Everyone is talking about if and when a property crash will happen and Shaz has put together great content that explains when and why it will happen in 2021.

Following the worldwide pandemic, the support measures put in place are coming to an end and officially the UK went into a recession in the second quarter of 2020 so there will be a correction in the property market and Shaz shares great information about the reasons why in this informative episode.

 

KEY TAKEAWAYS

• The UK has been in recession since the second quarter of 2020
• In previous recessions, there has been a property crash.
• Unemployment will rise when furlough ends
• When people can’t repay their loans the property market is affected and a correction will happen.
• A lot of people in the UK can’t afford to buy property right now.
• The average house price in the UK is around £250,000 and many don’t earn enough to get a mortgage.
• The relief on stamp duty ending will slow the property market.
• There will be an end to mortgage holidays and this will mean people will struggle
• After March there will be a correction in property prices.

 

BEST MOMENTS

‘We will see a lot of people trying to complete in the next month’

‘Even the most optimistic don’t think the economy will return to pre-Covid levels until 2023’

 

VALUABLE RESOURCES

[email protected]

 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

In this episode, Shaz looks at the different ways you can secure funding to buy a business. there are a variety of different ways and each has different challenges.

Shaz explains in detail why deferred payment works exceptionally well and is his personal choice for funding. It means putting in the work to understand the motivation of the seller but it’s about you not having to put any money into the deal. When you can finance purchasing a business in this way it opens the opportunities for scaling securing multiple businesses.

 

KEY TAKEAWAYS

• You could take an unsecured loan, depending on the size of the business this could be used as the deposit
• To take out a secured loan, usually, you will have to provide a guarantee or security and you will need to have a good business case and a good team around you.
• Peer to peer lending can secure funds quickly but the interest with be higher.
• Deferred payment means you agree to the purchase and the payments are then split over
• The initial payment can come from the bank and then the subsequent payments from the profits of the business over several years.
• Deferred payment can usually be viable over 3 to 5 years
• Small businesses can be difficult to sell so a deferred payment can be acceptable when they are motivated to sell.
• You need to understand their motivation for selling.
• Deferred payments work exceptionally well

 

BEST MOMENTS

‘You need to make sure you can sustain the business’

‘Depending on how you structure the business a loan could get you started’

‘No money down from a buyers perspective can work really well’

  

VALUABLE RESOURCES

[email protected]

 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

 

 

 

 

 

 

 

 

 

 

Currently, with a global pandemic, lots of people are re-evaluating and thinking about whether this is the right time for them to get out of the business they are in.

So, this is a great time to buy a business and Shaz shares how with a deferred sale you can in reality get a business for free.

People are open to doing deals so if you can find people who want to sell then you are helping them to realise their dream, as many small business owners  plan for the sale to be a part of a retirement plan that lets them do what they want to do – it people helping people

 

KEY TAKEAWAYS

• There are people who are unsure of the future so are looking to make a change
• There are those who were thinking of moving who may be looking to give up their businesses.
• People with multiple businesses may be looking to streamline.
• Identify people who want to sell and work with them so they are happy and you are happy
• Small business owners will often see the sale of their business as part of their retirement plan.
• You can help make that happen and ideally with a deferred sale where you pay something now and the rest paid over the next few years
• You can get a business for free using future profits to pay off the debt.
• Scale-up by buying businesses and you will have a high capital value when those businesses are considered together.

 

BEST MOMENTS

‘This isn’t about taking advantage of people this is about helping people’

‘Many small business owners struggle to sell for a range of different reasons’

‘People are open to doing deals’

 

VALUABLE RESOURCES

[email protected]

 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

 

 

In this first episode of a new series about buying a business Shaz looks at shares and assets.

It’s important to understand the differences for both the buyer and the seller when selling and purchasing assets and shares and Shaz explains the differences and why sellers usually prefer selling assets.

Ultimately it’s about understanding what both the seller and buyer want and what’s required when assets or shares are sold as part of a business and Shaz shares great advice about what needs to understood when buying any business.

