In today’s CalmCast, we untangle three big ideas you need to understand right now: why ETFs are outpacing mutual funds, what “core inflation” actually means (and why the Fed cares more about it than you might think), and how distinguishing fixed from variable expenses can give you immediate power over your budget.

We’ll explain:

The sneaky fees and tax quirks hiding in mutual funds

What core inflation says about where the economy’s really headed

Why knowing the difference between a grocery bill and a rent check might just save your financial plan

This episode is fast, practical, and built to calm the chaos in your money life.