February 25, 2025

What Every ERISA Policyholder or Plan Beneficiary Must Know About How the Carrier or Plan Uses Their Nurse Reviewer, Paper Medical Reviews, or Independent Medical Examinations To Create Reasons for the Denial or Termination of Your Disability Claim

24 minutes

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Welcome to Season 5, Episode 6 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "What Every ERISA Policyholder or Plan Beneficiary Must Know About How the Carrier or Plan Uses Their Nurse Reviewer, Paper Medical Reviews, or Independent Medical Examinations To Create Reasons for the Denial or Termination of Your Disability Claim."

Join attorney Nancy L. Cavey, a leading expert in disability claims, for an insightful discussion on the tactics disability carriers use to deny or terminate benefits. These tactics often include relying on nurse reviewers instead of specialized medical experts and conducting so-called "independent" medical examinations that are anything but. In this episode of Winning Isn’t Easy, Nancy breaks down each of these strategies, explaining how they work and what you need to watch out for to protect your claim. Don’t miss this essential information.

In this episode, we'll cover the following topics:

1 - Can an ERISA Disability Carrier Use a Nurse-Only Review to Deny or Terminate My Disability Insurance Benefits?

2 - Can an ERISA Disability Carrier Use a Physician Peer Review to Deny or Terminate My Disability Insurance Benefits?

3 - The Not-So-Independent Medical Evaluation Games

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.

Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/

Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/

Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

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Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.