Wondering what the difference is between myself, a money coach and a financial advisor? If you've googled the difference, you might see this answer: "A financial advisor is a professional who can help you develop your investment strategy and long-term financial plans. A financial coach is someone who can help you reach near-term goals by providing financial education and showing you better ways to manage your money."

On today's episode, I share how I was on track to become a financial advisor, and why I decided I didn't want to manage rich people's money for them. I quit my job as a stock broker because I wanted to help first gen, LGBT/BIPOC with their mindsets first AND I want them to manage their own money. In my opinion, financial advisors profit off of your ignorance. They're not down with helping you with your limiting beliefs/mindset. They get paid to manage your own money or understand it because you're too scared to do it. I share how I'm a great stepping stone toward one day hiring a financial advisor so that you can actually understand WTF you're paying them to do with your investments.

Want to learn more about ⁠1:1 coaching with @Travelercharly? Get all of that goodness here!

Happy Pride month!! Today I'm pumped to have Kelly aka @KeLindaEres on to chat all about dating, money, and manifesting our ideal partners. Both of us share red, yellow, and green flags when it comes to dating and money conversations. At the time of this recording, both of us are single, and this conversation shows you that when you're single is THE time to really reflect on your dating life, past patterns, and what you want. Having the right partner(s) is an investment that not only affects your money but your happiness and trajectory of your LIFE.

To sign up for the 6/1 "Job hop your way to early retirement" class and to learn more about 1:1 coaching with @Travelercharly, click here!

On June 1st! Kick off Pride month and learn about securing the bag!! Join First Gen Career Mindset Coach Carla Santamaria and myself for a FREE masterclass on job hopping your way to early retirement. Learn: 

The Millionaire Mindset exercise is the second stage of my Millionaire Treasure Map. I cover this in my 2nd meeting with my clients. This tools help them for the rest of their lives. I know because I use them daily.
I'm not constantly researching new stocks. I AM constantly working on my money mindset.
The way you think and feel about money has an impact in the choices you make. Not just with finances but in other areas of your life as well.
Helping you shift the way you think about money is one of my favorite things about being a money coach. In my one-on-one coaching program, we dig into your personal history with money. How was money talked about (or NOT discussed) in your home growing up? What are your feelings about money today?
Getting into the details helps us figure out some of the WHY behind our decisions. as a coach, I help my clients get over limiting beliefs that may no longer apply to their aligned selves.
My job is to help you feel confident about your finances and take actionable steps to achieve your money goals. Money mindset matters in that it helps you build confidence. This confidence can also transcend into other areas of your life.
Book a call to work 1:1 with me/join my next masterclass here. 🦄

Instagram: @travelercharly

Your Net Worth Party is the first stop on your Millionaire Treasure Map, the journey I take my clients on.

On a scale of 1-10 (10 is the highest), how empowered do you feel about:

My instagram: @travelercharly

Blog/newsletter: https://linktr.ee/travelercharly

Have you ever met someone and just known you two are gonna vibe? That's what today's crossover podcast episode is like with Carla, who I met in my business coaching mastermind group with Cat del Carmen. In this candid, unfiltered conversation full of joy and laughter, Carla and I rage against the cishet white capitalist machine.

We talk about the why it is imperative for first gen people of color to destigmatize the desire to build wealth. I shares my insight on investments and talks about the power of time IN the stock market, how I invested in my Roth IRA even when I was on food stamps, and how you can become am anti-capitalist millionaire.

We also discussed how immigration status, upbringing, and generational beliefs are influencing how we show up in our career choices and money choices. Last, we talk about how important it is to surround yourself with people who will lift you up on your wealth building journey. I had actually never talked to Carla outside of DMs, but when we DID meet, you clicked immediately because of our shared values (and we realized we're both virgos!)

About today's guest: Born in Honduras and raised in Miami, Carla Santamaria is a career and mindset coach for first gen WOC. She helps clients job hop their way to six figures by leaning into their strengths and building community. Carla is the producer and host of The First Gen Coach Podcast, and can be found on Instagram at @CarlaTheFirstGenCoach.

Download your free Leveraging LinkedIn Training at www.thefirstgencoach.com/welcome

To join Charly's masterclass on 4/27 and learn about 1:1 coaching: https://linktr.ee/travelercharly

You don't need to be a broker or an advanced trader to open a brokerage account. I share how these accounts work, how easy it is to open one, and how they should be used in addition to retirement accounts so that you can be financially independent!

I'm hosting my next investing masterclass on brokerage accounts. Anyone who wants to build wealth to help themselves AND others is welcome!

Sign up and learn about 1:1 coaching here: https://linktr.ee/travelercharly

What's stopping you from building wealth isn't your lack of access to knowledge. It's allowing yourself to believe that you deserve to build wealth. Money is NOT evil. Building wealth doesn't make you a bad person. You deserve to fill up your cup so you can help yourself AND others.
I share reflections on how finding community has been essential for me as a business owner to make $100k+ in sales. I also share how having a brokerage account and selling $3k in stock in it allowed me to take my business from a side hustle to a full time source of income.
Want to learn how to use a brokerage account to retire early? Join my brokerage account masterclass on 4/27 to learn all about this. To save your spot and learn about 1:1 coaching, click here.

I'd love to see you join and ask questions in a magical space!

The 2023 401(k) limit is $22,500. I share how you need to be maxing this account out every year in order to retire early (or retire at all, tbh). Don't have a 401(k)? I got you I mention what you need to know about IRAs.

You also should absolutely understand what you're investing in within your 401(k). You could still be investing in "funds" that are actually just in cash that's losing value to inflation.

Ready to stop winging it and make powerful money moves? Book a call to work 1:1 with me here. 🦄