Investing is said to involve climbing a wall of worry… so where will the next crisis come from? A good place to look for clues is the Fed’s twice-yearly Financial Stability Report.  The latest report highlights risks at banks, money-market funds and commercial real estate, but will they really cause the next crash?  And in today’s Dumb Question of the Week: Surely low liquidity just means the price is too high? Selected links Financial Stability Report, May 2023 
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What Will Cause The Next Market Crash?

Investing is the best way to build wealth, but comes with risk and uncertainty.

Want to grow a portfolio of stocks, bonds, ETFs and more? This is the show to boost your knowledge and build your confidence.

Join us on the journey through bull markets, bubbles and crashes. Bring snacks and a steady hand; we're in it for the long haul...

Hosted by Ramin Nakisa (YouTube @PensionCraft) and Michael Pugh.
Contact us: mhr@pensioncraft.com

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Self-Improvement

Designing a retirement portfolio is one of the thorniest problems in investing. The mix of assets you choose dramatically affects how much you can safely spend during retirement. Withdraw too much from your pot, and you risk running out of money.  We’re joined by the creator of Portfolio Charts to examine optimal asset allocation. Tyler has modelled retirement scenarios around the world, identifying portfolios that help you sleep well at night and make the most of your money.  Selected links Global Withdrawal Rates – Portfolio Charts What Global Withdrawal Rates Teach Us About Ideal Retirement Portfolios 
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Building a Bulletproof Retirement Portfolio, with Tyler from Portfolio Charts

With valuations stretched, American stocks need to deliver the goods this earnings season. Companies must grow their profits and defend their margins or risk the end of the S&P; 500 bull market. And in today’s Dumb Question of the Week: What is a ‘blackout period’?  --- Get a FREE share 

Earnings Season: Can US Stocks Deliver the Goods?

Many investors favour stocks that pay a high dividend, opting to live off the cash they generate. Even stingy US tech companies have started to pay dividends. But does a strategy focussed on income make sense? And in today’s Dumb Question of the Week: What is ‘Shareholder Yield’?  ---  Get a FREE share 

Payout Puzzle: Does Dividend Investing Make Sense?

A stock market crash early in retirement can leave you struggling to live off your investments. We discuss de-risking our portfolios and how to manage ‘sequence of returns’ risk. And in today’s Dumb Question of the Week: Is a stock market crash good for long-term returns?  Thanks to Freetrade for sponsoring this episode.  Sign up at Freetrade.io/pensioncraft to get a free share worth between £10 and £100.  When you invest, your capital is at risk. The probability is weighted, so more expensive shares will be rarer. T&Cs; apply.  --- Get in touch  

Should you de-risk your portfolio before retirement?

The Bank of England has been criticised for its failure to foresee high inflation. A damning new report takes aim at the central bank’s forecasting process and urges a major overhaul. And in today’s Dumb Question of the Week: What is 'quantitative tightening'?  Thanks to Freetrade for sponsoring this episode.  Sign up at Freetrade.io/pensioncraft to get a free share worth between £10 and £100.  When you invest, your capital is at risk. The probability is weighted, so more expensive shares will be rarer. T&Cs; apply.  --- Get in touch  

What Will Cause The Next Market Crash?

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