It is that time of year when our medical schemes inform us how much more we will be paying for our medical cover. With medical costs rising above inflation, the amount we spend on medical services takes a growing bite out of our budgets. 

It is important that we spend time understanding our medical plan to make the most of it. 

In this podcast I chat to Jillian Larkan, head of healthcare consulting at financial advisor firm GTC to unpack the mysteries of medical cover: