We’re back. We both got hit with a nasty illness for a few weeks and lost our voices, so this one is low-energy and coughy. We talk about why we disappeared, why this Christmas felt “off”, a New Year’s Eve living-room campout with the kids, and how fast sickness can wipe you out. Then we look back at some 2025 goals, set fresh 2026 goals, and Tom admits he’s convinced Premium Bonds will make him a millionaire every month. We also share why Disney matters to us, plus a quick reminder: if you’ve been listening for ages and thinking about lessons, now’s a good time to start.

0:00 Welcome back and why we disappeared

0:40 Three weeks ill, lost voices, low energy

3:00 Christmas felt quiet this year

6:00 New Year’s Eve with kids and getting sick

10:30 Moving house, 2025 drama, hoping 2026 improves

17:00 Premium Bonds and the monthly million fantasy

20:30 2025 goals review, exercise, habits, tracking

26:00 Journaling, Finch app, wanting better insights

27:30 Disney plans and giving kids real memories

34:00 Hobbies, dates, books, piano, creative projects

40:00 2026 goals, family time, couple time

47:00 Where we might live next, avoiding tourist traps

50:30 Dog debate, Halloumi, dog sitting reality

54:30 Lessons, teachers, Patreon, wrap-up

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