In this episode of The Market Moment, hosts Matt and John dive into one of the most common—and most misunderstood—questions in retirement planning: What’s the best order to withdraw money from your accounts?

They break down the tax implications and strategic order of drawing from taxable accounts, IRAs, and Roth IRAs, explaining how factors like RMDs (Required Minimum Distributions), Roth conversions, Medicare IRMAA thresholds, and tax-bracket management can significantly impact long-term retirement outcomes.

Matt and John also discuss:

💡 How to create flexibility in your retirement income strategy

💡 Why diversifying account types (taxable, traditional, and Roth) matters

💡 Common misconceptions about IRAs and RMDs

💡 The importance of planning early for tax efficiency and legacy goals

Beyond retirement strategies, the hosts share their latest market insights—including reactions to UPS earnings, updates on AI’s growing role in corporate efficiency, and trends in housing costs, inflation, and employment. They unpack how these economic indicators could shape the markets heading into year-end, offering perspective for both investors and retirees. Whether you’re planning your retirement withdrawals, curious about market trends, or looking to stay informed about how AI and economic shifts may affect your investments, this episode provides practical, professional insights from experienced financial advisors.

#retirementplanning #withdrawtips #investingpodcast

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📍 Hosted by the team at Mach 1 Financial Group, LLC — a Registered Investment Advisor based in Rogers, Arkansas. Learn more at: https://disclosures.mach1fg.com

Mach-1 Financial Group, LLC ("Mach-1") is a registered investment adviser located in Rogers, AR. Mach-1 may only transact business in those states in which the firm maintains a notice filing or has qualified for an exemption or exclusion from registration. A copy of Mach-1’s current written disclosure brochure, which discusses among other things, Mach-1’s business practices, services and fees, is available through the SEC website at www.adviserinfo.sec.gov and is also available at www.mach-1financial.com/disclosures