Choosing a financial advisor is one of the most important financial decisions you'll make—but are you asking the right questions?

In this episode of the WestPac Wealth Investments Podcast, Joe DeLisi explores the conversations every investor should have with their advisor before making long-term financial decisions. From investment philosophy and portfolio construction to tax strategies, retirement income planning, and risk management, Joe explains what separates a transactional advisor from a true long-term planning partner.

You'll also learn why understanding the "why" behind an investment strategy is just as important as the strategy itself, how to identify potential blind spots in your financial plan, and what to expect from a comprehensive wealth management relationship.

Whether you're evaluating a new advisor or reassessing your current one, this episode provides practical insights to help you make more informed decisions and build greater confidence in your financial future.

Every market cycle brings a new wave of predictions, headlines, and reasons to believe that "this time is different." But how accurate are those forecasts once the dust settles?

In this episode of the WestPac Wealth Podcast, Joe DeLisi revisits several of the most talked-about market predictions from the past year—including concerns surrounding tariffs, volatility, and broader economic uncertainty—to compare expectations with reality. The discussion highlights why reacting to headlines can be costly and why disciplined, long-term investing continues to outperform emotional decision-making.

Whether you're an investor, business owner, or financial professional, this episode provides valuable perspective on navigating uncertainty, evaluating market commentary, and maintaining a strategy built around long-term objectives rather than short-term noise.

Tune in for a timely conversation on market behavior, investor psychology, and the importance of staying focused when the headlines suggest otherwise.

Markets often reward what's popular...until they don't.

In this episode of the WestPac Wealth Investments Podcast, Joe DeLisi explores the recent pullback in many of the market's largest technology companies and what it means for investors. While tech has delivered exceptional returns over the past decade, history reminds us that leadership in the market eventually changes.

Joe explains why diversification remains one of the most important principles of successful investing, how different asset classes have performed during the current market environment, and why a disciplined investment strategy can help investors avoid emotional decisions during periods of volatility.

In this episode, you'll learn:

• Why many of today's leading technology stocks have declined from recent highs
• How small-cap and value investments have compared in the current market
• What investors can learn from previous technology market cycles
• Why diversification helps manage portfolio risk
• How to stay focused on long-term investment goals instead of short-term market headlines

Whether you're building wealth, preparing for retirement, or managing an existing investment portfolio, this episode provides valuable perspective on navigating changing market conditions with confidence and discipline.

Did you miss the boat on SpaceX?

With private companies staying private longer and high-profile IPOs generating enormous excitement, many investors wonder if they've missed their chance at extraordinary returns. In this episode, Joe DeLisi explores why the fear of missing out can lead investors away from sound decision-making and toward unnecessary risk.

Drawing on nearly three decades of experience, Joe explains why successful wealth management isn't built around chasing headlines or trying to pick the next big winner. Instead, long-term success comes from maintaining a disciplined investment strategy that aligns with your goals and allows innovation to work on your behalf over time.

In this episode, you'll learn:

• Why investors are captivated by companies like SpaceX
• The dangers of making emotional investment decisions
• How diversification helps investors participate in innovation
• Why your investment portfolio should support your financial plan
• The difference between speculation and long-term wealth building
• How experienced investors avoid the fear of missing out

If you've ever wondered whether you missed the next great investment opportunity, this episode offers a timeless perspective on building wealth with discipline and purpose.

What are the rules that should never be broken when building an investment portfolio?

In this episode of the WestPac Wealth Investments Podcast, Joe DeLisi shares the investment principles he considers non-negotiable. Drawing a parallel between successful business operations and successful investing, Joe explains why disciplined portfolio construction matters and why "winging it" is rarely a winning strategy.

Joe discusses the difference between investing and speculation, the importance of having a repeatable process, and why some decisions should not depend on market headlines, emotions, or short-term trends. He also shares insights from speaking to thousands of financial advisors across the country and explains the principles he believes should guide investors regardless of age or market conditions.

Whether you're building wealth, preparing for retirement, or simply trying to become a more disciplined investor, this conversation offers a practical framework for making better financial decisions.

Topics Discussed:

• The non-negotiables of portfolio construction
• Investing vs. speculation
• Why discipline matters more than predictions
• Lessons from successful business operators
• Common mistakes investors make
• Building a repeatable investment process
• Long-term wealth creation strategies

In this episode, Joe DeLisi shares the story behind the investment philosophy that guides his work today and why it took years to fully develop. From his early days entering the financial industry without a finance degree to discovering evidence-based investing, Joe explains the experiences that changed how he thinks about markets, portfolio construction, and long-term investing.

Joe also discusses the growing interest from younger advisors who want to understand not only what works in investing, but why. Along the way, he reflects on the mistakes, assumptions, and industry influences that shaped his perspective over nearly three decades.

This conversation offers valuable insight for investors, advisors, and anyone interested in how financial philosophies are formed over time.

In this episode of the Westpac Wealth Investment Podcast, host Joe Dalisi sits down with Nash Subotic, Founder and CEO of WestPac Wealth Partners, to dive deep into the firm’s investment philosophy and how it drives better long-term outcomes for clients.

Nash shares the core principles that guide Westpac Wealth’s portfolios:

• Why a long-term, history-driven, science-based approach beats short-term speculation
• The importance of global diversification — including international stocks, small-cap value, and emerging markets
• How the firm’s portfolios performed through the 2020 crash and the 2022 bear market
• Why staying invested and even adding capital during market declines creates significant wealth over time
• The power of disciplined asset allocation over chasing hot trends like crypto or “this time is different” narratives

Nash also discusses how WestPac Wealth puts clients’ long-term interests first — even when it’s unpopular — and why protection-first planning, risk management, and comprehensive wealth strategies are just as important as the investment side.

Whether markets are booming or in turmoil, this conversation delivers clear, timeless investment wisdom straight from the leader of one of the fastest-growing wealth management firms in the country.

Headlines about Iran and the Strait of Hormuz have many investors asking the same question: What does this mean for my money? In this episode, we explore how geopolitical risk can impact markets, why uncertainty is always part of investing, and how a disciplined long-term strategy can help investors avoid costly emotional decisions.

In Part 2 of our Next Generation series, we continue the conversation around how young adults can begin making sound financial decisions early, before costly mistakes take root.

Today’s environment presents more access to information than ever before, yet many young investors still lack clarity on what truly drives long-term success. In this episode, we focus on the foundational principles that matter most: developing disciplined habits, avoiding common pitfalls, and understanding the importance of a long-term perspective.

Rather than chasing trends or reacting to short-term market movements, this discussion centers on building a framework for decision-making that can serve young adults throughout every stage of life.

This episode is valuable not only for young professionals getting started, but also for parents and families seeking to guide the next generation with intention and wisdom.

Many long-time clients eventually reach a new stage of life, when their children become young adults and begin making financial decisions of their own.

In this episode, Joe DeLisi discusses a growing trend he has seen over the past several years: parents asking their advisor to speak with their adult children about money, careers, and financial responsibility. These conversations look very different from traditional financial planning discussions with established professionals, but they can be just as important.

Joe explains how financial guidance changes when working with someone in their early 20s, the kinds of questions young adults are asking today, and why learning sound financial principles early can have a lasting impact.

Whether you’re a parent hoping to prepare your children for financial independence or a young adult beginning to think about money for the first time, this episode explores the importance of building a strong financial foundation early in life.