Morbid as it sounds, to get the greatest rate of return from a life insurance policy, you could pay the first premium and then die. 

While we certainly don’t suggest this course of action, this method will undoubtably give you the greatest rate of return.

Put this way, the whole concept of “rate of return” seems a little silly. However, it’s easy to get caught up in the “what’s your rate of return” game.

Today on Wealth Talks, Tom and John talk about the benefits of Whole life Insurance, and why the “rate of return” is not top priority.