Infinite Banking Mastery

What's best? A 15 year mortgage or a 30 year mortgage?


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You’ve heard the advice: If you can afford it, get a 15-year mortgage because of all the interest you’ll save compared to a 30-year mortgage.

It’s true you’d pay a lot less interest to the bank on a 15-year mortgage, but does that make it the best decision?

In this episode I’ll explain what else you should consider before tying up extra income in a 15-year mortgage, and why in most cases there’s a better way to approach it through whole life insurance and the Infinite Banking Concept.

Listen now!

Show highlights include:

  • Half truth: What typical 15-year mortgage advice gets right, and what it misses at the same time. (1:18)
  • How to make more money using IBC than you’d get in saved interest from a 15-year mortgage. (2:20)
  • Why the method that works best mathematically (and doesn’t involve whole life insurance) gets wrecked again and again by Parkinson’s Law. (5:30)
  • The HELOC “money mirage” that could leave you powerless when you need to borrow the most. (7:48)
  • Overlooked reason why paying cash for a big purchase is like lighting money on fire. (8:06)
  • The Great Equity Debate: Head-to-head comparison of home equity vs. whole life equity. (9:41)

Reach out to me: [email protected] https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

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Infinite Banking MasteryBy Valerie LaRoque

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