The Pete the Planner® Show

What Can You Afford on $100k a year? The Honest Breakdown


Listen Later

Is $100,000 a year really enough to live a stable, comfortable life?

In this episode, Pete breaks down the harsh reality of six-figure income in 2025 — starting with what you actually take home after taxes, 401(k contributions, and healthcare. Spoiler: it’s not $100K. Then we build a real financial life around what’s left, covering retirement savings, housing, transportation, food, insurance, and everything else life throws at you.

If you’ve ever asked, “Why do I still feel broke even though I make six figures?” — this one’s for you.


This is the first in a new series where we build complete financial lives around real household incomes. Coming up:

  • How to make $70,000 feel like stability
  • What life looks like at $50,000 a year
  • Why $200K doesn’t guarantee wealth
  • And what true financial peace looks like at any income
  • Subscribe now — and let’s build a life that actually works.

    ...more
    View all episodesView all episodes
    Download on the App Store

    The Pete the Planner® ShowBy IBJ Media

    • 4.6
    • 4.6
    • 4.6
    • 4.6
    • 4.6

    4.6

    241 ratings


    More shows like The Pete the Planner® Show

    View all
    Money Guy Show by Brian Preston and Bo Hanson

    Money Guy Show

    3,170 Listeners

    Your Money, Your Wealth by Joe Anderson, CFP® & Alan Clopine, CPA of Pure Financial Advisors

    Your Money, Your Wealth

    778 Listeners

    Jill on Money with Jill Schlesinger by Audacy

    Jill on Money with Jill Schlesinger

    1,924 Listeners

    The Stacking Benjamins Show by StackingBenjamins.com | Cumulus Podcast Network

    The Stacking Benjamins Show

    1,983 Listeners

    Retirement Answer Man by Roger Whitney, CFP®, CIMA®, RMA, CPWA®

    Retirement Answer Man

    1,290 Listeners

    Retirement Starts Today by Benjamin Brandt CFP®, RICP®

    Retirement Starts Today

    510 Listeners

    Afford Anything by Paula Pant | Cumulus Podcast Network

    Afford Anything

    3,526 Listeners

    Marriage Kids and Money: Personal Finance for Families by Andy Hill

    Marriage Kids and Money: Personal Finance for Families

    590 Listeners

    Big Picture Retirement® by Devin Carroll, CFP® & John Ross, JD

    Big Picture Retirement®

    516 Listeners

    Stay Wealthy Retirement Podcast by Taylor Schulte, CFP®

    Stay Wealthy Retirement Podcast

    600 Listeners

    Inside INdiana Business Television Podcast by IBJ Media

    Inside INdiana Business Television Podcast

    13 Listeners

    BiggerPockets Money Podcast by BiggerPockets

    BiggerPockets Money Podcast

    3,054 Listeners

    The Boldin Your Money Podcast by Steve Chen

    The Boldin Your Money Podcast

    181 Listeners

    The IBJ Podcast with Mason King by IBJ Media

    The IBJ Podcast with Mason King

    51 Listeners

    Earn & Invest by Jordan Grumet (Doc G)

    Earn & Invest

    435 Listeners

    The Personal Finance Podcast by Andrew Giancola

    The Personal Finance Podcast

    1,360 Listeners

    Business & Beyond with Gerry Dick by IBJ Media

    Business & Beyond with Gerry Dick

    52 Listeners

    MoneyWatch with Jill Schlesinger by CBS News

    MoneyWatch with Jill Schlesinger

    406 Listeners

    The Freedom Forum with Angela B. Freeman by IBJ Media

    The Freedom Forum with Angela B. Freeman

    4 Listeners

    The Indiana Lawyer Podcast with Maura Johnson by IBJ Media

    The Indiana Lawyer Podcast with Maura Johnson

    6 Listeners

    Inside INdiana Business Radio On Demand by IBJ Media

    Inside INdiana Business Radio On Demand

    4 Listeners

    Indiana 250: Off the Record with Nate Feltman by IBJ Media

    Indiana 250: Off the Record with Nate Feltman

    7 Listeners

    Beyond Clarkonomics: How the Fever’s evolution is transforming a sports capital by IBJ Media

    Beyond Clarkonomics: How the Fever’s evolution is transforming a sports capital

    1 Listeners