Privacy Policy.

Tonight you will be listening to the Morning Brew’s Privacy Policy. Narrated by Scott Elchison. 

Morning Brew Privacy Policy Highlights: 

• Word Count: 4204 
• New Word Learned: Adduced - cite as evidence.
• "a number of factors are adduced to explain the situation"
• Morning Brew does not use cookies for online advertising 
• Morning Brew does not do not sell, trade, rent, or share your personal information with third parties for their marketing purposes. 
• Morning Brew uses personal information to respond to or fulfill inquiries, address administrative needs and communications, improve the Morning Brew’s product and services, contact individuals for internal business purposes and to provide newsletters, survey’s, promotions and notices on the product to subscribers.

Tonight you will be listening to Unsplash's Terms and Conditions. Narrated by Scott Elchison. 

Unsplash Terms and Conditions Highlights: 

• Word Count: 5316
• Arbitration Agreement: Yes 
• Photos on the Unsplash service come with a very, very broad copyright license under the Unsplash License. This is why they say that they are “Free to Use.” 
• Users own all of the content that they upload to Unsplash 
• You cannot sell copies of photos on Unsplash without first significantly or meaningfully updating, modifying, or otherwise incorporating new creative elements into the photos

Tonight you will be listening to Reddit’s User Agreement and Privacy Policy. Narrated by Scott Elchison.

Reddit User Agreement and Privacy Policy Highlights 

• Word Count: 7634
• Arbitration Agreement: No
• New Word: Investigatory - designed to find information or ascertain facts; "a fact-finding committee"
• When posting content to Reddit, users waive their moral rights associated with that content. In the United States, the term "moral rights" typically refers to the right of an author to prevent revision, alteration, or distortion of her work, regardless of who owns the work. (UA, Section 4) 
• Reddit is not responsible for actions taken by moderators (UA, Section 7) 
• Reddit embedded content is not covered by the Reddit Privacy Policy. Instead, it is covered by the third party’s privacy policy that is embedding the content. (PP, Information Collected by Third Parties)
• Reddit ignores the Do Not Track signal from web browsers. (PP, Information Collected by Third Parties)

Tonight, you will be listening to Overcast’s Terms of Use and Privacy Policy. Narrated by Scott Elchison. 

Overcast Terms of Use and Privacy Policy Highlights 

• Word count: 3836
• Arbitration Agreement: No 
• Overcast Premium subscriptions automatically renew unless it is canceled at least 24 hours before the end of the current period
• Users are solely responsible for maintaining the confidentiality of there Overcast account passwords
• New Overcast accounts are created anonymously, without email addresses or passwords.  
• Users in the EU consent to have their data stored in the United States 
• No personal data is used to target Overcast’s ads except the categories of podcasts that you’re subscribed to, such as “Technology” or “Business”