What can we do if we’re struggling to make ends meet? In this episode, Gary & Christy talk about financial struggles and how to work through them. First, figure out exactly where you are. How much is in your bank account? How much do you have saved for retirement or for emergencies? What are the principal balances on your mortgage, car loan, or other debt? Second, find out how you got to where you are. Are you living beyond your means, are you making decisions out of fear, or have you just not been focused on your personal finances? Third, think about why you want your situation to change. You will face discouragement and obstacles on your way out of your financial struggles, so understanding your motivation will help you overcome those challenges. Finally, do what needs to be done. Set goals. Take action. Build a budget. Pray about it. Involve your family. Do everything you possibly can to get on the right track financially.

Episode Resources

• https://dailysuccessfulliving.com/why-am-i-poor/
• https://www.biggerpockets.com/blog/financial-struggle
• https://www.creditkarma.com/advice/i/struggling-financially-ask-help
• https://www.nerdwallet.com/article/finance/find-debt-relief
• https://www.consumer.ftc.gov/articles/0150-coping-debt
• Link to buy “The Repossession of Riley The Puppy”: https://www.amazon.com/Repossession-Riley-Puppy-Edward-Burrell/dp/1937550028