 

KEY TAKEAWAYS

• Most buyers favour buying the assets of a company.
• If you buy the shares of a company you take over all the previous liabilities
• If a seller sells the assets they can’t claim entrepreneurs relief.
• If they sell shares they can claim entrepreneurs relief if they meet the criteria.
• Sellers will usually prefer to sell shares not assets.
• If you are selling the assets it’s likely you will have more interest because buyers prefer to buy assets.
• The sale will potentially move more quickly with assets because there is not the same due diligence required.
• If the buyer is buying assets and goodwill then the goodwill value has to has an agreed value
• With shares, you can claim entrepreneurs relief on the first million.
• If you are buying shares both financial and legal due diligence need to be completed.
• The sale of shares takes a lot longer than the sale of assets.
• You need to factor in the fees when you are buying a business.

 

BEST MOMENTS

‘The seller has more leverage selling assets’

‘Selling assets will mean the sale is faster’

‘My preference is to buy the assets but it does depend on the circumstances’

 

VALUABLE RESOURCES

[email protected]

 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Everyone in business is always looking to find more time and many identify time management as a challenge.

Time moves on in the same way for everyone but you can learn to manage yourself and how you tackle the working day with more focus.

Shaz explains how he has refined the ways he approaches the working day to make sure he gets the most out of it and shares great tips on how anyone can get more done in less time.

 

KEY TAKEAWAYS

• We can’t manage time we can only manage ourselves.
• Plan each day before you begin.
• List three priority things you want to get done that day.
• Go through the goals you have set - this creates a positive frame of mind.
• The Pomodoro technique works really well.
• You’ll be surprised at the amount of work you can get done if you are completely focused.
• Learn how to delegate because the more you delegate the more you free up your time.
• Prioritise and then re-prioritise activities and tasks throughout the day.
• At the end of the day review and celebrate what has gone well.

 

BEST MOMENTS

‘When you have less time, you are more focused’

‘Break down your big goals into smaller monthly and weekly goals so your know you are winning’

 

VALUABLE RESOURCES

[email protected]

 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

 

 

 

 

 

 

 

 

 

When you go into property you are going to lose money at some point and there will be challenges.

The most important thing to do is to persevere there will always be challenges to overcome and things will sometimes go wrong but if you persevere and are not afraid of making mistakes you can learn from the things that go wrong and achieve more

 

KEY TAKEAWAYS

• When you are looking at any deal make sure you do your research
• Things will go wrong and you need to always persevere
• You need to look for a solution to the challenge and carry on.
• Don’t be afraid to make mistakes.
• When things go wrong learn from those mistakes and then you will never make the same mistake again.
• Whatever you are doing remember to persevere.

 

BEST MOMENTS

‘When you are going into a deal don’t go in blind’

‘Have the confidence to go out and try stuff’

 

VALUABLE RESOURCES

[email protected]

 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

 

 

 

 

 

 

 

In this succinct episode, Shaz shares an overview of the taxes you are likely to need to pay when you have a buy to let property portfolio.

You need to consider Section 24, stamp duty land tax, capital gains tax and inheritance tax along with deciding which is the right structure for you to purchase property through.

This is a great opportunity to hear about what you need to take into account and the different ways taxes will impact on your property portfolio and the way property is purchased.

 

KEY TAKEAWAYS

• Section 24 came into effect in April 2017 and it means you cannot claim your finance costs if you have a portfolio in your own name or as a partnership.
• You can get a 20% tax credit if you are a higher taxpayer but can’t claim finance costs
• If you are a basic rate taxpayer you can claim finance costs.
• You will be paying more in tax.
• When buying property to let you will have to pay property stamp duty land tax.
• When you sell a property, you will pay capital gains tax.
• You need to forward plan for inheritance tax
• If you are employed it makes sense to purchase  properties in a limited company
• Every situation is different and a limited company may not be the right route for you.
• You need to explore all the options to ensure you use the right structure for you.

