Today's guest is Sumitha Fernandez Musoles, UK Payments Director at PwC. Sumitha sits within the technology consulting practice with a focus on payments and cloud tech.

There is pressure on providers to reinvent and move towards a new business model that meets the needs of customers and be well-placed to adopt new technology.

So what is the future of payments? How is the payments industry focusing with legacy technology? Whilst the front-end of our services look beautiful, they can often mask complex aging infrastructure in need of transformation.

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