Market Moment Podcast

When Should I Claim Social Security Benefits?


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Welcome back to Market Moment! In today’s episode, Matt, Lee, and Isaac tackle one of the most frequently asked retirement planning questions: "When should I claim Social Security benefits?"

If you’re approaching age 60 or older, you’ve likely seen projections, conflicting advice, and heard it all—from "claim early at 62" to "wait until 70 for the biggest payout." Today, we break down how to evaluate your optimal Social Security claiming age based on:

✅ Life expectancy and personal health

✅ Investment portfolio pressure

✅ Income penalties before full retirement age

✅ Emotional and psychological factors

✅ Spousal strategies and survivor benefits

✅ Common myths around Social Security going away

 

Plus, we share general rules of thumb and how we use financial planning software to tailor decisions to each client’s situation. If you're wondering whether to take benefits early, wait, or plan around your spouse's benefit—this episode is for you.

 

🔍 Also in this episode:

We dive into recent headlines including Donald Trump's proposal to reduce financial reporting from quarterly to twice a year, and what that could mean for investors, transparency, and long-term investing.

We also explore the controversial concept of 24/7 stock trading, the impact on markets, investor psychology, advisors, and why this shift might not be as exciting as it sounds.

🧠 Key Topics Covered:

-When to claim Social Security benefits

-Financial planning considerations for retirees

-Trump's proposal: Semi-annual vs. quarterly earnings reports

-The future of 24/7 trading on the NYSE

-Market volatility and global market influence

-Emotional and strategic considerations for retirement

 

👍 Like this episode?

💬 Email us your thoughts on Social Security strategy or 24/7 market trading. [email protected]  

📩 Subscribe for weekly market insights, financial education, and practical retirement advice.

 

🍿 Watch Next: https://www.youtube.com/watch?v=V4EkYJeQQqw 

 

🎙The Market Moment Podcast! Last week's episode...https://www.youtube.com/watch?v=m9qzllpFPO8&t=727s 

 

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Give us a follow on Instagram! 

https://www.instagram.com/themarketmoment/ 

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🎙️ About Us:

The Market Moment podcast is hosted by financial advisors from Mach 1 Financial Group, a registered investment advisor based in Rogers, Arkansas. We deliver weekly insights into financial planning, retirement strategy, investing, and current market trends.

 

📢 DISCLAIMER:

The hosts of the Market Moment podcast are employees of Mach 1 Financial Group, LLC (“Mach 1”), a registered investment advisor located in Rogers, Arkansas. A copy of Mach 1's current written disclosure brochure is available through the SEC website and at disclosures.mach1fg.com

.

 

#SocialSecurity #RetirementPlanning #FinancialAdvice #MarketNews #Investing #StockMarket #TrumpNews #247Trading #Mach1Financial #MarketMomentPodcast #PersonalFinance #RetirementStrategy #EarningsReports #FinancialLiteracy

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