 

BEST MOMENTS

‘You can buy property within a limited company’

 ‘You need to consider Section 24, Stamp Duty Land Tax, Capital Gains Tax and Inheritance Tax’

 

VALUABLE RESOURCES

[email protected]

 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

 

 

 

 

 

 

 

 

 

 

Shaz shares his key tips in this episode, the things you need to do if you want to be successful in business as a property entrepreneur.

Shaz shares his personal experiences and provides a great opportunity for others to learn from the mistakes he made along the way.

If you are passionate about property and committed to growing a successful property business then follow these key tips and you will see positive results.

  

KEY TAKEAWAYS

• Make Sure you have a good power team solicitor, accountant, architect,  deal sourcer, planning consultant and builder
• Surround yourself with successful, positive people, you are the average of those around you.
• Network, to learn from others and shorten your own learning curve
• Get a mentor, this is really important and will make a huge difference
• Dedicate 15 minutes a day to learning about property
• Start conversations across social media platforms to start building contacts.
• Make a plan and make sure you carry it out. Take the action you need to make things happen.

 

BEST MOMENTS

‘I wish I’d had a mentor early on when I started out in business’

‘You need to be passionate and committed to being a successful property investor’

 

VALUABLE RESOURCES

[email protected]

 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

 

 

 

 

 

 

 

Shaz shares his top tips for property investing from demand through to commercial conversions there are tips that cover all aspects of property and a range of different strategies.

Whether you are new to property investing or already on your property journey there is something for everyone in this episode.

 

KEY TAKEAWAYS

• Stamp duty tax holiday ends on 31 March this year.
• The demand for 2021 will remain strong, including investment from abroad.
• Interest rates are currently low and there are good deals available.
• If you are a new investor make sure you do your research.
• With more people working from home there is increased demand for properties with outdoor space and a decrease in price for those without gardens.
• There will be an increase in people needing rental properties.
• It’s likely there will be more offices available to let due to a decrease in demand.
• Commercial conversions are the best property strategy.
• There is a higher demand than supply currently.
• If you are looking to buy it may be beneficial to wait as some are predicting a drop in property prices.

 

BEST MOMENTS

‘Property prices are holding despite BREXIT and other difficulties’

‘Some companies are finding their employees are more productive working from home’

 

VALUABLE RESOURCES

[email protected]

 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.

 

 

 

 

 

 

 

Having clarity on your business and goals is vital and affects all other aspects and areas.

If you don’t know where you are aiming or clarity you are unlikely to get there and in this episode, Shaz shares great advice and poses the questions any business owner should be asking themselves about what exactly they want to get out of their business and how they are going to achieve their goals and Key Performance Indicators.

Those who take the time to map out what they want to achieve, have a roadmap and clearer vision and are more likely to achieve their goals and aspirations.

 

KEY TAKEAWAYS

• Write down your goals however many there are.
• Be clear on what your business will look like in the future.
• Map out what you want to achieve.
• Your goals and aspirations change over time but having clarity about the journey is vital.
• Key Performance Indicators are real-time measures that will help you to stay on target
• It’s what you can measure in your business every week and month.
• KPI’s alter over time to provide the specific focus you need but get started by focusing on the hours spent working on and in the business and money in the bank
• It’s better to go through the journey finding the right KPI’s for your goals and the vision you have for your business.
• Focus on KPI’s for your key result areas, where the impact will be greatest.

 

BEST MOMENTS

‘If you don’t like doing something then get someone else to do it’

‘Focus on a clear direction and vision for your business’

‘Making a start is more important than being perfect’

 

VALUABLE RESOURCES

[email protected]

 

ABOUT THE HOST

Shaz Nawaz is a serial entrepreneur; he owns five thriving businesses in diverse sectors.

Shaz is committed to helping business owners build successful businesses. Having conducted over 3,000 business growth consultation he has helped his clients generate millions in additional profits. His purpose is to inspire business owners to build businesses that are hugely profitable and sustainable.

He is a huge advocate of having multiple streams of income. He has written a number of business books and regularly contributes articles to mainstream media outlets.

You can find Shaz on:

•   Facebook
•   LinkedIn
•   Instagram
•   YouTube.