In this episode of The Market Moment, financial professionals Matt, Lee, and John dive deep into one of the most frequently asked questions: What is the ideal asset allocation when entering retirement?

The discussion covers:

-The importance of balancing growth vs. safety as retirement approaches

-Common mistakes retirees make with overly conservative portfolios

-Why solving for income should be the first priority in retirement planning

-The pros and cons of bonds, CDs, annuities, and equity exposure

-The classic 60/40 portfolio rule—and whether it still makes sense today

-How longevity, withdrawal needs, and market risk all factor into retirement strategy

This week's Market Moment concerns:

-Recent market reactions to geopolitical events and tariffs

-Insights into earnings season, job market data, and interest rate expectations

-A historical comparison of market cycles, tech bubbles, and the rise of AI-related investments

The guys emphasize that while general rules of thumb—like a 50-70% equity allocation—can be useful, every retirement plan should be tailored to individual goals, income sources, and risk tolerance. They highlight the value of working with a trusted financial advisor to develop a flexible and durable retirement income strategy.

🔍 Whether nearing retirement or already retired, this episode offers actionable insights on how to align your portfolio with long-term needs while navigating an uncertain market landscape.

🔔 Like, subscribe, and you can email us at [email protected] . The team regularly addresses listener questions in future episodes.

🍿 Watch Next:    • A Simple Guide to Financial Success | Data...  

🎙The Market Moment Podcast! Last week's episode...   • Is $1,000,000 Enough to Retire?  

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⚠️ Disclosures: The Market Moment podcast is hosted by employees of Mach 1 Financial Group, LLC, a Registered Investment Advisor located in Rogers, Arkansas. A copy of Mach 1’s current written disclosure brochure is available via the SEC website or at https://disclosures.mach1fg.com. Mach-1 Financial Group, LLC ("Mach-1") is a registered investment adviser located in Rogers, AR. Mach-1 may only transact business in those states in which the firm maintains a notice filing or has qualified for an exemption or exclusion from registration. A copy of Mach-1’s current written disclosure brochure, which discusses among other things, Mach-1’s business practices, services and fees, is available through the SEC website at www.adviserinfo.sec.gov and is also available at www.mach-1financial.com/disclosures