It's all down arrows on this morning's earnings movers. Sam Vadas talks about the "tariff exposed story" impacting Whirlpool (WHR) and UPS Inc. (UPS). As for UnitedHealth (UNH), Sam attributes its sell-off to rising medical costs on top of other company-specific headwinds. Spotify's (SPOT) surprise loss caused a slide in shares despite subscribers showing a bright spot.

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